Hot Deal

Got offer to make SBI card LTF

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G0LDENHEART

I am holding SBI Simplysave (6 yrs old) and Simplyclick card from SBI. Both have annual charges of Rs. 499+Tax. Got Simplyclick just before the launch of SBI Cashback card. I applied for cashback card too but its rejected. So, I was thinking to close one card & reapply for cashback card.

Today, I have placed "card closer request" for Simplysave card. Got a call instantly from SBI customer care. He asked the reason for card closer. I said - its because of annual charges. He gave me an offer to make it LTF if I do not close it. For the time being I said ok for it.

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Finance Mentor Finance Mentor
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Wow... Must be a good spender...

Commentator Commentator
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How many sbi cards one can hold? When can I re-apply (cashback card) after rejection?
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Mobile Guru Mobile Guru
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Now place a card closure for SimplyClick too and try your luck ? 😛

PS: Seems they're easily converting 1 out of 2/3 cards as LTF via closure requests

Generous Generous
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Did you check if it is indeed free? Will they send the new T&C in writing? They will say LIfe Time Free but with a rider to spend min xyz amount per year to keep it free. 
Commentator Commentator
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Customer care said it will be done within 8th Oct '22, and same will be conveyed thru mail/sms.
Helpful Helpful
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Wow.. i have same combination old save + click.. applied cashback and rejected.. will try to convert LTF
Finance Mentor Finance Mentor
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DOR=decline or rejection? @Awake

Benevolent Benevolent
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Date of rejection I think he means. 

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What's your limit @G0LDENHEART ?
Commentator Commentator
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269000
Deal Subedar Deal Subedar
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Anybody tried with simplyclick
Deal's Advocate Deal's Advocate
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Having one simply save card. But fear to request.i am not using this card frequently.  if they close without asking anything means loss to me. 

Generous Generous
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Only one card means do not try. This works for those who holds more than 1 card from SBI.
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Finance Mentor Finance Mentor
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Purana (card age) ya bada khiladi (high CL, lots of spend history) nahi hua to SBI card aisi hi reply deta hai...

I think they even wait for chances like this (customer initiated) to weed out minnows and increase profitability... @shraaj

Deal Cadet Deal Cadet
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How did you contact them? Did you put the mail to them or reached out on twitter? 
Helpful Helpful
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+1

@goldenheart how you approach them to close your card . Due you any dues jn your card . And what the first cc told you?..

I called them today.. and asked to close account they said you fee is due from april you can use your card meanwhile and just create card closer request from app and we will close it.. 
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i did same a week back, converted to LTF by sbi customercare (SIMPLYCLICK)
Helpful Helpful
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Did you call the customer care team?
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Beacon Beacon
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Anyone tried same method for cashback cc? wink
Deal Cadet Deal Cadet
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I want to do this for the SBI BPCL CARD but my only worry is what if they close the card directly without contacting me?
Deal Cadet Deal Cadet
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I have both SimplyClick (2021) and Cashback (2022) card. So yesterday night I had requested to close SimplyClick card.

Today morning I got a call from SBI card. He asked why I wanted to close the card. I told him that I don't want to pay for both card. He insisted to not close the card. So I asked him to make it LTF.

He then told that there is no LTF option on this card. And said that I have already spend 99K and if I spend 1K more the annual charge will waive of for next year. And even if I don't want to spend 1K more, if I raise a request they will waive off annual charge (subject to approval).

What should I do now? Keep card for 1 more year as charges will waive off for next year and try again to make it LTF next year.

Or should I try again now and be persistent to either make it LTF or close the card?

Deal Newbie Deal Newbie
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Worked thank you very much sbi called n told if only issue is annual fee we make it lifetime free 

Thank you for your time bro 

Deal Newbie Deal Newbie
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It a 6 years old card with lks in spends 

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Commentator Commentator
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My service request is closed today. But no communication received from SBI. So, called SBI CC and asked the status. They said it's free now. Any other way to check the LTF status from our side??
Deal Cadet Deal Cadet
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Which card?
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Helpful Helpful
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Guys i have bpcl (had simpliclick but closed years ago) and now cashback card. Should I risk closing bpcl to make it LTF?
Deal Cadet Deal Cadet
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+1
Helpful Helpful
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Today i called cc and had clear talk.. she checked my card simply save card(old card but not using much now) and told that your score is low so the ltf option is not visible for you.. so keep on using the card and once the score goes to high we will get option to convert it to LTF..

Then i asked her to check my simply click(a year old card) which i used frequently.. but not much though.. she said score is medium on that card . If you keep on using this card frequently for 3-4 months.. you will get LTF option on this card..

On both cards i am getting offer for fee waiver.. not for LTF

Not sure what's the truth.. but she was looking.. she is giving me correct details.. 
Benevolent Benevolent
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Lol what score they are checking?

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Helpful Helpful
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Is simply click a useful card with other cards like cashback card or axis ace card have come in.please reply.
Deal Cadet Deal Cadet
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Is anyone able to make SimplyClick LTF as well?

Deal Cadet Deal Cadet
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Wow tq bro because of this thread I also tried and they converted my dad's sbi simply click card also to LTF fee
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