Hot Deal Govt employees will receive interest-free RuPay Prepaid card of Rs 10,000

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govt is trying Zero Interest Rate Policy:
https://www.investopedia.com/articles/investing...

These फिसड्डी policy makers are trying to play safe giving out ZIRP credits to govt employees making sure all money is returned.
Another scheme being implemented in wrong manner.

I believe ZIRP credit should be disbursed to MSME with good credit-history and who want to restart/increase production and modernize their means of productions or even want to try new ideas.
If they wished to distribute this money to individuals, they should have chosen those who cut their spending during this slowdown; not the govt employees who have been continuously spending in same manner throughout lockdown.
Or govt should hand out these small credits to small shop-owners/service-providers whose capital (पूंजी) decreased due to lack of demand.
This is the time for Mudra-like scheme.

I am sure this additional 10k in the hands of govt employees will have exact NULL effect on demand-growth.

Requesting @rogerthat to share own experiences and views.

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drupal wrote:

How to become govt employee

😅 KG for laughs

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Nighthawk69 wrote:

Hope it is rupay platinum debit card stuck_out_tongue_winking_eye

No amazon offer on rupay prepaid cards. smile

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This is only for central govt employees their salaries are already too high

Isn’t this free loading

These same people bark when subsidy is given to destitues.

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drupal wrote:

How to become govt employee

Dedication can make you achieve anything

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rogerthat wrote:

This is only for central govt employees their salaries are already too high

Isn’t this free loading

These same people bark when subsidy is given to destitues.

Not free loading because they will have to return whatever they spend out of this 10k in 10 installments though with zero additional charge.

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Govt is also doing it for its own benefit. Due to covid related issues GST collection is at all time low. Central Govt had even failed to transfer the share of earlier GST collections to the States and wrongly appropriated the collection into consolidated funds, as pointed out by the CAG and the States are shouting. This will increase GST collection as all spending have to be through official GST channel.

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drupal wrote:

How to become govt employee

You can start by sucking certain parts of certain people. Let us know how it went afterwards.

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To avail this GST condition are imposed

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santosh_blr wrote:

So force people to spend money?

PS: I know the basics of how spending will boost the economy! Problem is with the approach followed by this govt!  It shd be only for people who want it. And why this Rupay card drama? Expiry date for my money?

What is the advantage in this cash advance scheme? People who need it can get it on an interest free basis.

Make it optional! Don’t force it!!

Ya, I agree with you. Make it optional.

why this RuPay card drama ?

well, all countries govt use local cards for any govt schemes, Russian govt use Mir prepaid card, Japan govt use JCB prepaid cards, chinese govt use UnionPay prepaid cards, US or European countries govt give gift vouchers because gift vouchers are commonly used in US and Europe, France govt use CB cards etc.

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rogerthat wrote:

This is only for central govt employees their salaries are already too high

Isn’t this free loading

These same people bark when subsidy is given to destitues.

Salaries are too high who said bro.Not much comapred to private employees. sweat

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hahahahahahaaa
pvt company employees are facing financial problem and government announced this scheme for government employees.

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How to get this

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Isse achha government 5k limit wala rupay credit card sabko dant deta.

Ek sath hi visa master ko bhi ko khopche me le liya jata.

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titamazon wrote:

Isse achha government 5k limit wala rupay credit card sabko dant deta.

Ek sath hi visa master ko bhi ko khopche me le liya jata.

credit card issuing cost bohot jada hota ha aur credit card se desh ki economy kharab hoti ha, na ki acha.

i mean depend karta ha agar tum offers lootne aur sahi time pe repay karte ho toh achi baat ha customers k liye but log credit card payment default karte ha and credit card defaulters log badhte ja rahe ha desh me.

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Swaggamer wrote:

Salaries are too high who said bro.Not much comapred to private employees. sweat

Almost double when compared with Bank staff salary

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USER SPECIFIC DEAL

VD

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kirandr221996 wrote:

How to get this

Only for central govt employees.

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titamazon wrote:

Bro on paper its optional, lekin relaity me ye sab mandatory hota hai.

Govt esop bhi optional lati hai lekin paisa na rahne me loan dekar usko kharidwaya jata hai.

Acchha

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titamazon wrote:

Bro on paper its optional, lekin relaity me ye sab mandatory hota hai.

Govt esop bhi optional lati hai lekin paisa na rahne me loan dekar usko kharidwaya jata hai.

bhai woh sab miscommunication k chalte hota ha. warna on paper optional ha toh koi jabardasti nhi karwa sakta ha.

maximum govt employees ko toh pata bhi nhi hoga ki yeh optional ha.

kuch govt employees BJP ko badnaam karne k liye apne branch k saare logo ko bolega yeh mandatory ha, lena he parega.

