Got offer to make SBI card LTF
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I am holding SBI Simplysave (6 yrs old) and Simplyclick card from SBI. Both have annual charges of Rs. 499+Tax. Got Simplyclick just before the launch of SBI Cashback card. I applied for cashback card too but its rejected. So, I was thinking to close one card & reapply for cashback card.
Today, I have placed "card closer request" for Simplysave card. Got a call instantly from SBI customer care. He asked the reason for card closer. I said - its because of annual charges. He gave me an offer to make it LTF if I do not close it. For the time being I said ok for it.
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Now place a card closure for SimplyClick too and try your luck ? 😛
PS: Seems they're easily converting 1 out of 2/3 cards as LTF via closure requests
Date of rejection I think he means.
Having one simply save card. But fear to request.i am not using this card frequently. if they close without asking anything means loss to me.
Purana (card age) ya bada khiladi (high CL, lots of spend history) nahi hua to SBI card aisi hi reply deta hai...
I think they even wait for chances like this (customer initiated) to weed out minnows and increase profitability... @shraaj
@goldenheart how you approach them to close your card . Due you any dues jn your card . And what the first cc told you?..
I called them today.. and asked to close account they said you fee is due from april you can use your card meanwhile and just create card closer request from app and we will close it..
I have both SimplyClick (2021) and Cashback (2022) card. So yesterday night I had requested to close SimplyClick card.
Today morning I got a call from SBI card. He asked why I wanted to close the card. I told him that I don't want to pay for both card. He insisted to not close the card. So I asked him to make it LTF.
He then told that there is no LTF option on this card. And said that I have already spend 99K and if I spend 1K more the annual charge will waive of for next year. And even if I don't want to spend 1K more, if I raise a request they will waive off annual charge (subject to approval).
What should I do now? Keep card for 1 more year as charges will waive off for next year and try again to make it LTF next year.
Or should I try again now and be persistent to either make it LTF or close the card?
Worked thank you very much sbi called n told if only issue is annual fee we make it lifetime free
Thank you for your time bro
It a 6 years old card with lks in spends
Then i asked her to check my simply click(a year old card) which i used frequently.. but not much though.. she said score is medium on that card . If you keep on using this card frequently for 3-4 months.. you will get LTF option on this card..
On both cards i am getting offer for fee waiver.. not for LTF
Not sure what's the truth.. but she was looking.. she is giving me correct details..
Lol what score they are checking?
Is anyone able to make SimplyClick LTF as well?
Wow... Must be a good spender...