HDFC credit card billing cycle

I enquired with phonebanking, they are saying that txn needs to be done within billing cycles. So i guess you are good to go. But don’t take my word for it enquire with phonebanking prior to making any decision

Billing cycle is different from calendar month so no need to worry about billing cycle.
Usually HDFC billing in mid of month – 15th or 16th of the month but it may vary for you. Better call Customer care and ask for the billing date.

ICICI is LTF don’t worry.

some one please elaborate about HDFC cc

i also recently got no idea about billing cycle and smartpay is starting only after jan 2020

how to confirm LTF

rogerthat wrote:

ICICI is LTF don’t worry.

some one please elaborate about HDFC cc

i also recently got no idea about billing cycle and smartpay is starting only after jan 2020

how to confirm LTF

You will get an email confirming that your cc is now ltf. And if you want to know right now than you can just call phonebanking and ask them to check wether your cc is ltf or not.

tank_u_m8 wrote:

You will get an email confirming that your cc is now ltf. And if you want to know right now than you can just call phonebanking and ask them to check wether your cc is ltf or not.

how to connect to phone banking
steps please

i m not able to do so

@rogerthat @tank_u_m8 @raj7254
How to contact HDFC cc?
I hear robot taking.

rogerthat wrote:

how to connect to phone banking
steps please

i m not able to do so

@DealBroker23
Call phonebanking
Than go with this sequence
1-3-1-cc number with # at end-1-atm pin-2-9

tank_u_m8 wrote:

Call phonebanking
Than go with this sequence
1-3-1-cc number with # at end-1-atm pin-2-9

KG

InvestPotato wrote:

@rogerthat @tank_u_m8 @raj7254
How to contact HDFC cc?
I hear robot taking.

i m also unable to reach a person

tank_u_m8 wrote:

@DealBroker23
Call phonebanking
Than go with this sequence
1-3-1-cc number with # at end-1-atm pin-2-9

not working

try please and tell again

tank_u_m8 wrote:

@DealBroker23
Call phonebanking
Than go with this sequence
1-3-1-cc number with # at end-1-atm pin-2-9

just mention the option instead of option number

rogerthat wrote:

just mention the option instead of option number

1. 1 for english
2. 3 for credit card related enquires
3. 1 to know your last 10 txn and limit
4. Dial your cc number with # at end
5. 1 to verify with cc pin
6. Dial cc pin
7. 2 for more info
8. 9 to talk to cc executive

tank_u_m8 wrote:

1. 1 gor english
2. 3 for credit card related enquires
3. 1 to know your last 10 txn and limit
4. Dual your cc number with # at end
5. 1 to verify with cc pin
6. Dial cc pin
7. 2 for more info
8. 9 to talk to cc executive

thanks

tank_u_m8 wrote:

1. 1 for english
2. 3 for credit card related enquires
3. 1 to know your last 10 txn and limit
4. Dial your cc number with # at end
5. 1 to verify with cc pin
6. Dial cc pin
7. 2 for more info
8. 9 to talk to cc executive

thanks call connected
cc saying its chargeable card
I told about smartpay pay
them he said you have to wait 3 months


didn’t provide clarification

felt kinda rude

rogerthat wrote:

thanks call connected
cc saying its chargeable card
I told about smartpay pay
them he said you have to wait 3 months


didn’t provide clarification

felt kinda rude

There seems to be a lot of confusion about smartpay.
I got my card upgraded in August and 3 bills are already paid but my card is also not yet ltf.
Sometimes the phonebanking guy says the smartpay needs to be registered for atleast 90 days, sometime they say i need to pay total 3 bills, and the people at my home branch says i need to pay 6 bills total to make it ltf.
So i am not sure what actually works, so i have decided to register for smartpay for 6 months for dth recharge of ₹100, and whenever i will get ltf confirmation email i will deregister from smartpay.

tank_u_m8 wrote:

There seems to be a lot of confusion about smartpay.
I got my card upgraded in August and 3 bills are already paid but my card is also not yet ltf.
Sometimes the phonebanking guy says the smartpay needs to be registered for atleast 90 days, sometime they say i need to pay total 3 bills, and the people at my home branch says i need to pay 6 bills total to make it ltf.
So i am not sure what actually works, so i have decided to register for smartpay for 6 months for dth recharge of ₹100, and whenever i will get ltf confirmation email i will deregister from smartpay.

i have set up 200 monthly dth
and lic


will let it run upto a year even if it is LTF.


if this not becomes LTF i will surrender card.

rogerthat wrote:

i have set up 200 monthly dth
and lic


will let it run upto a year even if it is LTF.


if this not becomes LTF i will surrender card.

My experience with hdfc is that the system is really crappy but in the end it always works.
So i think your card will get converted in ltf for sure don’t worry.

billing date is 20th of each month

FYI

PAYABLE ON 8TH OF NEXT MONTH

rogerthat wrote:

billing date is 20th of each month

FYI

PAYABLE ON 8TH OF NEXT MONTH

for every one?
Is it default billing date?

InvestPotato wrote:

for every one?
Is it default billing date?

yes its fixed for everyone and can not be changed

in ICICI this i have changed as per my requirement so that this does not fall near other CC due dates

rogerthat wrote:

yes its fixed for everyone and can not be changed

in ICICI this i have changed as per my requirement so that this does not fall near other CC due dates

It’s not fixed. Different people can have different billing dates.
Mine is 16th for both Regalia and diners card. But HDFC usually follows this generic guideline of keeping billing date in the middle of month.

Me too received my regalia first card today itself.

To make this card LTF, I have to do 4 trasactions worth 500 each in calender month or billing cycle? any idea?

