HDFC classic account query

186°
Deal Cadet
xera0117

So I have received a classic account upgrade message from HDFC. Is this a zero balance account? Do they charge for non maintenance of 1L per month and downgrade it?

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Critic Critic
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1. Yes
2. No

Coupon Connoisseur Coupon Connoisseur
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no they don’t charge anything on non maintenance of 1L , in worst case they just downgrade it but very less chance of happening that

Generous Generous
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Nope, they dont charge. Have been classic member for 5+ years and in few months, have had average balance of less than 2k. No charge neither downgrade for me.

Deal Major Deal Major
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do we need to keep FD of 5L to get this upgrade benefit 

Deal Cadet Deal Cadet
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I think yes it’s one way we can.

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Benevolent Benevolent
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How many types of acts do they have?
Preferred then classic then????

Generous Generous
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Classic then preferred then imperia

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Deal Legend Deal Legend
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I have classic. Any advantage?

Deal Newbie Deal Newbie
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Can axis bank provided this type of services?

Benevolent Benevolent
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Yes, it has prime/prestige/Burgandy with similar requirements for normal savings account.

If u have salary account with axis, it depends on salary credit amount 25k for prime, 1L for priority and 3L for Burgandy. And no need to maintain any balance with salary account.

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