Got my OneCard finally - IDFC Bank - Points can be redeemed for cashback
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Its virtual at the moment, the physical one will be dispatched shortly
PROS:
- Fractional reward points, 1 point for every ₹ 50 spent, if you spend 225, you get 4.5 points
- Reward points can be redeemed for cash instantly
- Top 2 categories of spends per month are eligible for 5X rewards (SBI ola style tracking on App)
- 1% forex markup charges (beating HDFC/Yes bank CCs also)
- Reward points don’t expire
CONS:
- No RP on wallet swipes (Paytm/PhonePe), etc.
Kaise apply Kiya tha @dummyuser
What was your number in the waitlist?
I followed this post by @maxdealer
https://www.desidime.com/forums/freebies-all-fr...
They had a waitlist and decided to shortlist only top 10K applicants, the only way to get to top was to refer
My waitlist is 17500.
@dummyuser In which Area?
I’ve unlocked the card and also sent the details also in the latest experian I’ve find hard enquiry by idfc bank(onecard) but still no physical/virtual card for me
before lock down they asked me to give docs .. i rejected as it was not correct to meet anyone at that moment. will they send now again 
For me they came way before the first case in my city, corona was fairly new at that time
What’s value of 1 reward point on redemption ?
10RP = 1₹
Say if I pay 20k rent using payzapp then I would get 2000 cashback using one card?
VCC not generated yet
Waitlist number was ~500
KYC done on March 19
Let’s see
https://www.onescore.app/blog/onecard-is-ready-...
Your OneCard is packed with some delightful features and benefits.
- No Joining Fee
- No Annual Fee
- Forex Markup Fee: 1% (+GST)
- Interest free period – 48 days
Best-in-class Rewards Programme:
Get 1 Reward Point on a spend of Rs. 50
- Points are issued INSTANTLY
Use your card, get points credited immediately
- Get points on ALL spends, irrespective of amount
Fractional reward points – isn’t that awesome?
- Slick in-app redemption process
Swipe to redeem, no questions asked
- Points that never expire
You’ve earned them, you keep them
- 5X points on Top 2 categories in any month
Earn points where you spend most – no restrictions
- Get rewarded for spends on ALL categories
That’s right – even on fuel, insurance, utilities
Exciting offers on education, wellness, lifestyle and entertainment
- Eros Now
- 1mg
- Tata Sky
- Hungama
- Toppr
and many more.
*Food / Dining and Travel programmes are currently on hold due to COVID-19, and we will confirm once offers on these categories are activated on your OneCard.
These are only some of the features, and we’ll leave you to explore the others once you get and begin using your OneCard 😉
Packaging and the card..both resembling OLA SBI (except the metal vs plastic part)
https://twitter.com/RajatAgarwal167/status/1268...
Vertical card printing is the new trend it seems
credit card limit?
Mine is 1.80L
If I pay rs 1 lakh only for 1 category that means 2,000 points.
5x on this 2,000 points will count to 10,000 points.
Considering 10 points is 1 ₹ then on one lakh spend I am getting 1000 ₹ only.
Axis card gives 1.5% which is better than this!
and thats also for only top 2 categories, u will get 1%, for others u will get almost nothing, can be used as showoff card.
Better to use flipkart axis, sbi simplyclick and amazon icici combo.
OneCard on twitter “The value of reward points will vary from merchant to merchant, as we have tie-ups with them.”
Isn’t it available in Delhi?
OneCard is currently available in Pune, Mumbai and Bangalore. We’ve recently added Ahmedabad, Baroda and Surat. As this is a phased roll-out, other cities will be added soon.
how to apply for fk axis?
Apply here by filling the details, you’ll receive a call from Axis representative.
Is this card life time free?
it says 0 joining fees, I don’t think they should charge fees
Ok, so it is available only in selected cities? Is Kolkata eligible?
Not yet, check my comments already mentioned which cities
Got a call today from OneCard team
They’re saying..my application got approved but they couldn’t proceed further with VCC and Physical card delivery because i gave them YahooMail address 
PS: Currently..they’re only processesing applications linked to Gmail << Strange t&c >>
Yes that is indeed strange and correct, because when I logged into the OneCard app, it took my android linked gmail ID which was the same as what I gave during application. Seems some sort of verification process
I did not refer anyone, still got the card, it is more about your CIBIL score.
Have u got all four items ? Name/visa/metal and one from spins ?
5X points on Top 3 categories in any month, not only on top 2.
It’s unlock 5x rewards by shopping on 3 categories . Also no kyc documents required which seems to be due to the relaxation and video kyc ( didnot submit physical documents in March or fill the Google form ) . You just need to share them a selfie . nothing special about the card as of now except it is metal and low forex . To those who were already approved it’s no harm in applying as they had already done a hard enquiry on your cibil in March month . So it’s a win win situation a life time free metal card . However their 5x category seems misleading but on twitter they are saying redemption is merchant wise . Time will tell . Also got a decent credit limit no as low as many others have offer me. One thing was pretty strange . When I called them up to understand my bill cy le the customer care executive said he would mail me in a while which was the first time I have heard such a thing from a CC issuer . Seems they are still figuring out their support team .
I got mail today,why interest is der 2.5%
its per month probably, annualised to 30% , all CCs have similar interest structure
Is this related to only IDFC bank? Is that bank trustworthy?
What is the eligibility criteria for availing this card?
they had an app where if you get waitlisted, check post on DD about this you will find all details
Anyone have invite link please send.
Activated virtual card yesterday. How to get physical card?. Haven’t did any kyc yet
Can you give more details of the application and process? Thank you