Hot Deal

Got Yes bank Uni NX wave credit card...As LTF...

1337°
Lifetime free yes bank finbooster credit card 1200 x 110
Spearhead
mohiitt

Hi ,

Earlier I used niyo dcb and niyo sbm card for my foreign trips but due to ongoing changes in niyo, I was looking for a zero markup cc. And i got to know about this uni cc, so i applied it...


And within four days the card got approved and delivered to me with a credit limit of 252000 and it's a LTF cc...

I'm currently using 5 other cc's with a total limit of 625000 , my credit history is 9 yrs old and my cibil score is 780 and Experian score is 795...

I say this is a must CC for all the travel lovers, and one should go for it...

Thanks desidime group...

IMG20240613145929773

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Top Comments
Savings Mentor Savings Mentor
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Nice limit! I got the SBM Bank Uni NX Wave CC LTF with pathetic 60K limit, as I already had Yes Bank one and Yes Bank RuPay one. 0% forex is its only plus point (but no rewards on forex txns). Those who've gotten cards like SBI Cashback or BOB Eterna can profit more by paying even forex charges as the cashback/reward rate is higher than forex charges.

Generous Generous
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Niyo Global Card
.

IDFC WoW Card
.

RBL World Safari Card
.

Federal Scapia Card
.

Axis Burgundy Private Card
.

Indus Indie Mega Star Visa Signature Card
.

Indusind Exclusive Pioneer
.

AU Ixigo Card
.

Yes Bank Uni NX Wave Card

Spearhead Spearhead
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AU not available at all pincodes...

Scapia not boarding new customers...

Indie ke liye account open krna pdega...

RBL ke annual charges jyada h...

Niyo is still good but usme apna pesa add krna pdta h...still I have that one...

Idfc wow fd card is a headache...

Uni i got it...

But still good options...

Deal Cadet Deal Cadet
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they rejected my card , apply after some tiime. already having 15+ cards.

Spearhead Spearhead
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@Rohit80555 Like Having bank balance of lakhs does not guarantee visa of Europe, same as having tons of credit cards does not guarantee that u r eligible for new cards as well... It's a total misconception...

Wait and try ur luck again...

116 Comments  |  
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Deal Subedar Deal Subedar
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Where you applied? any link? usually uni card is invite only how you got it? can you share your experience

Spearhead Spearhead
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@DEEPANGEORGE applied it through uni app, kyc done within minutes, not invite now, its open to all...

View 12 more replies
Budding Star Budding Star
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nice.

Comrade Comrade
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Were you able to select bank of your choice?

Spearhead Spearhead
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@stoptomove no, currently they are issuing with yes bank only...

Finance Mentor Finance Mentor
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I too got invited through whatsapp but no extra benefits for me, cb isn't exciting and no forex use currently...

Deal Subedar Deal Subedar
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approximately when you got invited?
View 1 more reply
Talk-Of-The-Town Talk-Of-The-Town
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I think Previously UNI was associated with RBL when i got the card. So, now shifted to Yesbank

Finance Mentor Finance Mentor
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* I wonder if this works for yes Bank offers else as I said no use for me for 1percent cb * does anyone know?

Generous Generous
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Except for federal Bank cobranded cards almost all cards provide instant discount

View 5 more replies
Savings Mentor Savings Mentor
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Nice limit! I got the SBM Bank Uni NX Wave CC LTF with pathetic 60K limit, as I already had Yes Bank one and Yes Bank RuPay one. 0% forex is its only plus point (but no rewards on forex txns). Those who've gotten cards like SBI Cashback or BOB Eterna can profit more by paying even forex charges as the cashback/reward rate is higher than forex charges.

Deal Cadet Deal Cadet
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Showing uni paycheck but NX wave not eligible 

Spearhead Spearhead
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@brok47 jb shiddat se koi chiz chahiye hoti haina tb BC milti hi nh h...🤣 , mjhe AU and idfc ke card chahiye, but nh mil rhe... Isliye kismat pe chhod do...aur bhul jao...


hume tb milenge jb saale pure devaluation ho jayenge...🤣

View 7 more replies
Generous Generous
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I keep getting messages on WhatsApp to apply

But I already have yes bank finbooster card

Deal Cadet Deal Cadet
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zero use of this card except forex

zero forex is good but no cb on forex

no cb on rent fuel etc

Spearhead Spearhead
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To get multiple cards na, ab ek hi card me sb chahiye...