What is HDFC CC customer care number? 18602660333? (Not free for Airtel )

I don’t have hdfc bank account. How can I check more details (Like unbilled transactions, statement, rewards etc.) of my cc? Is there any app or site just for card holder login without bank account?

drjpatwa wrote:

Me too received my regalia first card today itself.

To make this card LTF, I have to do 4 trasactions worth 500 each in calender month or billing cycle? any idea?

What is HDFC CC customer care number? 18602660333? (Not free for Airtel )

I don’t have hdfc bank account. How can I check more details (Like unbilled transactions, statement, rewards etc.) of my cc? Is there any app or site just for card holder login without bank account?

Register your cc in hdfc credit card netbanking.

drjpatwa wrote:

Me too received my regalia first card today itself.

To make this card LTF, I have to do 4 trasactions worth 500 each in calender month or billing cycle? any idea?

What is HDFC CC customer care number? 18602660333? (Not free for Airtel )

I don’t have hdfc bank account. How can I check more details (Like unbilled transactions, statement, rewards etc.) of my cc? Is there any app or site just for card holder login without bank account?

congrats on your new card. you should confirm with customer care or at branch if this offer of 4 trx every month will make your card LTF, i think this is only for first time cardholders of hdfc.

and it is 4 trx in a billing month not calendar month so when you get your card , do 4 trx quickly if you don’t know the billing date just to be safe. When first bill is generated that would be first month of this , then you need to do this for next few months and after that you can get confirmation from CC that it is now LTF.

Another option is to setup smartpay using netbanking . you can set any postpaid bill, electricity bill, DTH etc. and keep it active for 4 month or 6 months to be safe.

Customer care no you mentioned is not toll free . Use this number 61606161 and use any std code like 088, 022 etc doesn’t matter if you stay in that city or not.
i usually use 02261606161.

to check all details on credit card, you can register on netbanking with your card account, don’t need bank account for netbanking.
use this link and click register if first time login:
https://netbanking.hdfcbank.com/netbanking/CCLo...

raj7254 wrote:

congrats on your new card. you should confirm with customer care or at branch if this offer of 4 trx every month will make your card LTF, i think this is only for first time cardholders of hdfc.

and it is 4 trx in a billing month not calendar month so when you get your card , do 4 trx quickly if you don’t know the billing date just to be safe. When first bill is generated that would be first month of this , then you need to do this for next few months and after that you can get confirmation from CC that it is now LTF.

Another option is to setup smartpay using netbanking . you can set any postpaid bill, electricity bill, DTH etc. and keep it active for 4 month or 6 months to be safe.

Customer care no you mentioned is not toll free . Use this number 61606161 and use any std code like 088, 022 etc doesn’t matter if you stay in that city or not.
i usually use 02261606161.

to check all details on credit card, you can register on netbanking with your card account, don’t need bank account for netbanking.
use this link and click register if first time login:
https://netbanking.hdfcbank.com/netbanking/CCLo...

Thanks for the detail reply. Just 1 more query – this 4 transactions of 500rs. Each, if i do add money in paytm through this card. Will they consider it?

Hdfc is not giving points for wallet load but what about this matter? Will they consider it or not?

drjpatwa wrote:

Thanks for the detail reply. Just 1 more query – this 4 transactions of 500rs. Each, if i do add money in paytm through this card. Will they consider it?

Hdfc is not giving points for wallet load but what about this matter? Will they consider it or not?

yes any transaction is fine for this but you won’t get reward points on any wallet loading transactions.

raj7254 wrote:

congrats on your new card. you should confirm with customer care or at branch if this offer of 4 trx every month will make your card LTF, i think this is only for first time cardholders of hdfc.

and it is 4 trx in a billing month not calendar month so when you get your card , do 4 trx quickly if you don’t know the billing date just to be safe. When first bill is generated that would be first month of this , then you need to do this for next few months and after that you can get confirmation from CC that it is now LTF.

Another option is to setup smartpay using netbanking . you can set any postpaid bill, electricity bill, DTH etc. and keep it active for 4 month or 6 months to be safe.

Customer care no you mentioned is not toll free . Use this number 61606161 and use any std code like 088, 022 etc doesn’t matter if you stay in that city or not.
i usually use 02261606161.

to check all details on credit card, you can register on netbanking with your card account, don’t need bank account for netbanking.
use this link and click register if first time login:
https://netbanking.hdfcbank.com/netbanking/CCLo...

while registering there was an option if you need LTF, i choosed smartpay even then am i eligible for 4* 500 offer?
as per cc they are insisting on smart pay with life insurance.

secondly, dth bill is not generated, it is prepaid i think they wont work
I dont have any postpaid bill under my name what should i do?

InvestPotato wrote:

while registering there was an option if you need LTF, i choosed smartpay even then am i eligible for 4* 500 offer?
as per cc they are insisting on smart pay with life insurance.

secondly, dth bill is not generated, it is prepaid i think they wont work
I dont have any postpaid bill under my name what should i do?

this 500*4 is not available for everyone, better to go for smartpay since cc is also confirming that.
but you don’t need to do life insurance or anything else which cc is insisting on, they might want to sell you these.

DTH is fine for smartpay , just setup to recharge your DTH a/c with any amount over 100.
In fact i have set my home airtel digital tv recharge of 200 in smartpay.

raj7254 wrote:

this 500*4 is not available for everyone, better to go for smartpay since cc is also confirming that.
but you don’t need to do life insurance or anything else which cc is insisting on, they might want to sell you these.

DTH is fine for smartpay , just setup to recharge your DTH a/c with any amount over 100.
In fact i have set my home airtel digital tv recharge of 200 in smartpay.

auto recharge you mean?

I cannot see any billers in the biller section

Neither i can see any scheduled payments
I tried scheduling on 5th or later date but cannot do that