Got RuPay Platinum card issued on PMJDY account

98°
Commentator
deep_

I recently got Rupay Platinum card issued on my PMJDY account in Indian Bank. Earlier card was also a Rupay card and was free but not Platinum varient. So will this card be chargeable?  As per RBI regulations, no charges are to be levied on accounts under PMJDY.

Pls share your inputs.

16 Comments  |  
3 Dimers
  • Sort By
Community Angel Community Angel
Link Copied

Only basic card is free all other variants are chargeable

Commentator Commentator
Link Copied
drupal wrote:

Only basic card is free all other variants are chargeable

Are you sure? As per cc, Rupay card issued on PMJDY account is not chargable. Although I’m skeptical about what they’re saying.

Commentator Commentator
Link Copied

Also there are some banks which issue Rupay platinum varient cards by default on PMJDY accounts. Info mentioned on their websites. eg. Standred Chartered Bank. Fino Payments Bank.

Pro Blogger Pro Blogger
Link Copied
Expand
deep_ wrote:

Are you sure? As per cc, Rupay card issued on PMJDY account is not chargable. Although I’m skeptical about what they’re saying.

only PMJDY RuPay Chip Debit Card is Free.

Pro Blogger Pro Blogger
Link Copied
deep_ wrote:

Also there are some banks which issue Rupay platinum varient cards by default on PMJDY accounts. Info mentioned on their websites. eg. Standred Chartered Bank. Fino Payments Bank.

where you saw Standard Chartered Bank issue RuPay platinum varient cards ?

Commentator Commentator
Link Copied
Expand
abhishek012 wrote:

only PMJDY RuPay Chip Debit Card is Free.

But how did the bank issue RuPay Platinum on a PMJDY account? This is as per RBI norms that no charges are to be levied on PMJDY account.

Community Angel Community Angel
Link Copied
Expand
deep_ wrote:

But how did the bank issue RuPay Platinum on a PMJDY account? This is as per RBI norms that no charges are to be levied on PMJDY account.

RBI never said no charges would we levied on PMJDY account, have you forgot Rs.17 per debit transaction charges exclusively for PMJDY account ? customer can avail other paid bank services by paying charges they don’t charge only for basic card but if you apply for premium card you have to pay

Commentator Commentator
Link Copied
Expand
drupal wrote:

RBI never said no charges would we levied on PMJDY account, have you forgot Rs.17 per debit transaction charges exclusively for PMJDY account ? customer can avail other paid bank services by paying charged they don’t charge only for basic card but if you apply for premium card you have to pay

Bro, bank issued this card by themselves. I didn’t specifically requested for this card. Still they would charge?

Community Angel Community Angel
Link Copied
Expand
deep_ wrote:

Bro, bank issued this card by themselves. I didn’t specifically requested for this card. Still they would charge?

They may charge ? BTW Which bank is this ? Did they sent this card after account opening?

Commentator Commentator
Link Copied
Expand
drupal wrote:

They may charge ? BTW Which bank is this ? Did they sent this card after account opening?

Indian Bank. The card got re-issued. Previous one was a PMJDY Rupay classic card.

Community Angel Community Angel
Link Copied
Expand
deep_ wrote:

Indian Bank. The card got re-issued. Previous one was a PMJDY Rupay classic card.

Why they reissued have you requested?

Pro Blogger Pro Blogger
Link Copied
Expand
deep_ wrote:

Indian Bank. The card got re-issued. Previous one was a PMJDY Rupay classic card.

maybe your PMJDY account now also upgraded to any normal saving account.

Commentator Commentator
Link Copied
Expand
abhishek012 wrote:

maybe your PMJDY account now also upgraded to any normal saving account.

asked CC, no upgradation.

Commentator Commentator
Link Copied
Expand
drupal wrote:

Why they reissued have you requested?

previous one got damaged. Asked for it.

Community Angel Community Angel
Link Copied
Expand
deep_ wrote:

previous one got damaged. Asked for it.

seems branch person chosen rupay platinum while applying new card

Missing