HDFC Card rent offer query

You will get both payzapp cashback as well as hdfc offered rewards

narayana1dd249 wrote:

You will get both payzapp cashback as well as hdfc offered rewards

Personally tested?

I am also in same boat. Used nobroker payzapp only.
For hdfc dont we need rent agreement as rent is more??

Co branded cards?

Tagging experts @esakkiraja @Ajithian

I guess only eligible for payzapp cb, if go via payzapp.. #Not verified

AJ89 wrote:

I am also in same boat. Used nobroker payzapp only.
For hdfc dont we need rent agreement as rent is more??

Rental agreement is with nobroker. Now the min amount in case of HDFC is 15k, earlier my rental amount is below the min threshold, so couldn’t use HDFC.

Now wanted to mix payzapp+hdfc with nobroker if both the offfers work.

RunZone wrote:

Co branded cards?

Mine is regalia, not sure what you are trying to say?

andromeda wrote:

Rental agreement is with nobroker. Now the min amount in case of HDFC is 15k, earlier my rental amount is below the min threshold, so couldn’t use HDFC.

Now wanted to mix payzapp+hdfc with nobroker if both the offfers work.

I also want to try but not confirmed.
Also i want to ask if u have actual agreement or not?

andromeda wrote:

Mine is regalia, not sure what you are trying to say?

On the smartbuy its mentioned that we need to use cobranded cards and then we get intermiles something. Not really sure how it works

AJ89 wrote:

I also want to try but not confirmed.
Also i want to ask if u have actual agreement or not?

Yes everything is in place. Using nobroker with no issues from Jan. Landlord is happy too

andromeda wrote:

Yes everything is in place. Using nobroker with no issues from Jan. Landlord is happy too

I dont hv agreement and paying for myself so cant take risk above 10k

RunZone wrote:

On the smartbuy its mentioned that we need to use cobranded cards and then we get intermiles something. Not really sure how it works

Don’t be exicted. Go below in link

RunZone wrote:

On the smartbuy its mentioned that we need to use cobranded cards and then we get intermiles something. Not really sure how it works

That’s just an illustration of additional rewards. All card types are valid for this offer except corporate and commercial variants

AJ89 wrote:

Don’t be exicted. Go below in link

Lol dont have HDFC credit card

And 15k per month, NoBroker may ask for rental agreement

@andromeda

Anyways Thanks for the clarification

KG+

RunZone wrote:

Lol dont have HDFC credit card

And 15k per month, NoBroker may ask for rental agreement

@andromeda

Anyways Thanks for the clarification

KG+

Before even asking for it, I gave them the rental agreement. Mine is a genuine rental payment, no rotational stuff

andromeda wrote:

Personally tested?

He means general hdfc rewards mostly, and not thus 2100 wala offer

avgn wrote:

He means general hdfc rewards mostly, and not thus 2100 wala offer

Most likely, thanks for the pointer

I dug up little more on my earlier payments.

Everytime I paid my rent on nobroker through payzapp, the transaction detail is NOBROKER RENTPAYMENTS BENGALURU IN, and there is another payzapp wallet load transaction. I called up customer care and checked for merchant category codes (MCC) of both the transactions

Nobroker payment via payzapp saved card → MCC 6513 (mcc description: Real Estate Agents and Managers–Rentals)
Payzapp wallet load → MCC 6540 (mcc description: POI (Point of Interaction) Funding Transactions
(Excluding MoneySend))

Going with that, I suppose the transaction will be captured under rentals category.

The terms of the offer says

Classification of a retail transaction (Point of sale/Online) under a merchant category (Rent) will be defined by Visa/MasterCard or any other franchisee as applicable and the same will be used to arrive at Qualifiers.

I believe going with payzapp saved HDFC card on nobroker should be qualified for both the rewards?

@narayana1dd249 @avgn @AJ89 @Ajithian

andromeda wrote:

I dug up little more on my earlier payments.

Everytime I paid my rent on nobroker through payzapp, the transaction detail is NOBROKER RENTPAYMENTS BENGALURU IN, and there is another payzapp wallet load transaction. I called up customer care and checked for merchant category codes (MCC) of both the transactions

Nobroker payment via payzapp saved card → MCC 6513 (mcc description: Real Estate Agents and Managers–Rentals)
Payzapp wallet load → MCC 6540 (mcc description: POI (Point of Interaction) Funding Transactions
(Excluding MoneySend))

Going with that, I suppose the transaction will be captured under rentals category.

The terms of the offer says

Classification of a retail transaction (Point of sale/Online) under a merchant category (Rent) will be defined by Visa/MasterCard or any other franchisee as applicable and the same will be used to arrive at Qualifiers.

I believe going with payzapp saved HDFC card on nobroker should be qualified for both the rewards?

@narayana1dd249 @avgn @AJ89 @Ajithian

I doubt u will get both benefit.

AJ89 wrote:

I doubt u will get both benefit.

Is that doubt on positive or negative note?

andromeda wrote:

Is that doubt on positive or negative note?

Negative.  As i feel hddc card should be directly use on these sites.

Not clear can anyone explain if it’s useful in non genuine rent case as well ?

loversbrothers282 wrote:

Not clear can anyone explain if it’s useful in non genuine rent case as well ?

This thread is a query, and unfortunately no one is clear if this works be it genuine rent payment or rotation.

Update:

Further to my earlier comment related to MCC etc https://www.desidime.com/discussions/hdfc-card-...

I paid my rental payment via payzapp using linked HDFC card. The transaction at HDFC is recorded as NOBROKER RENTPAYMENTS, and today marking 90th day after the end of first payment month, I received 500/- voucher from HDFC. Everymonth, payzapp nobroker rent cashback is something I’m getting as usual.

So over all, I got both payzapp and HDFC rental benefits.

@narayana1dd249 @avgn @AJ89 @Ajithian

Did you proceed from Nobroker webiste/app or within Payzapp itself through rent pay option in the Payzap app.

narayana1dd249 wrote:

Did you proceed from Nobroker webiste/app or within Payzapp itself through rent pay option in the Payzap app.

Norbroker → payzapp gateway → use saved card → complete payment
Here payzapp is just a payment processsor.