https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071380
what is the age of ur moneback cc ?
Got SMS from HDFC to upgrade to Millennia Credit Card
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Hello Dimers,
I am currently holding HDFC Moneyback+ credit card. From last 3 days HDFC is spamming me via SMS and email to upgrade the card (for which I am also interested no doubt) but the problem here is that I am not staying at the given address. My mailing and permanent addresses are same as per bank profile.
Pls suggest-
1. How can I get my card at current address without having to visit their branch and without having to submit current address proof ?
2. I know Millenia is a good card. Should I accept it or wait for other better one?
I am currently holding HDFC Moneyback+ credit card. From last 3 days HDFC is spamming me via SMS and email to upgrade the card (for which I am also interested no doubt) but the problem here is that I am not staying at the given address. My mailing and permanent addresses are same as per bank profile.
Pls suggest-
1. How can I get my card at current address without having to visit their branch and without having to submit current address proof ?
2. I know Millenia is a good card. Should I accept it or wait for other better one?
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https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071385
akki.akki wrote:I had got Moneyback card just after the ban was lifted in 2021. Then again in March 2022 got upgraded to Moneyback+ because Moneyback card was phased out.
what is the age of ur moneback cc ?
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071420
u have to arrange someone to take delivery at this old address or visit branch - no other option
no better upgrade will come, u may get Regalia later but Millenia better
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071427
Is this ltf? They're giving me an option of upgrading from LTF moneyback to paid millennia 
. Got the card around the same time as yours
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071582
saxena_ wrote:Nowadays hdfc rarely give ltf card upgrade.Is this ltf? They're giving me an option of upgrading from LTF moneyback to paid millennia
. Got the card around the same time as yours
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071614
Current address can be updated without proof. But you have to visit a branch. In my case , I don't have any adress proof. RM asked me to declare current address with Aadhar eSign. Aadhar has my permanent place. Address updated successfully.
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071627
I have Regalia LTF and HDFC is sending sms, calls, emails since past 1.5 years to upgrade(Downgrade) to paid Millennia. 
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071711
saxena_ wrote:No.. not LTFIs this ltf? They're giving me an option of upgrading from LTF moneyback to paid millennia
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071770
drsa478 wrote:I have Regalia LTF and HDFC is sending sms, calls, emails since past 1.5 years to upgrade(Downgrade) to paid Millennia.
Same, 
But this time they offered an upgrade to paid diners black...
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071783
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SnippierJoker wrote:Same,
But this time they offered an upgrade to paid diners black...
What is your existing Credit limit bro?
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071784
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9071817
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SnippierJoker wrote:Yes.I was also getting paid Diners black 2 months ago. Now back to paid Millennia. 😌Same,
But this time they offered an upgrade to paid diners black...
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9075275
I got an upgrade offer to diners club black from regalia, it's tempting but I'm worried about the annual charges of 10K ? Is the upgrade worth?
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9081841
Do you've access to the said mailing address in the sense can you ask someone to pick up the card for you? If not, visit the nearest HDFC branch and ask them to check if there's any CC upgrade offer available on your card.
Then they will say you have a millennia upgrade. Tell them that you don't have access to the mailing address. Ask them to deliver it to the nearest HDFC branch. They'll arrange it for you. Mostly, they'll dispatch the card to your mailing address, once it's out for delivery they will ask the courier partner to return it to HDFC and re-dispatch it to the branch.
If you've got an RM, he will do the whole process for you smoothly.
Waiting for regalia will be either a miss or a hit. If I were, I would've accepted the millennia.
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9081842
gopu92504 wrote:If your spending is distributed evenly throughout the year, it's worth it. But eventually, when you realize the 10k renewal fees, they will add 10k RP which might be worth up to 10k INR based on your redemption.I got an upgrade offer to diners club black from regalia, it's tempting but I'm worried about the annual charges of 10K ? Is the upgrade worth?
https://www.desidime.com/discussions/got-sms-from-hdfc-to-upgrade-to-millennia-credit-card?page=1#post_9081844
drsa478 wrote:Never even get tempted to do so...😄I have Regalia LTF and HDFC is sending sms, calls, emails since past 1.5 years to upgrade(Downgrade) to paid Millennia.
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