HDFC & CREDIT bureau

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Deal Lieutenant
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For the past 3 years my HDFC credit limit is not being reported to any credit bureau, I have spoken to my personal banker about this but she has no idea about this, any one who faced this sort of situation and got it sorted please share your experience

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suspended
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Even my hdfc credit limit is not available with experian… Only the highest credit amount which we used till date is available with them..

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Deal Cadet
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Not all details are updated to credit bureau’s.. HDFC updates highest credit and current o/s whereas Amex updates only current o/s.. In case of SBI, citi, axis all details are displayed – credit limit, cash limit, current o/s etc,,
Also in case of loans some will display all details like sanctioned amt, current o/s, EMI, repayment tenure, interest rate while others will display sanctioned amt and current o/s only

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Deal Subedar
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What are the benefits of credit limit availability with credit bureau.

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Deal Lieutenant
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nimod wrote:

What are the benefits of credit limit availability with credit bureau.

Its a major factor in deciding the credit score, credit utilization is indirectly proportional to credit limit in most cases

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