Hdfc credit card help (LTF) Regalia first

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Deal Subedar
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i have got regalia first credit card i wanna make it life time free
hdfc guy told me do smartpay
i have added tata sky dth bill 150 rs montly but tata sky is not in mine name it belongs to my fathers name.
hdfc guy told me it should be ur name only

can someone help how to make it LTF? i have added dth bill smartpay via netbanking

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No problem, it will become lifetime after 90 active days… But for secure side you can register insurance (also yearly), no payment needed……

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rohit_agarwal wrote:

No problem, it will become lifetime after 90 active days… But for secure side you can register insurance (also yearly), no payment needed……

check pm

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Superdry wrote:

check pm

Replied….. You don’t need to worry,, after 2 days, you will get email about successful registration. After 90 days of smartpay service start day (should be 1 march), your card will LTF.

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rohit_agarwal wrote:

Replied….. You don’t need to worry,, after 2 days, you will get email about successful registration. After 90 days of smartpay service start day (should be 1 march), your card will LTF.

thanks for the help

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Do we receive mail saying that card became LTF?

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rohit_agarwal wrote:

Replied….. You don’t need to worry,, after 2 days, you will get email about successful registration. After 90 days of smartpay service start day (should be 1 march), your card will LTF.

Did we get any mail or SMS about LTF. I have diners clubmiles. Customer care registered my house current bill which is on Dad’s name on last September but till now I have not received any mail or SMS

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pvprasad wrote:

Did we get any mail or SMS about LTF. I have diners clubmiles. Customer care registered my house current bill which is on Dad’s name on last September but till now I have not received any mail or SMS

You will not receive any confirmation email or sms. To know the status of your card, contact customer care.

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I did the same thing i did only 100rs recharge for tatasky through net banking for my friend from August to December 4 months my card is LTF NOW REGALIA FIRST .

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JOKER321 wrote:

I did the same thing i did only 100rs recharge for tatasky through net banking for my friend from August to December 4 months my card is LTF NOW REGALIA FIRST .

So the bill wasn’t in your name?

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Bill doesn’t need to be in your name. add any bill and keep it active for at least 4 months (3 monthly payments needed but for safe side keep for 4).
I had added airtel dth 100 rs bill for this and still kept it since it gives 5% CB also .

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raj7254 wrote:

Bill doesn’t need to be in your name. add any bill and keep it active for at least 4 months (3 monthly payments needed but for safe side keep for 4).
I had added airtel dth 100 rs bill for this and still kept it since it gives 5% CB also .

No payment needed….. But the funny part is smartpay must be active for 90 days……

Suppose if you add insurance biller which next payment date is after 6 months…. Just add bill, and your card will become LTF after 90 days without paying any bill.

Note- service start day is 1st day of next month, if you add bill today. It will activate from 1 march. So your card will LTF on june.

Hope i cleared your doubt.

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I just called cc that I want my card to be LTF otherwise I will return the card and they changed my card to LTF without doing anything

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PikaPika wrote:

I just called cc that I want my card to be LTF otherwise I will return the card and they changed my card to LTF without doing anything

Congratulations…. 😂

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I got 2 cards one is regalia first which is on my mom’s name and second one moneyback which is on my name , people told me that make atrleast 4 transactions worth 500 per month for 3 moneths to make it LTF, is there any other way to make it LTF easily , I have dth connection in my house, can i use same dth connection in 2 cards smartpay ? how much amount i need to add there like 100 or 300 .. please help me i want to make these cards free anyhow …

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PikaPika wrote:

I just called cc that I want my card to be LTF otherwise I will return the card and they changed my card to LTF without doing anything

i called them but they are saying they cant’ do LTF from online , you should contact to the representative who made your card

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Papi-Manushya wrote:

i called them but they are saying they cant’ do LTF from online , you should contact to the representative who made your card

Yes I called my relationship manager and she did it for me

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Papi-Manushya wrote:

i called them but they are saying they cant’ do LTF from online , you should contact to the representative who made your card

Do it from NetBanking… Your card will LTF..

Customer care agents getting commission for any smartpay registration,, so they telling this

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hi Guys, is HDFC giving Diners club black/infinia LTF now? I am eligible for that but they are asking for 10,000 yearly fee from second year onwards and they are not ready to waive off even with utility bill. They are telling that after paying 10k fee you will get 10k reward points which you can utilize. Is this worth this way? Please help.

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i called cc , they told me if u add money in paytm that will be counted for sure , even he told me he made his brother’s card LTF with same way.

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amit.mint wrote:

hi Guys, is HDFC giving Diners club black/infinia LTF now? I am eligible for that but they are asking for 10,000 yearly fee from second year onwards and they are not ready to waive off even with utility bill. They are telling that after paying 10k fee you will get 10k reward points which you can utilize. Is this worth this way? Please help.

For diners black you won’t get 10k rewards points for sure. 11800 fees but you get membership though not worth than 2-3k. But from second year spend 5lac and no fees. else full fees 11.8k.

For infinia you pay 11800(incl gst) and get 10k points for which you get 10k hotel or flight tickets. so you pay 1800 net tax plus you forfeit whatever promo you get at time of booking this ticket/hotel. from 2nd year spend 8lac for no fees else 1800gst n points like 1st year.

All this worth with smartbuy but this is high spending game and end benefits is travel benefit only which may not be beneficial for everyone.

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To make Regalia or Regalia First LTF, just SmartPay registration will make the card LTF…No payment needed…I have confirmed this by calling HDFC Customer care multiple times & got the same confirmation from multiple executives…“Just linking the card with SmartPay will convert your card to LTF…You don’t need to pay any bills with it to make it LTF”…This is all of the executives told me…

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Papi-Manushya wrote:

I got 2 cards one is regalia first which is on my mom’s name and second one moneyback which is on my name , people told me that make atrleast 4 transactions worth 500 per month for 3 moneths to make it LTF, is there any other way to make it LTF easily , I have dth connection in my house, can i use same dth connection in 2 cards smartpay ? how much amount i need to add there like 100 or 300 .. please help me i want to make these cards free anyhow …

90 days passed already or can we make ltf anytime doing the smartpay or 4 transaction?

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I guess APAY card is better than that of regalia for normal purchases.
APAY gives 1% regalia gives Rs. 1.2 for 150 = 0.8%

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Anyone used smartpay to pay LIC premium?

My due date is 28th March and even today (25th March) the bill hasn’t been automatically paid (I did receive SMS from LIC that they have accepted my smartpay registration request)?

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so if u give smartpay permission for lic will again ask u for confirmation?
in my case i had told to take my landline but they have taken the lic number vch was in payslip

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Gaurav_G wrote:

Anyone used smartpay to pay LIC premium?

My due date is 28th March and even today (25th March) the bill hasn’t been automatically paid (I did receive SMS from LIC that they have accepted my smartpay registration request)?

so if u give smartpay permission for lic will again ask u for confirmation?
in my case i had told to take my landline but they have taken the lic number vch was in paysli

Missing