hdfc bank account query

110°
Rajasthan Royals
Spanjaykumar

My Brother Opened Aadhar OTP based Youth Account on March 2021 & didn’t do VKYC & also didn’t do a singal rupee transaction till now because no UPI, No vritual/physical card…He didn’t do VKYC because Youth Account van be Opened only for 18 To 25 years old person & his age was 26 years So He mentioned his DOB 1996 instead of 1995 

Now He want to Open Regular saving account in different HDFC branch,it is possible guys?

Received mail 3 days ago

 "Dear Customer,


We miss you!


There have been no transactions in your A/c 1145 since 13 MAR 2021. To keep your A/c active, kindly initiate a transaction.



Expired
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Deal Subedar Deal Subedar
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Not possible… Get this account closed….. You won’t be able to do kyc anywhere…. Vkyc or normal kyc…. 


You shud have gone for farmers account.. 2500 mab 6 monthly for any branch… Plus rupay platinum card by default….. Now since you close this account. You won’t be able to open account online on same aadhar and pan…. You will have to go to branch… Nd they will do scrutiny for farmers account… Mostly you will have to opn.. 10k mab account…. 

Deal Subedar Deal Subedar
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1:Go to branch ask for kyc they do it
2:take a debit card form and tick millenina(free card)
3:request a cheque in Netbanking
4:i did same opened account same mar 21 and account is fully kyc now with free millenina card

Deal Subedar Deal Subedar
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nandamuri.balakrishna wrote:

1:Go to branch ask for kyc they do it
2:take a debit card form and tick millenina(free card)
3:request a cheque in Netbanking
4:i did same opened account same mar 21 and account is fully kyc now with free millenina card

5:reqular savings account 2nd acc through branch is not possible they won’t accept (but I did it)

Deal Captain Deal Captain
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nandamuri.balakrishna wrote:

1:Go to branch ask for kyc they do it
2:take a debit card form and tick millenina(free card)
3:request a cheque in Netbanking
4:i did same opened account same mar 21 and account is fully kyc now with free millenina card

But He had entered wrong DOB in Account which is not Kyc so he should open new account by branch visitng . ONLINE IS NOT POSSIBLE once CIF number is generated

Deal Subedar Deal Subedar
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sauravDD wrote:

But He had entered wrong DOB in Account which is not Kyc so he should open new account by branch visitng . ONLINE IS NOT POSSIBLE once CIF number is generated

Dob will be changed while giving full kyc even name corrections to
If u know manager then only they will open new acc with same customer id
Orelse u cant do anything

Rajasthan Royals Rajasthan Royals
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nandamuri.balakrishna wrote:

Dob will be changed while giving full kyc even name corrections to
If u know manager then only they will open new acc with same customer id
Orelse u cant do anything

@sauravDD @batmanBABA

Guys! He Tried Multiple Times To Open An Account Again But Not Possible, Not A Singal Rupees Transaction Done In Youth Account Till Now…He Opened Youth Account Online At Udaipur Branch But Now Want To Open Regular Saving Account At Jaipur Branch (Offline mode).

Can He Opened Account Again By Visiting Branch?



Deal Subedar Deal Subedar
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Spanjaykumar wrote:

@sauravDD @batmanBABA

Guys! He Tried Multiple Times To Open An Account Again But Not Possible, Not A Singal Rupees Transaction Done In Youth Account Till Now…He Opened Youth Account Online At Udaipur Branch But Now Want To Open Regular Saving Account At Jaipur Branch (Offline mode).

Can He Opened Account Again By Visiting Branch?



No you have to get the earlier account closed….. After that you can open.wait for 15-20 days… After that you can open new account .. Only offline ……..search any rural branch in the city…. There only 2500 mab required….. Or any semiurban… Only 5000 if you dont need account for offline deposit or cash transaction…. Else… In city branch you will need minimum… 10000

Deal Lieutenant Deal Lieutenant
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Spanjaykumar wrote:

@sauravDD @batmanBABA

Guys! He Tried Multiple Times To Open An Account Again But Not Possible, Not A Singal Rupees Transaction Done In Youth Account Till Now…He Opened Youth Account Online At Udaipur Branch But Now Want To Open Regular Saving Account At Jaipur Branch (Offline mode).

