HDFC Bank Preferred Banking
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Any one here who got upgrade offer of HDFC Bank Preferred Banking
Is it better than classic banking do they downgrade if conditions not met later
Is it better than classic banking do they downgrade if conditions not met later
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https://www.desidime.com/comments/permalink/10272292
What practical benefits will you get?
https://www.desidime.com/comments/permalink/10272301
I'm in classic now.
Recieved invite for preferred.
If I not meet the eligibilty condition, Will they downgrade to classic or to my account type.
https://www.desidime.com/comments/permalink/10272486
Yes, they will downgrade to Standard. mine was not maintained for 2 subsequent quarters and it got downgraded to Standard on 3rd quarter even though my AMB was above 1 lakh.
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https://www.desidime.com/comments/permalink/10272428
Yes, you can upgrade...no harm in that. Your upgrade offer means you are already eligible for preferred banking so why not choose to upgrade? Better than classic or not depends upon whether your Classic RM is already supportive or not. If he is supportive and resolving your problem then its fine to be with classic banking.
https://www.desidime.com/comments/permalink/10283194
If the RM is changed Does the new RM visit home or office for a personal meeting to explain the banking products services
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Just a fancy term, nothing more. And yes they downgtade if you don't meet the criteria.