I made some payments last months. Tried paying about 6K using a Debit card on Mobikwik… It’s directly going to some UPI gateway.
https://www.desidime.com/discussions/has-mobikwik-stopped-using-debit-for-cc-payment?page=1#post_7069969
yes they disabled debit card if u use CCPAY promocode but if you dont use any coupon you will get option to pay using debit/dhani card