HDFC Billpay Questions

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Deal Cadet
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I’m new to HDFC, have a few questions regarding bill pay.

1. do we get 1% platinum debit card cashback only for AutoPay or also for any ad-hoc payment we make to the credit card/any other utility?
2.Moreover, I don’t see an option to enable auto-pay for credit card billers on the website. Can we enable auto-pay for credit card billers?
3. Do auto-pay billers still require confirmation before payment like confirm & pay?
4. What happens when auto-pay is enabled but there are not sufficient funds?
5. Cashback will be credited post 90 days, right? Could not find this information on the website. https://www.hdfcbank.com/personal/pay/car...eb
6. Do we get any confirmation post the transaction, confirming that it is eligible for the cashback?

would appreciate your help. TIA.

12 Comments  |  
9 Dimers
Missing
Deal Cadet
99
842
2

1. do we get 1% platinum debit card cashback only for AutoPay or also for any ad-hoc payment we make to the credit card/any other utility? – For every payment you get 1% cashback. For autopay you get 5% cashback more with a cap of Rs150/month.
2.Moreover, I don’t see an option to enable auto-pay for credit card billers on the website. Can we enable auto-pay for credit card billers? – No
3. Do auto-pay billers still require confirmation before payment like confirm & pay? – No
5. Cashback will be credited post 90 days, right? – Cashback will be credited one day after the payment is successful. You can check cashback under cards section in net banking.
6. Do we get any confirmation post the transaction, confirming that it is eligible for the cashback? – No

Missing
Deal Cadet
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116
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Swagger18 wrote:

1. do we get 1% platinum debit card cashback only for AutoPay or also for any ad-hoc payment we make to the credit card/any other utility? – For every payment you get 1% cashback. For autopay you get 5% cashback more with a cap of Rs150/month.
2.Moreover, I don’t see an option to enable auto-pay for credit card billers on the website. Can we enable auto-pay for credit card billers? – No
3. Do auto-pay billers still require confirmation before payment like confirm & pay? – No
5. Cashback will be credited post 90 days, right? – Cashback will be credited one day after the payment is successful. You can check cashback under cards section in net banking.
6. Do we get any confirmation post the transaction, confirming that it is eligible for the cashback? – No

I have rewards platinum debit card and I had paid 17000+ sbi card bill via hdfc billpay.. however, it’s been 10+ days and the cashback has not reflected…is it delayed in rewards card or shall I drop an email to hdfc cc?

Missing
Deal Cadet
99
842
2
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Fanil wrote:

I have rewards platinum debit card and I had paid 17000+ sbi card bill via hdfc billpay.. however, it’s been 10+ days and the cashback has not reflected…is it delayed in rewards card or shall I drop an email to hdfc cc?

Are you sure, you have paid the bill using debit card.
There is drop down in which we have to select debit card then only 1% cashback will be applied.

Missing
Deal Cadet
50
223
3
Swagger18 wrote:

1. do we get 1% platinum debit card cashback only for AutoPay or also for any ad-hoc payment we make to the credit card/any other utility? – For every payment you get 1% cashback. For autopay you get 5% cashback more with a cap of Rs150/month.
2.Moreover, I don’t see an option to enable auto-pay for credit card billers on the website. Can we enable auto-pay for credit card billers? – No
3. Do auto-pay billers still require confirmation before payment like confirm & pay? – No
5. Cashback will be credited post 90 days, right? – Cashback will be credited one day after the payment is successful. You can check cashback under cards section in net banking.
6. Do we get any confirmation post the transaction, confirming that it is eligible for the cashback? – No

thank you. +kg

Missing
Deal Cadet
50
119
1

As your questions are already answered above, I will share my views about auto bill payment.

Unless your bill amounts are big it doesn’t make sense to auto pay.
I setup todos in Google Calendar for bill payments just 2-3 days before due date and search for best deal across all apps/wallets.
Also paying credit card bills via app like CRED is better. Even amazon now have credit card bill payment with offers of cashback.

In summary , by just being aware of bill and spending some time , we can save much more Vs setting up auto pay.

But if you do not want to remember , reduce hassle , dont want to save small amounts then autopay is ok.

Missing
Deal Subedar
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billpay repeatedly failing for me today. saying dc daily usage limit exceeded. i have checked tscn amt is well within limit. anyone in same boat 🚣‍♀️?

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Deal Newbie
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Fanil wrote:

I have rewards platinum debit card and I had paid 17000+ sbi card bill via hdfc billpay.. however, it’s been 10+ days and the cashback has not reflected…is it delayed in rewards card or shall I drop an email to hdfc cc?

Bro from where u paid CC bill using the DC? I am not able to find that option… Please share link.

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Deal Cadet
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Prasenjitxx wrote:

Bro from where u paid CC bill using the DC? I am not able to find that option… Please share link.

hdfc netbanking…billpay section…add biller…credit card…save details…n pay using platinum dc

Missing