Hello Dimers,
Here is my experience how I got them to remove duplicate cibil enquiries from my account. In july, I applied for Axis kiwi card but application errored out in middle due to technical glitch. Next day got the the call from kiwi and they asked me to try again. For that Axis made 2 CIBIL enquiry on same day. When I came to know about this, I started email process with level1 then nodal and then PNO, it was very long process but finally Axis agreed to remove all enquiries from my account. Next, ICICI made a loan enquiry for my credit card so I emailed them to remove loan enquiry, first they denied and after a fight they also agreed to remove that loan enquiry. They both were keep asking me official CIBIL report but since I don't have subscription I couldn't provide and keep sending them screenshot and finally they accepted Axis CIBIL PDF. So if anyone is interested then try your luck. Just relax and keep escalating with them and don't give up. Now next is IndusInd as they also made two enquiry so will try with them too.
PS: They won't remove genuine enquiry, this will work only for duplicate enquiries.
Here are my enquiries before :
Here are my enquiries after :
For me also axis has made personal loan enquiry. but i have not made any request for loan in axis.
I raised issue with axis and indusind. Both asking me for cibil report. I shared screenshots, since then no response.
Just relax and ignore Cibil enquiries and it will be best if u ignore the Cibil score also. Just do the payments in time and maintain without any defaults.
Can anyone please tell me if I bank needs to check my cibil every year. I have a existing car loan with BOB and they raised a car loan enquiry again on my cibil in the 2nd year, when I called the mgr he said its normal and they need to check it every year. Can I get this cleared?
rctek wrote:Can anyone please tell me if I bank needs to check my cibil every year. I have a existing car loan with BOB and they raised a car loan enquiry again on my cibil in the 2nd year, when I called the mgr he said its normal and they need to check it every year. Can I get this cleared?
They should not do that, raise a complaint.
Itne inquiries 😲😲 CIBIL score ka to balle balle ho gaya hoga
akki.akki wrote:
email share kr do axis walo ki jispe escalate krna hai.
Start with level1 - email.services @ axisbank.com
then Nodal - nodal.officer @ axisbank.com
then PNO - pno @ axisbank.com
Philosopher wrote:I don't think they wiil consider screenshot. You have to give them PDF with your details and enquiries.I raised issue with axis and indusind. Both asking me for cibil report. I shared screenshots, since then no response.
OffersSociety wrote:Enquiries don't affect score much. It was dropped 781 from 786 and this month it is bumped up 790. In july and aug, I applied 5 cards and 4 of them were approved. IndusInd also approved in Sept.Itne inquiries 😲😲 CIBIL score ka to balle balle ho gaya hoga
Philosopher wrote:You can get from SBI loan or Axis cibil portal, search the forum, there are couples of them provide cibil in PDF.
If I don't have pdf, how can I provide one?
samm255 wrote:The biggest problem they even know about EXPERIAN Credit Bureau, I kept telling that to Remove the enquiry from my EXPERIAN Report and they were like send us the CIBIL Report. I mean such a pathetic response!
You can get from SBI loan or Axis cibil portal, search the forum, there are couples of them provide cibil in PDF.
Cibil enquiry ke liye itna tension
Don't bother even if they do 100 enquiries in single day
samm255 wrote:Is it free?
You can get from SBI loan or Axis cibil portal, search the forum, there are couples of them provide cibil in PDF.
How to check these things for free?
@Philosopher @Chandler_Bing Yes, they are free. You can get your score from this Axis link, click on Check Now on banner and register there.
https:// www.ax...nk. com/ retail/ loans (remove spaces)
@Philosopher I am not sure what you are trying to say but if bank made CIBIL enquiry they already have your credit information. And no bank can access your credit report unless you give them consent. You can check who accessed your report from Axis platform only if you are comfortable to give your PAN, email, phone. There is another SBI loan platform which you can get from google.
samm255 wrote:@Philosopher @Chandler_Bing Yes, they are free. You can get your score from this Axis link, click on Check Now on banner and register there.
https:// www.ax...nk. com/ retail/ loans (remove spaces)
@Philosopher I am not sure what you are trying to say but if bank made CIBIL enquiry they already have your credit information. And no bank can access your credit report unless you give them consent. You can check who accessed your report from Axis platform only if you are comfortable to give your PAN, email, phone. There is another SBI loan platform which you can get from google.
If bank already has my credit information, why they want a pdf from me? They can themselves see and inform why they made alleged query.
anon2 wrote:Just relax and ignore Cibil enquiries and it will be best if u ignore the Cibil score also. Just do the payments in time and maintain without any defaults.
Words to Live By 👏
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Just relax and ignore Cibil enquiries and it will be best if u ignore the Cibil score also. Just do the payments in time and maintain without any defaults.