Wahi selmon bhai wali baat -

Kamini plus khurrat plus honhar biwi chahiye 🤣🤣🤣

Generous Generous
Link Copied

Niyo Global Card
.

IDFC WoW Card
.

RBL World Safari Card
.

Federal Scapia Card
.

Axis Burgundy Private Card
.

Indus Indie Mega Star Visa Signature Card
.

Indusind Exclusive Pioneer
.

AU Ixigo Card
.

Yes Bank Uni NX Wave Card

Spearhead Spearhead
Link Copied

AU not available at all pincodes...

Scapia not boarding new customers...

Indie ke liye account open krna pdega...

RBL ke annual charges jyada h...

Niyo is still good but usme apna pesa add krna pdta h...still I have that one...

Idfc wow fd card is a headache...

Uni i got it...

But still good options...

View 14 more replies
Benevolent Benevolent
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That bland color feels nostalgic 80s banks/ public sectors colors.

Spearhead Spearhead
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@baludesi they provide in six colours, i chose this blue colour, in hand it looks good...

View 3 more replies
Deal Cadet Deal Cadet
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Is it worth? 1% cashback is not exciting enough when other cards give more.. any good reason to keep it other than zero markup?

Spearhead Spearhead
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@hemant_prasad231 totally depends on u, i have other cashback cc's but i was in need of zero markup card so i applied it...

View 1 more reply
Deal Newbie Deal Newbie
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No cashback on bills and utility 

Deal Subedar Deal Subedar
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This card is only useful for 0% forex which is very good for the ones who uses it, other than that no use:) so dont have high hopes for it:)

Deal Lieutenant Deal Lieutenant
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After video KYC my application is on hold.....looks like I will not get the credit card.

Deal Cadet Deal Cadet
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they rejected my card , apply after some tiime. already having 15+ cards.

Spearhead Spearhead
Link Copied

@Rohit80555 Like Having bank balance of lakhs does not guarantee visa of Europe, same as having tons of credit cards does not guarantee that u r eligible for new cards as well... It's a total misconception...

Wait and try ur luck again...

View 1 more reply
Deal Cadet Deal Cadet
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Isn't prepaid cards better because the cash withdrawal charge is lesser compared to 0 markup CCs?

Deal Newbie Deal Newbie
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I got SBM bank UNI card with 90K limit. Good for international transactions. 

Helpful Helpful
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Ok, card applied. Now I have to apply for passport.

Deal Cadet Deal Cadet
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Red flag:

They are asking permission for CIBIL check as well as Employment records from EPFO.

Finance Mentor Finance Mentor
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To verify if you are employed or otherwise or even a government employee or not for their risk assessments I think... Earlier they used to do in person verification, now all is automated electronically, industry has changed a lot...

It's not that I'm supporting this move of theirs, just wondering...

Deal Lieutenant Deal Lieutenant
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Can v pay education fee of University in Australia with this card ??

Finance Mentor Finance Mentor
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Should work technically, no personal idea though...

Deal Cadet Deal Cadet
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I had their 1/3 split card earlier till they shut shop due to rbi rules.

I still have their account till now with query as personal loan in cibil records and had also applied post their introduction for which I got 2.43 lk wait list number. I followed up with then several times being an old customer to take request to issue the next wave card but no positive results and have been informed to wait. Should I close mmthe personal loan record in cibil?

Talk-Of-The-Town Talk-Of-The-Town
Link Copied

My application Put on hold.

Deal Lieutenant Deal Lieutenant
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Same with me after video KYC

View 6 more replies
Deal Newbie Deal Newbie
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ATM card

Deal Cadet Deal Cadet
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Screenshot20240616-084216Nothing is showing in my app
Talk-Of-The-Town Talk-Of-The-Town
Link Copied
This type of message appear while opening app.Screenshot20240616230255
Deal Subedar Deal Subedar
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well then wait for 3 months they will allow you to apply, its what happened for me in Dec 2023 i think and then finally got it in 3months
Finance Mentor Finance Mentor
Link Copied

Got black colour one I chose, delivered in 2 days after vkyc with more than 2.5L limit, activated and management through yes bank app...

Finance Mentor Finance Mentor
Link Copied
  • 1. Cashback will not be provided on Fuel, Wallet load, Rent (MCC 6513), Govt MCC, ATM Withdrawal, Utility payments, EMI transaction, Cash Advance, Fees and Charges, MI Transactions and Forex.
  • 2. Fuel Surcharge Waiver valid for transaction upto ₹7500 only; Maximum Surcharge waiver per statement cycle: ₹500
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