HDFC Credit Card Against FD Query!
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I will be getting HDFC credit card against FD in few days, I want to know which Credit Card will they offer and If they will give any choice or not, If they gave choice,Then which Credit card should i choose. I need it for online shopping mostly and it will be my first credit card.
Thanks!
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Whats the amount of fd they asked from you….. 2 days back i visited branch for same and they said that for 50k they would give moneyback credit card and for 2 lakh they have Regalia first.
are they ready to issue any card variant against FDs (depending on deposit amount off course) , like any Diners or their top end infinia ?
I am not sure, but the cc guy at my home branch says that if i make a fd of 7-9 lakhs than they will surely offer dcb or infinia.
bro tell me as I can open an HDFC account for a credit card, would like to have DCB credit card
yes bro… opened a new account, then deposited 7l for fd… then got this card
HDFC issue both infinia and DCB both to same customer ?? Or not , kindly enquire with the bank .
i have seen people keeping regalia after their diners upgrade becoz they requested the bank saying diners acceptance is very low
also if i am not wrong , earlier there was a 10x offer on international spends, which would have been a steal for me.
All my spends would be online (on e-commerce or utility bills, etc). given the rewards system on this card and everyone boasting this card is making me inclined towards this card.
I also wanna know would this card be better than flipkart axis 1.5% unlimited cashback on online spends.
No offense to anyone here but seriously,people booking 5-10 lakhs FD just to get a credit card when this same amount of money invested correctly can give much more return than any credit card ever will. Btw have you people consider that all FD interest income is fully taxable as per your income tax bracket.
P.S. never ever buy any insurance policy which is not term insurance & which is offered by bank managers.
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If you’re booking fd > 4L try regalia. Talk to the manager first as there’s no standard terms.