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HDFC Credit card got declined but now approved

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annoymousmel

Hey guys,

So I have applied for hdfc bank Millennia credit card on March 13th and 14th i got call for verification i think but it got disconnected and afterwards got mail saying it got rejected and i left it there. But today all of a sudden i first got sms from hdfc bank saying "Good News! We've emailed your new HDFC Bank Credit Card XXXXAPPNUMBER. You can start using it for online shopping. I checked email it was there in spam. I have opened and is attached with a link to view Virtual card. I tried clicking and went to their site but after input otp it didnt show any. I have tried 2-3 times it failed now im not getting any otp. It's quite funny actually it got declined but now its approved. Anyone know is this genuine or not ? and if yes im not getting otp now after 2-3 times tried and failed. Is their any cool down on otp receive ?

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26 Comments  |  
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Finance Ninja Finance Ninja
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Genuine

Wait for physical delivery

Deal Newbie Deal Newbie
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Oh nice, thank you <3

Deal Cadet Deal Cadet
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i too faced the exact same situation. got call for verification, i missed the call. then received mail it got rejected. then few days later it got approved and mail was in spam. virtual card was not working for me too. you have to wait for the physical card.

Finance Ninja Finance Ninja
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I started getting verification calls and rejection email after getting the card sweat_smile

Hotshot Hotshot
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is it some kind of trick to not pick up verification call and your card will be approved later as verified by 2 dimers laughing

Comrade Comrade
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Same situation.. Here… Unable ro pick call… Rejected…. Now showing in process…. 


Have sent documents their Chennai office… As i got email for some issue in address…. No income documents .. Was asked…. 

Helpful Helpful
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what happened to your application ?

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Finance Ninja Finance Ninja
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Which card bro

Deal Newbie Deal Newbie
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I applied for hdfc millennia credit card but today i contacted customer support to verify and they said its hdfc millennia credit card Diners Club but why Diners Club ??

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Deal Cadet Deal Cadet
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My application changed from DECLINE to INPROCESS today too! No email/SMS received yet though. It was a pre-approved Millennia 1L limit from NetBanking, very pissed that it was rejected. 

Deal Newbie Deal Newbie
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Let us know the status bro <3

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Helpful Helpful
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3 days back I applied for HDFC MILLENIA card but after submitting the details I got instant rejection message. Looks there are system glitch otherwise having good cibil score along with salaried person having other bank credit cards too but rejection seriously neutral_face

No prior relationship with HDFC . Applied 6 months back after ban . Looks HDFC will not give me cards until I open account in HDFC.

Deal Newbie Deal Newbie
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Mine too had good cibil. I have 770+ while i applied and also included salary documents. The day after i got call but i missed it and then later got mail saying it got rejected then i abandoned it all of a sudden yesterday got mail saying approved so funny 😂

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Deal Newbie Deal Newbie
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Update (2nd/April/2022): Today i have received the card. Thank you everyone for the support <3.

Deal Cadet Deal Cadet
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Same

Commentator Commentator
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Got msg.. No card yet. This is strange. 

Looks like they looked at rejected applications and approved the ones with high cibil score at year end to reach their targets 

Pro DealHunter Pro DealHunter
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Exact Same Situation for me also, applied on 14th July - Rejected

Today (27th July) status is updated as APPROVE (and I got a Credit card Pin OTP Message),  The funny thing is that when I call the RM, he doesn't even know the status of the approval.

How can I check the card variant and limit without the last 4 digits of CC?

Deal Newbie Deal Newbie
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Pre approved paytm hdfc credit card, 

After background verification status shows DECLINE

5 days later get cll from hdfc and said that your card is approved

Deal Newbie Deal Newbie
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I APPLIED FOR CREDIT CARD .BUT STATUS SHOWING IN APP DECLINE 

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