HDFC Credit card got declined but now approved

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Deal Newbie
annoymousmel

Hey guys,

So I have applied for hdfc bank Millennia credit card on March 13th and 14th i got call for verification i think but it got disconnected and afterwards got mail saying it got rejected and i left it there. But today all of a sudden i first got sms from hdfc bank saying "Good News! We’ve emailed your new HDFC Bank Credit Card XXXXAPPNUMBER. You can start using it for online shopping. I checked email it was there in spam. I have opened and is attached with a link to view Virtual card. I tried clicking and went to their site but after input otp it didnt show any. I have tried 2-3 times it failed now im not getting any otp. It’s quite funny actually it got declined but now its approved. Anyone know is this genuine or not ? and if yes im not getting otp now after 2-3 times tried and failed. Is their any cool down on otp receive ?

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Super Stud Super Stud
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Genuine

Wait for physical delivery

Deal Newbie Deal Newbie
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xxxyyyzzz wrote:

Genuine

Wait for physical delivery

Oh nice, thank you <3

Deal Cadet Deal Cadet
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i too faced the exact same situation. got call for verification, i missed the call. then received mail it got rejected. then few days later it got approved and mail was in spam. virtual card was not working for me too. you have to wait for the physical card.

Super Stud Super Stud
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raknaz wrote:

i too faced the exact same situation. got call for verification, i missed the call. then received mail it got rejected. then few days later it got approved and mail was in spam. virtual card was not working for me too. you have to wait for the physical card.

I started getting verification calls and rejection email after getting the card sweat_smile

Hotshot Hotshot
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is it some kind of trick to not pick up verification call and your card will be approved later as verified by 2 dimers laughing

Deal Subedar Deal Subedar
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Same situation.. Here… Unable ro pick call… Rejected…. Now showing in process…. 


Have sent documents their Chennai office… As i got email for some issue in address…. No income documents .. Was asked…. 

Hotshot Hotshot
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Which card bro

Deal Newbie Deal Newbie
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My application changed from DECLINE to INPROCESS today too! No email/SMS received yet though. It was a pre-approved Millennia 1L limit from NetBanking, very pissed that it was rejected. 

Deal Lieutenant Deal Lieutenant
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3 days back I applied for HDFC MILLENIA card but after submitting the details I got instant rejection message. Looks there are system glitch otherwise having good cibil score along with salaried person having other bank credit cards too but rejection seriously neutral_face

No prior relationship with HDFC . Applied 6 months back after ban . Looks HDFC will not give me cards until I open account in HDFC.

Deal Newbie Deal Newbie
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rockingneo wrote:

3 days back I applied for HDFC MILLENIA card but after submitting the details I got instant rejection message. Looks there are system glitch otherwise having good cibil score along with salaried person having other bank credit cards too but rejection seriously neutral_face

No prior relationship with HDFC . Applied 6 months back after ban . Looks HDFC will not give me cards until I open account in HDFC.

Mine too had good cibil. I have 770+ while i applied and also included salary documents. The day after i got call but i missed it and then later got mail saying it got rejected then i abandoned it all of a sudden yesterday got mail saying approved so funny 😂

Deal Newbie Deal Newbie
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Fanil wrote:

Which card bro

I applied for hdfc millennia credit card but today i contacted customer support to verify and they said its hdfc millennia credit card Diners Club but why Diners Club ??

Deal Newbie Deal Newbie
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sharpen wrote:

My application changed from DECLINE to INPROCESS today too! No email/SMS received yet though. It was a pre-approved Millennia 1L limit from NetBanking, very pissed that it was rejected. 

Let us know the status bro <3

Hotshot Hotshot
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annoymousmel wrote:

I applied for hdfc millennia credit card but today i contacted customer support to verify and they said its hdfc millennia credit card Diners Club but why Diners Club ??

Recently there are processing all millennia cards as diner cards only.

Deal Lieutenant Deal Lieutenant
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annoymousmel wrote:

Mine too had good cibil. I have 770+ while i applied and also included salary documents. The day after i got call but i missed it and then later got mail saying it got rejected then i abandoned it all of a sudden yesterday got mail saying approved so funny 😂

For me rejection within 5 seconds after final submission  rolleyes

Deal Newbie Deal Newbie
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annoymousmel wrote:

Let us know the status bro <3

Just received the card approval message! After an entire month of DECLINE!

Deal Newbie Deal Newbie
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sharpen wrote:

Just received the card approval message! After an entire month of DECLINE!

Congrats!. Were you able to view virtual card ? I’m still getting error when trying to view after entering otp.

Deal Newbie Deal Newbie
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rockingneo wrote:

For me rejection within 5 seconds after final submission  rolleyes

Have you tried checking status of our old application that got rejected again ? Because it seems all previously got rejected applications are now getting approved. Not sure what’s happening. It might be because of financial banking year ending maybe ?

Deal Newbie Deal Newbie
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annoymousmel wrote:

Congrats!. Were you able to view virtual card ? I’m still getting error when trying to view after entering otp.

Nope, I didn’t receive an email like you did. Only two SMS:

Your HDFC Bank Credit Card application X is approved. Monthly statement will be sent to your registered email-id . To update email-ID, SMS Action to 5676712

Congratulations! Your HDFC Bank Credit Card application No.X is Approved. Your card will reach you within 3 working days.

Deal Newbie Deal Newbie
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Update (2nd/April/2022): Today i have received the card. Thank you everyone for the support <3.

Deal Newbie Deal Newbie
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annoymousmel wrote:

Update (2nd/April/2022): Today i have received the card. Thank you everyone for the support <3.

Same

Punjab Kings Punjab Kings
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Got msg.. No card yet. This is strange. 

Looks like they looked at rejected applications and approved the ones with high cibil score at year end to reach their targets 

Deal Newbie Deal Newbie
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batmanBABA wrote:

Same situation.. Here… Unable ro pick call… Rejected…. Now showing in process…. 


Have sent documents their Chennai office… As i got email for some issue in address…. No income documents .. Was asked…. 

what happened to your application ?

Deal Subedar Deal Subedar
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BUDHRAJ0 wrote:

what happened to your application ?

Finally rejected…. Done home verification also….. Hdfc is really strange….

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