https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9534704
1.5L Fd for Savings Max account for completely free of charges.
https://www.google.com/amp/s/v.hdfcbank.com/amp...
HDFC bank savings account
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Again back here with confused head.
I wanted to open savings account ( Not salary account) with HDFC (already a ICICI wealth customer, ) with benefits similar to ICICI. But there seems to be none.
Regular, savings max etc. i explored but they did not meet my primary criteria of
1. zero balance account
2. No annual debit card charges
3. No AQB
4. No SMS charges
i use it for only online transactions and ready to put an FD , still there seems to be no provision in HDFC or FD is to the tune of 15-30L which is very high.
I spoke to 2 branches. In the first branch the RM said if i open account with 5L cheque everything is free. But from the other branch i hear there is no such option. Online i saw but nothing of this sort mentioned.
Any veteran with HDFC suggest what is the best way.
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https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9534718
tappukepapa wrote:1.5L Fd for Savings Max account for completely free of charges.
https://www.google.com/amp/s/v.hdfcbank.com/amp...
is 1.5L FD for Metro branches as well?
- The Average Monthly Balance (AMB) in the SavingsMax Account should be > or = Rs. 25,000 or maintain requisite FD Relationship as per branch location
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9534724
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playdime wrote:is 1.5L FD for Metro branches as well?
- The Average Monthly Balance (AMB) in the SavingsMax Account should be > or = Rs. 25,000 or maintain requisite FD Relationship as per branch location
I'm also in the line to open this account variant. Yet to make final decision. Went to a HDFC bank 4 years ago, that time they asked income proof to open a regular 10k savings account. 
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9534745
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but their interest rate for 55 months is 7.25, looked lucrative. Otherwise i was once a customer in 2005 and looking at their lousy service i closed the account. Not sure if they have improved now but FD interest is my main drive here
tappukepapa wrote:I'm also in the line to open this account variant. Yet to make final decision. Went to a HDFC bank 4 years ago, that time they asked income proof to open a regular 10k savings account.
but their interest rate for 55 months is 7.25, looked lucrative. Otherwise i was once a customer in 2005 and looking at their lousy service i closed the account. Not sure if they have improved now but FD interest is my main drive here
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9534759
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9534783
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tappukepapa wrote:Go through this thread
that i read some days back. they suggest open online and visit branch is best. But i find special platinum account with 8L deposit relation and digging further to see if it meets my criteria
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9534797
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9535039
The 5l account is speciale platinum account which gives custom account number and other benefits. Its not lft, but he plans to make you preferred banking customer which makes everything free if you maintain the criteria. Non maintaining means you will be downgraded and no more ltf, but thats upto rm to downgrade which he might not
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9535102
legend101 wrote:Thanks. The special Platinum and special gold accounts require 8L and 4L FD relation respectively or AQB of same amount.The 5l account is speciale platinum account which gives custom account number and other benefits. Its not lft, but he plans to make you preferred banking customer which makes everything free if you maintain the criteria. Non maintaining means you will be downgraded and no more ltf, but thats upto rm to downgrade which he might not
The bank executive suggesting to open savings max and attach to portfolio (with raise form) like classic, preferred or imperial which have 5L, 15L,30L FD relation. This way they say even if due to cash crunch we withdraw the FD the savings max 25K can be maintained.
Not sure what traps are there.
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9535334
Opening Savings Max account in Classic Banking requires 5L FD. It meets all ur 4 requirements.
Personally using this, but i have 4 family accounts including mine and easily achieving AMB of 1L pm (combined AMB).
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9535971
Veteran Classic HDFC customer here, no issues so far for 10+ yrs... don't think much, go for it...
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9536051
Agnivo007 wrote:Veteran Classic HDFC customer here, no issues so far for 10+ yrs... don't think much, go for it...
The process the executive told me is to open savings max account and then attach it to classic portfolio with raise request form. This way in future if my fd relation breaks i still be having 25k AMB savings max account is what they are suggesting. Is it right? Any suggestion?
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9536218
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playdime wrote:Not a bad idea...The process the executive told me is to open savings max account and then attach it to classic portfolio with raise request form. This way in future if my fd relation breaks i still be having 25k AMB savings max account is what they are suggesting. Is it right? Any suggestion?
https://www.desidime.com/discussions/hdfc-bank-savings-account-a98d0c5a-2a8e-48e9-acc5-84cd1ccde7d9?page=1#post_9547958
Scorpion wrote:Opening Savings Max account in Classic Banking requires 5L FD. It meets all ur 4 requirements.
Personally using this, but i have 4 family accounts including mine and easily achieving AMB of 1L pm (combined AMB).
opened account(savings max) 2 days back. Setting up initial things.
As a part of it i am trying to change my ATM PIN online.
wondering if i can change my Debit card ATM pin online?
when i tried it online
1. It was asking reason for change (strange)
2. The new pin will be sent to communication address and charges 50+GST.
Is it how it is ? or missing something?
EDIT:
GOT IT, SORRY FOR REPLYING YOU
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The 5l account is speciale platinum account which gives custom account number and other benefits. Its not lft, but he plans to make you preferred banking customer which makes everything free if you maintain the criteria. Non maintaining means you will be downgraded and no more ltf, but thats upto rm to downgrade which he might not