HDFC Bank sending out credit limit increase mails! Check yours!
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A friend got his limit increased from 25k to 50k after 10 months and minimal usage of just 20k in 10 months. Mine still stuck at 25k after 15 months and almost 10x the usage as compared to my friend. Is it just random ? Planning to stop using it for 6 months now!
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Got it a few days ago. Just 20k increase. Initially, I thought of not opting for it, thinking if kept ignoring, I may get a better offer in a few months, but on going through posts here found that it is not happening anymore so took it
There is a similar thread on HDFC credit limit increase.
It seems that they are pushing FYF & paid card offers to LTF holders so as to reduce the number of LTF card holders.
They had pushing paid Millenia card offer to me for months, but I didn't avail.
Same case with me. I was given 40k limit. Used the card extensively and am their preferred customer too(classic when the card is approved). I was given 8k limit increase after 15 months. Stuck with ltf moneyback plus since the beginning n they're offering me paid business moneyback plus I
I have been using my hdfc card extensively. Never got a credit limit increase for more than 3 years. I think I have to stop using it to get a limit increase.
Paying other banks cc bills from hdfc billpay helps sometimes
Isn't it LTF for you guys?
And which variant are you using?