HDFC charging me extra 10/- when I pay petrol bill through credit card

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Deal Subedar
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can anyone tell the entire process. Thanks in advance

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Deal Subedar
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The thing is they charge some .5 -1 % extra when u pay at any fuel station.
To avoid this, always make sure they are using HDFC’s POS machine.
They will charge you that 1% or whatever is the extra amount but within a day or two they do credit amount in your statement.
I hope this helps.
#JJ biggrin
@jaybro

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Deal Subedar
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mrKool_JJ wrote:

The thing is they charge some .5 -1 % extra when u pay at any fuel station.
To avoid this, always make sure they are using HDFC’s POS machine.
They will charge you that 1% or whatever is the extra amount but within a day or two they do credit amount in your statement.
I hope this helps.
#JJ biggrin
@jaybro

Obviously, it clarified my doubt. Then why this hdfc bank giving me mails and message to do fuel payments through credit card. For 2-3 credit points, I need to lose 10/-. Any way thanks bro smile

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Deal Subedar
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jaybro wrote:

Obviously, it clarified my doubt. Then why this hdfc bank giving me mails and message to do fuel payments through credit card. For 2-3 credit points, I need to lose 10/-. Any way thanks bro smile

That’s only applicable when u swipe your card at HDFC POS machines so use their machines and get points.
Welcome biggrin

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Deal Subedar
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mrKool_JJ wrote:

That’s only applicable when u swipe your card at HDFC POS machines so use their machines and get points.
Welcome biggrin

So, is it(POS machines) limited to transactions on fuel ? Or else it will charge you in the same way when credit card swipe for shopping and others. Thanks

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Deal Subedar
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jaybro wrote:

So, is it(POS machines) limited to transactions on fuel ? Or else it will charge you in the same way when credit card swipe for shopping and others. Thanks

As of now they only charge on non hdfc pos machines at fuel stations..

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Deal Lieutenant
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This is not specific to HDFC & it is applicable for mostly all Credit Card payments.
We need to swipe/tap the card on the POS terminal (machine) issued by that specific back, e.g., HDFC card on HDFC terminal, CITI on CITI terminal, etc.
Moreover, some cards have minimum transaction criteria even it is used on the correct machine.

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Pro Blogger
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Received this today morning:

“Dear Credit Cardholder, as advised by Public Sector Oil Marketing Companies, the 0.75% Cashback on fuel transactions will be discontinued w.e.f 1 Oct’19.T&C”


unamused

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Deal Subedar
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deb3l wrote:

Received this today morning:

“Dear Credit Cardholder, as advised by Public Sector Oil Marketing Companies, the 0.75% Cashback on fuel transactions will be discontinued w.e.f 1 Oct’19.T&C”


unamused

Then definitely it is time to ignore fuel payments through credit card.

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Deal Cadet
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deb3l wrote:

Received this today morning:

“Dear Credit Cardholder, as advised by Public Sector Oil Marketing Companies, the 0.75% Cashback on fuel transactions will be discontinued w.e.f 1 Oct’19.T&C”


unamused

Received in SBI cc also

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Deal Subedar
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kirandr221996 wrote:

Received in SBI cc also

Haven’t received for HDFC bro

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Deal Subedar
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I always use Paytm and PhonePe to pay fuel, never pay directly via credit card.
Using Amex reward card, so adding money to Paytm also give me points biggrin

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Community Angel
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deb3l wrote:

Received this today morning:

“Dear Credit Cardholder, as advised by Public Sector Oil Marketing Companies, the 0.75% Cashback on fuel transactions will be discontinued w.e.f 1 Oct’19.T&C”


unamused

You removed SBI.

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Shopping Friend
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_One_Miller_ wrote:

You removed SBI.

Hahaha. smile Right got the message from SBI.

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Deal Subedar
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gdeal wrote:

I always use Paytm and PhonePe to pay fuel, never pay directly via credit card.
Using Amex reward card, so adding money to Paytm also give me points biggrin

Might be phonepe is good offer. Paytm is waste

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Deal Subedar
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mrKool_JJ wrote:

The thing is they charge some .5 -1 % extra when u pay at any fuel station.
To avoid this, always make sure they are using HDFC’s POS machine.
They will charge you that 1% or whatever is the extra amount but within a day or two they do credit amount in your statement.
I hope this helps.
#JJ biggrin
@jaybro

There are some other info I got it from my friend. There is min 400 credit card bill which you have to do in order to skip the surcharges. Not sure of using other POS machines.

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Deal Subedar
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jaybro wrote:

There are some other info I got it from my friend. There is min 400 credit card bill which you have to do in order to skip the surcharges. Not sure of using other POS machines.

That 400 is mandate for all customers..
I am talking about POS machines but seems like govt has again scrapped that 0.75% cb from tomorrow so everything’s back to normal. #JaihoBJPKI…

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Shopping Friend
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deb3l wrote:

Check your HDFC mssgs once.

Cc: @jaybro

Good to see you bro. innocentWhere have you been since last 2-3 days? Hope all is well! innocent  @deb3l

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