Hot Deal Has Payzapp stopped accepting Flipkart Axis Credit Card

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For past month, I’m unable to use Flipkart Axis Credit Card on Payzapp. On submitting OTP, it just says transaction declined by bank. Everywhere else this card works fine (both offline and online even on amazon smile)

I already called Axis Bank customer support once, they refused to acknowledge any such issue and just told me to use the card again after 2 hours. However again same thing..

Is it just me or others also facing the same issue?

BTW till last month I used to combine Payzapp offers and FK axis 1.5%CB. Useful if you get big electricity bills

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Yes, I too faced same issue few days back.
It seems they disabled it

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caks2006407 wrote:

Yes, I too faced same issue few days back.
It seems they disabled it

I just transacted on nobroker through payzapp. And transaction failed. After 2 minutes, received call from Axis to approve the transaction. I gave approval. But the transaction has already failed. Now what to do? Would amount be deducted? Not received message as such.
cc: @_One_Miller_

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rohan8397 wrote:

I just transacted on nobroker through payzapp. And transaction failed. After 2 minutes, received call from Axis to approve the transaction. I gave approval. But the transaction has already failed. Now what to do? Would amount be deducted? Not received message as such.
cc: @_One_Miller_

No deduction.

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rohan8397 wrote:

Any way to stop such call verification?

Such calls are for security, which is good I think.

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rohan8397 wrote:

Any way to stop such call verification?

Such calls are just to confirm that u hv done irregular (higher amount than usual spending pattern) transaction and not s1 else.
It doesnt mean they block such txn purposely.

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Same for me. Axis implemented some shitty security that auto declining the payzapp transactions.

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insta wrote:

Such calls are just to confirm that u hv done irregular (higher amount than usual spending pattern) transaction and not s1 else.
It doesnt mean they block such txn purposely.

Now what if I repeat the same transaction?

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Same happens with my flipkart axis credit card since September, after enter otp transaction decline by bank…Problem with payzapp, I think…. they also not cleared Paytm debit card payment also since 12 days, when i paid electricity bill…that time showing successful but still not updated.

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rohan8397 wrote:

Now what if I repeat the same transaction?

Transaction failure could be due to network issue.
But recently i seen many complaining payzapp txn failure with axis fk card. May be either of payzapp or axis is culprit. Imo it is payzapp, hdfc just dont allow some good things, its in their culture.

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Lsd wrote:

Same happens with my flipkart axis credit card since September, after enter otp transaction decline by bank…Problem with payzapp, I think…. they also not cleared Paytm debit card payment also since 12 days, when i paid electricity bill…that time showing successful but still not updated.

No problem with payzapp.. all other cards works fine for the same transaction.

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_One_Miller_ wrote:

Such calls are for security, which is good I think.

Seems to me they are deliberately barring payzapp transaction. It’s really bad on Axis Bank’s part. If they don’t want to give cashback on payzapp, they can update their terms like other banks but this is not acceptable i feel.

Anyway I moved my business to Amazon ICICI which still give 1% CB on payzapp.

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Hey @haste @caks2006407 I just loaded payzapp wallet with my Axis flipkart card successfully. But it allowed only Rs. 2000 but card was added 2 days ago.

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rohan8397 wrote:

Hey @haste @caks2006407 I just loaded payzapp wallet with my Axis flipkart card successfully. But it allowed only Rs. 2000 but card was added 2 days ago.

Loading works, but that doesn’t give cashback being a wallet transaction. If you pay for any service (like rent pay) using the linked card, then it would be eligible for cashback. This is where it is not working

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andromeda wrote:

Loading works, but that doesn’t give cashback being a wallet transaction. If you pay for any service (like rent pay) using the linked card, then it would be eligible for cashback. This is where it is not working

Previously even that wasn’t working. Maybe some indication. smile

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rohan8397 wrote:

Previously even that wasn’t working. Maybe some indication. smile

no.. wallet loading always works …
the shitty axis bank blocked debit transactions via payzapp ..thatz all..
shady axis management..

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haste wrote:

Seems to me they are deliberately barring payzapp transaction. It’s really bad on Axis Bank’s part. If they don’t want to give cashback on payzapp, they can update their terms like other banks but this is not acceptable i feel.

Anyway I moved my business to Amazon ICICI which still give 1% CB on payzapp.

am using sbi simply click now.. atleast will get 1.25%

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DealFinder wrote:

am using sbi simply click now.. atleast will get 1.25%

I repeat again, Simply Click is better.

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Payzaap will not ask for CVV while making any transactions. So, Axis bank is not processing any transactions without CVV from past one month.

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Lol… Wasted 2 hours… Now i kniw why fk axis wasn’t working

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AyushiiiVijay wrote:

Lol… Wasted 2 hours… Now i kniw why fk axis wasn’t working

What happened?

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rohan8397 wrote:

What happened?

Was trying to pay elec bill in payzapp thru fk axis… But as per thread it wasn’t working frkm months… So wasn’t aware of that.

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Do we get 1.5% cashback on FK Axis card for paying rent on nobroker through payzapp?

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Snikeus wrote:

Do we get 1.5% cashback on FK Axis card for paying rent on nobroker through payzapp?

Hope you read the entire thread

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