Hdfc charging processing fee on amazon pay gift card purchase
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Today i bought amazon pay gift card on smartbuy i got shocked when i saw this .total 3% of charges.and they are giving 5%cashback for which they are taking 3 %charges 😑. Effective 2% cashback only which is already given by apay icici card. Previous month they reduce the purchase amount from 10k to 5 k now this month they put charges on it . Hdfc is clever they increased their customer by givibg LTF cards and now they are taking charges on it . What are your views about this dimers
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OP made two posts about this back to back.
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Can you please confirm if we can purchase amazon voucher using HDFC Smart Buy Amazon shopping & get 5% cashback (not via Smartbuy Instant Voucher) ?
It is clearly mentioned in smartbuy offer T&C that bill payments/recharges/GV etc are excluded from smartbuy amazon. It used to work as a bug years ago but not anymore.
Ye acche din logo ko nahi chahiye tha.. petrol saste chahiye.. 
Whatsoever a man soweth, that shall he also reap.
Bro 5% CB From Smartbuy + 5% CB From Millennia Debit Card….& They Are Charging 3% Fee So Total profit as of now 7%>>>>Right?
Millennia debit card max cb per month limit is 400 & max amazon gv per month buy limit on smartbuy is 5k so 350 per month that too will come after 90-120 days & may need to fight for it some times as hdfc is not reliable when it comes to such late cb crediting.
Crazy guys could have removed the 5K limit now…
Switching to my ICICI – Amazon Pay card for wallet loads.
2% guaranteed at the end of each statement cycle and the load limit isn’t 5K. What can be better?
I typically use the balance on Swiggy and Ola/Uber.
![Swiggy Instamart: Unibic Choco Kiss Cookies 500gm at ₹70 [location specific]](https://cdn3.desidime.com/topics/photos/1780439/medium/Screenshot_20240425-225254.png?1714065972)
![Pansari Kacchi Ghani Mustard Oil Plastic Bottle (Sarson Tel) 1L [location specific]](https://cdn2.desidime.com/topics/photos/1780421/medium/Screenshot2024-04-25at9.29.19PM.png?1714060899)
Uff ek aur thread…