Got worst credit card from HDFC, What to do?
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As I merely maintain Rs. 2500-3000 in my HDFC account(rural branch) I got 50k limit but with worst card.
BUSINESS MONEYBACK.
I still accepted the offer as it was LTF (on spends of 30000 and 1500 amazon vouchers also).
How and in how many days I can get it upgraded to Millenia/Regalia? The current card is pretty trash.
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Imo emi is now the best low end card
10% on Amz/FK Gv plus 2.5% on all online spends
Only downside 10k single limit transaction which can be easily bypassed by buying Gvs
It’s not a bad card to start your HDFC card journey, consider it as a stepping stone. I got the normal MB with even lower limit than yours couple of years back. Now I’m on Regalia & higher limit despite minimum spend through card.
If you don’t have job/income proof then this is best you can get .
True
Anyone got that Amazon 1500 voucher yet?
I too applied for moneyback card when the ban was lifted as I wasn’t aware that Millennia was launched in Visa variant.
Yesterday I mailed to them to upgrade to Millennia CC as I have already spent more than rs 50,000 on existing MB and losing huge benefits compared to Millennia.
They today sent me the card upgradation form but they are charging for Millennia from 2nd year onwards, which seems ridiculous as the more than 50,000 has already been spent within 90 days of existing MB
https://imgur.com/K...EN
I started my hdfc journey with regalia as diners were not issued due to rbi ban
Aim for the star You will reach the moon
I got Business Moneyback LTF pre-approved with 79k limit. Will look for an upgrade in next 2 years.
@ZNZ on what basis did u got this cc?
Credit score, fd, or anything else. Or you got pre approved offer
Else you provided salary slip??
It was pre-approved offer.(for maintaining 2500 rs for 1.5+ years 😄)
“The current card is pretty trash.” Not true, its certainly Ok card
Long wait(2-3 yrs) b4 Regalia/Millenia, keep doing txns in SB/Payzapp/CC frequently then upgrade will be quick
Indigo, EMI.. etc worst cards