HDFC credit card limit increase

220°
Deal Cadet
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Rec’d below, should I go for it my Regalia First CC?
Current limit: ₹700000
New limit: ₹900000

39 Comments  |  
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Yes. Also, you can send an upgrade request via mail to Chennai office for Infinia

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pointshunter wrote:

Yes. Also, you can send an upgrade request via mail to Chennai office for Infinia

Will they ask for Income Docs as well to send along with upgrade form ? and how to get it ltf ?

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refer_code wrote:

Will they ask for Income Docs as well to send along with upgrade form ? and how to get it ltf ?

Yes. No LTF if you send the form by yourself. LTF is only if HDFC sends an upgrade offer.

The upgrade is subject to HDFC’s evaluation and is not only by the credit limit.

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Still wondering why HDFC wants to keep you at Regalia First only with such high Credit Limit.

Quite strange that it’s not even offering you to upgrade to regalia, not even talking about infinia

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do transaction of minimum 35K for 2 years, bank will surely upgrade your card, my personal opinion. I have been doing it for 5 years and now my limit it 4 Lk and upgraded to Dinars Privilege last month…

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pointshunter wrote:

Yes. Also, you can send an upgrade request via mail to Chennai office for Infinia

Pls give the Chennai office address.

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@mysalemo771 my brother has moneyback credit card with 20k limit only, he received regalia upgrade, i wonder why didnt bank offer u upgrade from regalia first

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aniket1587 wrote:

@mysalemo771 my brother has moneyback credit card with 20k limit only, he received regalia upgrade, i wonder why didnt bank offer u upgrade from regalia first

Regalia directly from 20K, wtf is going on… this card is supposed to be their premium segment rolleyes

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aniket1587 wrote:

@mysalemo771 my brother has moneyback credit card with 20k limit only, he received regalia upgrade, i wonder why didnt bank offer u upgrade from regalia first

When did he receive that offer?

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aniket1587 wrote:

bank will charge u if u send upgrade for by urself, no LTF benefits

I am ready , they give first year free to all customers and that is enough for me.

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mysalemo771 wrote:

When did he receive that offer?

4 days ago, regalia mastercard variant

how old is ur regalia first card? how long did it take to reach 7 lakh limit?

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netXpert wrote:

do transaction of minimum 35K for 2 years, bank will surely upgrade your card, my personal opinion. I have been doing it for 5 years and now my limit it 4 Lk and upgraded to Dinars Privilege last month…

What kind of transaction?
If I m spending 35 k in such simple manner per month.. Y would I bother about rewards?

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My credit limit is 7.2L recently got upgraded to regalia first from money-back !

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aniket1587 wrote:

4 days ago, regalia mastercard variant

how old is ur regalia first card? how long did it take to reach 7 lakh limit?

4 yrs

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harshit0509 wrote:

I am ready , they give first year free to all customers and that is enough for me.

Is Infinia worth 10K annual fee?

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BlueFlash wrote:

Regalia directly from 20K, wtf is going on… this card is supposed to be their premium segment rolleyes

and the weird thing is he has not received limit enhancement, 20k limit on upgraded regalia

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aniket1587 wrote:

and the weird thing is he has not received limit enhancement, 20k limit on upgraded regalia

How was he communicated about the upgrade? email, SMS?

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I had 8 to 11.5L limit on my Regalia First for last 3 years still they didn’t give me automatic upgrade offer to Regalia, forget Infinia.
I had to threaten them with card closure to get upgrade to Regalia.
Now my cousin who has MC card with 5L limit and usage of just 2 years got Regalia.
Also my friend with MC of 3L limit also got Regalia upgrade.
So upgrade offer is purely lottery by HDFC, no logic.

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mobileyog wrote:

I had 8 to 11.5L limit on my Regalia First for last 3 years still they didn’t give me automatic upgrade offer to Regalia, forget Infinia.
I had to threaten them with card closure to get upgrade to Regalia.
Now my cousin who has MC card with 5L limit and usage of just 2 years got Regalia.
Also my friend with MC of 3L limit also got Regalia upgrade.
So upgrade offer is purely lottery by HDFC, no logic.

Crazy anguished

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I hold regalia first for 8+ years with6.5L limit.
Never got any upgrade to regalia or infinia.

I dont have any other relation with hdfc. I have observed ppl having hdfc savings along with credit card get upgrade offer faster.

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jainashish85 wrote:

I hold regalia first for 8+ years with6.5L limit.
Never got any upgrade to regalia or infinia.

I dont any other relation with hdfc. I have observed ppl having hdfc savings along with credit card fet upgrade offer faster.

i do have savings account with for past 15 yrs and regalia card for 4 yrs, still no upgrade offer

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People Holding other banks cards and using less HDFC cards will get LE/Upgrade offer faster.

Missing