HDFC classic account query

125°
Deal Cadet
xera0117

So I have received a classic account upgrade message from HDFC. Is this a zero balance account? Do they charge for non maintenance of 1L per month and downgrade it?

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Deal Cadet Deal Cadet
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no they don’t charge anything on non maintenance of 1L , in worst case they just downgrade it but very less chance of happening that

Deal Subedar Deal Subedar
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Nope, they dont charge. Have been classic member for 5+ years and in few months, have had average balance of less than 2k. No charge neither downgrade for me.

Cool Cool
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do we need to keep FD of 5L to get this upgrade benefit 

Deal Cadet Deal Cadet
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desiman wrote:

do we need to keep FD of 5L to get this upgrade benefit 

I think yes it’s one way we can.

Pro Shopping Friend Pro Shopping Friend
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desiman wrote:

do we need to keep FD of 5L to get this upgrade benefit 

1 quarter in savings account; amount depends on account variant classic/preferred..

Mobile Guru Mobile Guru
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How many types of acts do they have?
Preferred then classic then????

Deal Lieutenant Deal Lieutenant
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MrKool_JJ wrote:

How many types of acts do they have?
Preferred then classic then????

Classic then preferred then imperia

Shopping Friend Shopping Friend
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I have classic. Any advantage?

Deal Newbie Deal Newbie
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Can axis bank provided this type of services?

Deal Cadet Deal Cadet
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hirenbhut93975 wrote:

Can axis bank provided this type of services?

Yes, it has prime/prestige/Burgandy with similar requirements for normal savings account.

If u have salary account with axis, it depends on salary credit amount 25k for prime, 1L for priority and 3L for Burgandy. And no need to maintain any balance with salary account.

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