HDFC Credit Card Manually Upgraded to a New Limit and New Credit Variant

112°
Finance Ninja
shraaj

Hi, 

I had HDFC Business Moneyback Credit Card and Waiting for almost 2+ Years with the same Limit of 75k. I was not happy, then in Jan or Feb 2022, there was a Dimer who was discussing manual methods like mailing to [email protected] and sending them your ITR might get you the New LTF Millenia Credit Card with Good Limit. I thought why not try and after Sending them the ITR of the Last 2 Years they offered me a Millenia Credit Card.

2019-2020= 5Lac Income

2020-2021= 9.42 Lac Income

2021-2022= 10Lac (Yet to file)

They offered me CC with a 1.5 Lakh Limit😒. P.S – This is not my CC ,Its My Fathers

My CC is yet to arrive at my home. See HDFC Response

My Questions are

  1. Will My Previous Credit Card Will Close?
  2. I Can’t see Previous CC Reward Points?  Image link of Reward Point
  3. Is this CC LTF? How to Check? 
  4. This is My OLD CC RP SEE
  5. Can I get my OLD Reward Points Back? They even not asked me to redeem RP Before upgrading


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      5 Comments  |  
      4 Dimers
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      Generous Generous
      Link Copied

      yes.. previous card will close

      RP will be transferred to new upgraded card as per value exchange

      for LTF confirmation call customer care

      Deal Cadet Deal Cadet
      Link Copied

      @shraaj What all documents you sent?
      When did you sent it and in how much time they respond?
      Chennai Address right?

      Finance Ninja Finance Ninja
      Link Copied

      On E-mail, they will reply very fast mostly it will take a week to take all your decision and it’s a maximum time if you send all docs like ITR of the Last 2 years and PAN Card Copy.

      Deal Cadet Deal Cadet
      Link Copied

      @shraaj did you got LTF milenna upgrade or its a FYF (first year free) then chargable from next yr ?

      Finance Ninja Finance Ninja
      Link Copied

      i really dont know

      replyuser
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