HDFC Card rent offer query
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Offer details:
- https://offers.smartbuy.hdfcbank.com/offer_deta...
- https://www.desidime.com/deals/cred-housing-mag...
It is mentioned NoBroker. If we pay via payzapp, will it be eligible for both offers from payzapp-nobroer and hdfc-nobroker?
Usually, I use nobroker+payzapp with amazon pay card for my rent payment. The transaction details in card statement read as NOBROKER RENTPAYMENTS BENGALURU IN
Anyone any experience with earlier offer from HDFC? I haven’t used my HDFC card until now due to not meeting the minimum rent amount.
Thanks in advance!
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Personally tested?
Rental agreement is with nobroker. Now the min amount in case of HDFC is 15k, earlier my rental amount is below the min threshold, so couldn’t use HDFC.
Now wanted to mix payzapp+hdfc with nobroker if both the offfers work.
Co branded cards?
Tagging experts @esakkiraja @Ajithian
I guess only eligible for payzapp cb, if go via payzapp.. #Not verified
I dug up little more on my earlier payments.
Everytime I paid my rent on nobroker through payzapp, the transaction detail is NOBROKER RENTPAYMENTS BENGALURU IN, and there is another payzapp wallet load transaction. I called up customer care and checked for merchant category codes (MCC) of both the transactions
Nobroker payment via payzapp saved card → MCC 6513 (mcc description: Real Estate Agents and Managers–Rentals)
Payzapp wallet load → MCC 6540 (mcc description: POI (Point of Interaction) Funding Transactions
(Excluding MoneySend))
Going with that, I suppose the transaction will be captured under rentals category.
The terms of the offer says
Classification of a retail transaction (Point of sale/Online) under a merchant category (Rent) will be defined by Visa/MasterCard or any other franchisee as applicable and the same will be used to arrive at Qualifiers.
I believe going with payzapp saved HDFC card on nobroker should be qualified for both the rewards?
I doubt u will get both benefit.
Not clear can anyone explain if it’s useful in non genuine rent case as well ?
Update:
Further to my earlier comment related to MCC etc https://www.desidime.com/discussions/hdfc-card-...
I paid my rental payment via payzapp using linked HDFC card. The transaction at HDFC is recorded as NOBROKER RENTPAYMENTS, and today marking 90th day after the end of first payment month, I received 500/- voucher from HDFC. Everymonth, payzapp nobroker rent cashback is something I’m getting as usual.
So over all, I got both payzapp and HDFC rental benefits.
Did you proceed from Nobroker webiste/app or within Payzapp itself through rent pay option in the Payzap app.
Norbroker → payzapp gateway → use saved card → complete payment
Here payzapp is just a payment processsor.
You will get both payzapp cashback as well as hdfc offered rewards