Can He Opened Account Again By Visiting Branch?




he should do ful kyc of that youth account offline and then transfer account to desired branch

Deal Subedar Deal Subedar
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Spanjaykumar wrote:

@sauravDD @batmanBABA

Guys! He Tried Multiple Times To Open An Account Again But Not Possible, Not A Singal Rupees Transaction Done In Youth Account Till Now…He Opened Youth Account Online At Udaipur Branch But Now Want To Open Regular Saving Account At Jaipur Branch (Offline mode).

Can He Opened Account Again By Visiting Branch?



That’s what I said , u can’t open untill u maintain youth acc

Rajasthan Royals Rajasthan Royals
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bohemian wrote:


he should do ful kyc of that youth account offline and then transfer account to desired branch

Bro! He also wants to activate his youth account but 

1. DOB incorrect

2.No transaction done since March 2021

He just transferred just Rs 25  & amount credited to Bank account & showing balance RS 25.

3. He didn’t maintained any balance so bank deducted charges?

Rajasthan Royals Rajasthan Royals
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nandamuri.balakrishna wrote:

That’s what I said , u can’t open untill u maintain youth acc

Bro 1 year passed, Can I do KYC?

Not maintenance balance so they deduct Charges after full KYC?

Deal Cadet Deal Cadet
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Spanjaykumar wrote:

Bro 1 year passed, Can I do KYC?

Not maintenance balance so they deduct Charges after full KYC?

After 1 years, account will get closed if no kyc has been done. I would suggest you to go to branch, they will do the rest, anyhow you can’t open online account. For offline thrywill either convert that non kyc to full kyc or close that account and will open new account (depends upon them) so just go to branch.

Rajasthan Royals Rajasthan Royals
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batmanBABA wrote:

No you have to get the earlier account closed….. After that you can open.wait for 15-20 days… After that you can open new account .. Only offline ……..search any rural branch in the city…. There only 2500 mab required….. Or any semiurban… Only 5000 if you dont need account for offline deposit or cash transaction…. Else… In city branch you will need minimum… 10000

Bro I don’t want close Youth Account but I thought that one year passed so account dorment but account still active…. branch situated nearly 35KM so cash deposit not possible I will use it only for digital transactions….I want Open this account Only Pre-approved CC offer… Because I Live village So Bank not issue cc on C2C Or ITR.

Youth account opened at semi urban branch.

Deal Subedar Deal Subedar
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Spanjaykumar wrote:

Bro I don’t want close Youth Account but I thought that one year passed so account dorment but account still active…. branch situated nearly 35KM so cash deposit not possible I will use it only for digital transactions….I want Open this account Only Pre-approved CC offer… Because I Live village So Bank not issue cc on C2C Or ITR.

Youth account opened at semi urban branch.

Online account is not possible…. If you want you have to open…. Offine account…. And when you will give documents for that…. Bank employee will see that you have another account… He will tell you to do the kyc of that….. Since you have entered wrong details….. Even if you correct details by using correction form… That account will be converted to normal saving account of 10000mab….so no use of maintaing two accounts with 10000 mab….. You better do the kyc of youth account…. It will get converted to normal 10000 mab account…. But youth account as per your correct documents is not possible… You can correct the error by asking for correction form at your branch




Youth account is only possible till age of 25…after that it normally gets converted to normal saving account…. Its not life time youth account

Deal Lieutenant Deal Lieutenant
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Spanjaykumar wrote:

Bro! He also wants to activate his youth account but 

1. DOB incorrect

2.No transaction done since March 2021

He just transferred just Rs 25  & amount credited to Bank account & showing balance RS 25.

