HDFC Credit card cashback

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Finance Ninja
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I was just checking the credit card statement and I found a few entries for smartbuy Dec,2019 cashback. As far as I remember, there was 10x reward points on smartbuy portal back then which was devaluated sometime in May. Did anyone else get this on your card statements? Or was it credited by mistake for some other month. I don’t think it will be for Dec,2020 as hdfc takes 90 days to provide cashback.


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Deal Newbie Deal Newbie
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If you have purchased 20k on smartbuy in Dec then you are eligible for this cashback as 5% cashback on spend offer

Finance Ninja Finance Ninja
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I know that. But why would it show December 2019 if it is for December 2020. Also, traditionally hdfc bank provides cashback after 90 days where as  this is provided at the end of month itself. So, I wanted to know if anyone else has also received the same?

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Helpful Helpful
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Yes, it is for December 5% cb. They did it for November too with same manner.

Finance Ninja Finance Ninja
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I did not receive November 2020 cashback yet. But I received for Dec,2020? Is HDFC bank really a joke?

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Shopping Friend Shopping Friend
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Did u buy gv or smthn else?

Finance Ninja Finance Ninja
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No brother. Only Amazon purchase in December. I am supposed to get full 1000. But if this is Dec,2020 cashback, the cashback of October and November are still pending.

Deal Subedar Deal Subedar
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Bro date of txn

Finance Ninja Finance Ninja
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Date of txn for what bro?

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Deal Newbie Deal Newbie
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Same here..they given and then taken reverse

Deal Subedar Deal Subedar
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I also got the same but interesting thing is that I don’t even have hdfc cc in Dec 2109, i applied and got my cc in Sep 2020 (3 months ago only), so this could be the cb of December 2020 bcoz i did purchase for around 30k rs in previous month.
https://cdn0.desidime.com/attachments/photos/657906/medium/7277454Screenshot-20210102-091609.png?1609559392

Finance Ninja Finance Ninja
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Bro if this is the case, then what about the cashback for October and November. I am yet to receive them.

Thank you for your response. It clears up that it is either December 2020 cashback or simply a hdfc bug.

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Community Angel Community Angel
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But why only 5%?? As per triple value days offer we should get 10% na??

Finance Ninja Finance Ninja
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I didn’t transact during that period. So, only 5%.

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Deal Subedar Deal Subedar
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processed for nov/dec but sep/oct still pending…what kinda system hdfc follows?

Deal Lieutenant Deal Lieutenant
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November cashback is credited on 1st December 2020 to many people
However, September and October 2020 cashback yet to be credited
Should we raise this to HDFC Bank?

Community Angel Community Angel
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Their fav ans is wait for 90 days.

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Deal Lieutenant Deal Lieutenant
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Bro for September 2020 90 days already gone

Deal Lieutenant Deal Lieutenant
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Email id?

Finance Ninja Finance Ninja
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For debit card or credit card?

Deal Lieutenant Deal Lieutenant
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Unfortunately I didn’t get any cashback where I also spent in December

Generous Generous
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Hdfc =haddi fker

Deal Lieutenant Deal Lieutenant
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Credit card

Finance Ninja Finance Ninja
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[email protected]

Deal Cadet Deal Cadet
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HDFC is so much khichdi …. cant even give information in simpler way so that customers can be at ease.

All mixed up ….. some say Sep20 CB credited, some say Dec20 credited….
I did recco at my end and nothing seem to match as per mine calc

Finance Ninja Finance Ninja
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If you have followed the steps correctly you can drop a mail to them. They will mostly ask for those transaction details and then add the cashback if you are eligible. I’ve dropped mail for missing cashback/reward points and I’ve received them .

Finance Ninja Finance Ninja
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Received September cashback Today.

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