HDFC Bank has hidden this info from its credit card members.
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No, it's 2% + GST on almost all HDFC cards. I use it every day for international transactions. So, we save 1% up to Rs 1,000 per month at an annual fee of Rs 235. Plus, we get 500 bonus points on 1st transaction. Milestone reward of Rs 2,000 yatra voucher on Rs 150,000 International spending per year.
With 1% + GST, the HDFC credit card is the #2 credit card with the lowest foreign currency markup fee after Axis Burgundy. RBL World Safari is not issued as it's on the Mastercard platform.
Which info?
As per their websites:
Fi card: zero forex markup
Jupiter card: zero forex markup up to Rs.25k(for normal savings acc) & Rs.1Lakh(for pro savings acc) per month
NiyoX: no clarity as multiple banking partners, best way to confirm is via asking their online support.
"@andromeda":https://www.desidime.com/users/1...60 That is good then, DCB is a top tier card so didn't think about its reward program while doing intl txns(usually card gives around 1-2% on typical online txns.
DCB gives 3.3% rewards if redeeming for flights on smartbuy. 1.65% for Amazon voucher. The same reward rate I got on international txns too.
I earlier had Regalia, no One card at that time. Regalia did serve me well.
le dot
I recently did 118 $ txn on my axis cc and in indian rupees it is showing 9344.98 outstanding. I want to know when amount will be billed will tgereb any further extra charges or is it final amount which i will have to pay?
@Ransome thanks for posting this. I received 1% cashback on my recent international transactions..
Yeah, I have started receiving it too.
![Amazon Pay eGift Card | Get Flat ₹75 Back Min Order: ₹2500 [+2 rewards in description]](https://cdn3.desidime.com/topics/photos/1777923/medium/B0BD34Q9C5_ISC.jpg?1713611661)
And for good reason, forex markup charge on almost all cards(& not just HDFC) is 3.5% so even if they give you 2% cb(here they re giving only 1%) for every international spend you are still paying 1.5% extra to them & this is excl gst on that forex markup charge.