3. He didn’t maintained any balance so bank deducted charges?

Go to branch, they will convert it to regular after kyc. No charges if balance is still showing 25 and its active account, they should no have any problem in making it regular account. DOB will be updated after you submit correct documents

Rajasthan Royals Rajasthan Royals
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bohemian wrote:

Go to branch, they will convert it to regular after kyc. No charges if balance is still showing 25 and its active account, they should no have any problem in making it regular account. DOB will be updated after you submit correct documents

Bro They converted it to Regular account after KYC & also update DOB….. Account No Same…but my account showing “DR Blocked” So They mentioned “DR Blocked” Removed After Kyc completed (Signature uploading)… Without “DEBIT REMOVED” I cant use my account.

Rajasthan Royals Rajasthan Royals
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batmanBABA wrote:

Online account is not possible…. If you want you have to open…. Offine account…. And when you will give documents for that…. Bank employee will see that you have another account… He will tell you to do the kyc of that….. Since you have entered wrong details….. Even if you correct details by using correction form… That account will be converted to normal saving account of 10000mab….so no use of maintaing two accounts with 10000 mab….. You better do the kyc of youth account…. It will get converted to normal 10000 mab account…. But youth account as per your correct documents is not possible… You can correct the error by asking for correction form at your branch




Youth account is only possible till age of 25…after that it normally gets converted to normal saving account…. Its not life time youth account

I Thought its liftime Youth Account So I Advised Him Enter DOB 1996 To Open Account.😃

Deal Lieutenant Deal Lieutenant
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Spanjaykumar wrote:

Bro They converted it to Regular account after KYC & also update DOB….. Account No Same…but my account showing “DR Blocked” So They mentioned “DR Blocked” Removed After Kyc completed (Signature uploading)… Without “DEBIT REMOVED” I cant use my account.

Ok so whats the problem? Debit freeze will be removed after kyc updation after few days in system

Rajasthan Royals Rajasthan Royals
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nandamuri.balakrishna wrote:

That’s what I said , u can’t open untill u maintain youth acc

They changed account in Regular Saving account & also updated DOB but Account showing DR BLOCKED & They mentioned you can’t withdraw fund before removing DR BLOCKED.

Rajasthan Royals Rajasthan Royals
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bohemian wrote:

Ok so whats the problem? Debit freeze will be removed after kyc updation after few days in system

They Corrected DOB & They Mentioned “I Hope Your KYC Not Rejected By System”

Branch Situated Nearly 35 KM & I don’t want visit again…😐

Deal Lieutenant Deal Lieutenant
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Spanjaykumar wrote:

They Corrected DOB & They Mentioned “I Hope Your KYC Not Rejected By System”

Branch Situated Nearly 35 KM & I don’t want visit again…😐

Wait for few days then. They cannot reject if supported by right documents. 

Deal Subedar Deal Subedar
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Spanjaykumar wrote:

I Thought its liftime Youth Account So I Advised Him Enter DOB 1996 To Open Account.😃

No… You shud have instead gone for farmers account… Iys lifetime farmers with only 2500 mab 6 monthly….. You shud search on dd before doing all this tricks… And in bank…. Entering wrong info wont work… It will be caught during kyc…. Even for online account you have to either physical kyc or vkyc… Within 1 year of account opening

Rajasthan Royals Rajasthan Royals
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nandamuri.balakrishna wrote:

That’s what I said , u can’t open untill u maintain youth acc

Thanks To All Guys👍🏻☺️

Account details updated  & it’s Activated & Changed In Regular Saving Account & They Mentioned  that You Will Recieve Debit Card, Cheque Book On Your Registed Address.. It’s A semi urban branch, So by default which debit card Varient they will sent? & How many days after I will receive card, cheque book Etc.

@bohemian @batmanBABA @sauravDD

Deal Lieutenant Deal Lieutenant
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Spanjaykumar wrote:

Thanks To All Guys👍🏻☺️

Account details updated  & it’s Activated & Changed In Regular Saving Account & They Mentioned  that You Will Recieve Debit Card, Cheque Book On Your Registed Address.. It’s A semi urban branch, So by default which debit card Varient they will sent? & How many days after I will receive card, cheque book Etc.

@bohemian @batmanBABA @sauravDD

You should have opted for any card. By default you may receive their money back or millenia. Usually in 7 days

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