HDFC credit card nocost emi doubt
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I have made a purchase on samsung website using HDFC credit card no cost EMI yesterday evening.
1.any idea how to cancel emi and pay full amount now.
2.not showing under unbilled transactions list now. Any idea when it shows there
tried calling up RM but didnt understand what she was trying to tell me. If possible can someone explain it here. When can i preclose that before being converted to EMI
Thanks
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Thanks a lott❤️
Wait for a couple of days then under loans in cards section you'll see the no cost emi amount. Now call the customer care and tell them that you'd like to cancel the NCEMI. Once they give you confirmation on how much you need to pay(some pre closure charges but nowhere close to the 3% on the outstanding amount) that within 2 days.
The whole process should be smooth.
It would be beneficial for you if the discount captured via no cost emi was more than usual...
18 months No cost emi on amount of 1.2L
after cancelling emi
Got net benefit of 16K
it will appear after 2-3 days, you will see 199+GST processing charges also in unbilled
then u call CC and request them to pre-close;
they will ask u to pay total outstanding+this FullAmount same day