Hdfc Credit Card paying upfront to use more limit?

51°
Budding Star
RockyBond

My total hdfc money back credit limit is 50,000 out of which already used 40,000. So just 10,000 limit was left.

Now I need to pay 30,000 to buy something. So i paid 20,000 in advance now showing credit available 30,000. Now if i use it will i be charged extra for penalty or anything late

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Deal Subedar Deal Subedar
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Did the same. Limit was 1.09l used 2.43 lack

No penalty last month. So go ahead 👍

Budding Star Budding Star
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Okay bro. So you paid in advance then ordered?

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Deal Cadet Deal Cadet
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Make sure you pay that money back ASAP. Atlest before generation of statement. Else over spend charge will be applicable.

https://www.creditmantri.com/article-what-is-cr...

Budding Star Budding Star
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But i first paid cc bill then made order to be safe

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Deal Cadet Deal Cadet
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Need Help with HDFC credit card, anybody have unused in Amazon sale ping me.

Deal Subedar Deal Subedar
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Pm me for hdfc card

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