Hotness Got my OneCard finally - IDFC Bank - Points can...

Hot Deal Got my OneCard finally - IDFC Bank - Points can be redeemed for cashback

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Deal Subedar
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Got my OneCard finally - IDFC Bank - Points can be redeemed for cashback

Its virtual at the moment, the physical one will be dispatched shortly

PROS:
- Fractional reward points, 1 point for every ₹ 50 spent, if you spend 225, you get 4.5 points
- Reward points can be redeemed for cash instantly
- Top 2 categories of spends per month are eligible for 5X rewards (SBI ola style tracking on App)
- 1% forex markup charges (beating HDFC/Yes bank CCs also)
- Reward points don’t expire

CONS:
- No RP on wallet swipes (Paytm/PhonePe), etc.

https://www.onescore.app/blog/introducing-oneca...

142 Comments  |  
43 Dimers
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Deal Cadet
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Can you give more details of the application and process? Thank you

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Deal Cadet
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Damn,congrats grinning What was your number in the waitlist?

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Deal Subedar
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xera0117 wrote:

Damn,congrats grinning What was your number in the waitlist?

I think it was in the top 2000

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Deal Cadet
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A request to all dimers.
Please Don’t spoil the hen laying golden eggs.
Don’t misuse and make Onecard to stooge to Zerocard meanwhile they rip all the good benifits.

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Deal Cadet
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@dummyuser In which Area?
I’ve unlocked the card and also sent the details also in the latest experian I’ve find hard enquiry by idfc bank(onecard) but still no physical/virtual card for me

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Deal Subedar
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ImRebel wrote:

@dummyuser In which Area?
I’ve unlocked the card and also sent the details also in the latest experian I’ve find hard enquiry by idfc bank(onecard) but still no physical/virtual card for me

Pune
I got my KYC done just before lockdown, a guy came to my place for physical verification, they are active on twitter get in touch with them there

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Deal Cadet
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dummyuser wrote:

Pune
I got my KYC done just before lockdown, a guy came to my place for physical verification, they are active on twitter get in touch with them there

Sure…and what about the kyc, i mean what documents they ask/need.

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Deal Subedar
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ImRebel wrote:

Sure…and what about the kyc, i mean what documents they ask/need.

The usual ones you give while applying for a credit card..

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Deal Subedar
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before lock down they asked me to give docs .. i rejected as it was not correct to meet anyone at that moment. will they send now again smile

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Deal Subedar
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TEMPER wrote:

before lock down they asked me to give docs .. i rejected as it was not correct to meet anyone at that moment. will they send now again smile

For me they came way before the first case in my city, corona was fairly new at that time

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Deal Newbie
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Say if I pay 20k rent using payzapp then I would get 2000 cashback using one card?

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Deal Major
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VCC not generated yet
Waitlist number was ~500
KYC done on March 19
Let’s see

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Community Angel
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https://www.onescore.app/blog/onecard-is-ready-...

Your OneCard is packed with some delightful features and benefits.

- No Joining Fee
- No Annual Fee
- Forex Markup Fee: 1% (+GST)
- Interest free period – 48 days

Best-in-class Rewards Programme:
Get 1 Reward Point on a spend of Rs. 50

- Points are issued INSTANTLY
Use your card, get points credited immediately

- Get points on ALL spends, irrespective of amount
Fractional reward points – isn’t that awesome?

- Slick in-app redemption process
Swipe to redeem, no questions asked

- Points that never expire
You’ve earned them, you keep them

- 5X points on Top 2 categories in any month
Earn points where you spend most – no restrictions

- Get rewarded for spends on ALL categories
That’s right – even on fuel, insurance, utilities

Exciting offers on education, wellness, lifestyle and entertainment
- Eros Now
- 1mg
- Tata Sky
- Hungama
- Toppr
and many more.

*Food / Dining and Travel programmes are currently on hold due to COVID-19, and we will confirm once offers on these categories are activated on your OneCard.

These are only some of the features, and we’ll leave you to explore the others once you get and begin using your OneCard 😉

@DealSeeker @AnnamalaiNryaa @19FemaleGurgaon @Socrates laughing

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If I pay rs 1 lakh only for 1 category that means 2,000 points.

5x on this 2,000 points will count to 10,000 points.

Considering 10 points is 1 ₹ then on one lakh spend I am getting 1000 ₹ only.

Axis card gives 1.5% which is better than this!

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