(mujhe apne life me 15 log aise mil chuke ha jisko maine RuPay card suggest kiya toh usko isliye use nhi karna RuPay card kyunki usko BJP govt pasand nhi ha, kuch dimers toh mera RuPay ka itne promotion share karne ko dekh kar bola ha ki agar woh mere place me hota toh nationalism ko na support kar k woh apne family ko itna time deta, kya bolu mai ab inlogo ko, har koi inlogo k tarah sochne laga toh desh me log Army, Navi, Air Force join karne chorr dega, Modi ji ne ek baat kaha tha kuch years pahele “Everyone cannot go to the border for the security of the nation. We can serve the nation through RuPay card as well. If you develop a habit of using RuPay card. It will also become a medium to serve the nation”, by the way RuPay card just ek example ha agar tumhe apne desh k liye kuch karna ha toh koi aur tarike se bhi kar sakte ho).

anyways back to the point phir kuch employee ko toh 10k ka yeh prepaid RuPay card chahiye bhi nhi hoga but sath me baki colleague le raha hoga, jo tumhara boss ha woh bhi, toh tumhare moo se awaj nhi niklega ki mujhe nhi chahiye.

phir jabardasti le kar, ghar aa kar govt ko blame karega, jab ki sachai yeh rahega ki tumhare pas himmat nhi rahega ki colleague or boss k sab k samne bol sako himmat kar k ki mujhe nhi chahiye yeh 10k ka yeh prepaid RuPay card.

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sunnie wrote:

hahahahahahaaa
pvt company employees are facing financial problem and government announced this scheme for government employees.

what is the cost of the scheme to the Govt – ZERO. They were legally bound to pay the salary anyway.
what is the extra benefit to the govt – additional GST income as the employee is required to mandatorily spend the money within a defined time, which otherwise he might have just saved if he got it as normal salary.
so this scheme is not for the employees but for the govt itself.

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abhishek012 wrote:

Ya, I agree with you. Make it optional.

why this RuPay card drama ?

well, all countries govt use local cards for any govt schemes, Russian govt use Mir prepaid card, Japan govt use JCB prepaid cards, chinese govt use UnionPay prepaid cards, US or European countries govt give gift vouchers because gift vouchers are commonly used in US and Europe, France govt use CB cards etc.

Copycat , what happened to patanjali cards? smile

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billubakra wrote:

Bro this benefit is also given to them

LTC Cash Voucher scheme: Central government employees can opt to receive cash amount to leave encashment plus three times the ticket fare, to buy items which attract a GST of 12% or more.

@abhishek012
Bro how will this work and how will this help the economy?
LTC Cash Voucher scheme: Central government employees can opt to receive cash amount to leave encashment plus three times the ticket fare, to buy items which attract a GST of 12% or more

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guest_999 wrote:

Only for central govt employees.

Yes bro.

It’s festive advance which was given every year as no interest loan.

This time they are giving as rupay card.
It’s unnecessary wastage for card printing etc.plus mdr would be going as wastage(rupay has 0 mdr I think)

Overall not good for me

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Govt employees Job is safe even in Covid. They don’t need and should not be given such thing.
Normal people should be given such benefit in any way.

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Par_ wrote:

Govt employees Job is safe even in Covid. They don’t need and should not be given such thing.
Normal people should be given such benefit in any way.

It is not something new
It is there since many years
Just this time rupay drama.
Anyways everyone gonna avail 10k interest free money

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Swaggamer wrote:

Salaries are too high who said bro.Not much comapred to private employees. sweat

sab Private employee ki salary jyada hoti hai ?
I think you imagination of private employee is, badi cabin me bet k aaram se kam karta he koi tension k bina.

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Par_ wrote:

sab Private employee ki salary jyada hoti hai ?
I think you imagination of private employee is, badi cabin me bet k aaram se kam karta he koi tension k bina.

But salary growth is  exponential na compared to govt employees

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Swaggamer wrote:

But salary growth is  exponential na compared to govt employees

sab privaet me koi exponential nahi hoti.. upar se kabih bhi job jane ka darr raheta he..
mene kai Software engineer dekhe he jiski salary baut jyada hoti he vo log bhi exam deke Govt employee ban jate he.. work pressure ki vajahse.
Compar salary of Govt bank employee and private bank employee.
Private me branch k 1-2 log ki jyada hogi else Govt k peon ki jyada hoti he.. aur Govt employee ka workload aur private ka compare karo..

Lockdown k bad kai private job me to 50% tak salary kam kardi hai… aisa to ek bhi Govt employee ka hua he?

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Swaggamer wrote:

But salary growth is  exponential na compared to govt employees

Only for those who have real talent.e.g.majority of software engineers in India don’t really have any real talent in software field, what I mean to say is that they are good at typical tasks which requires them to pay attention to follow a certain set of rules for finishing the task but that doesn’t help when dealing with innovative situations/problems(a big reason why AI is a big threat to Indian IT industry). Only a minority of people have real talent & it is these people who can/will earn 1 cr+ annual package easily in a few years.
@Par_

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