Hdfc credit card spend based query

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Deal Cadet
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Got an offer to do 4 transaction each of Rs 500 retail spend and get 250 so pls confirm do I pay credit card bill via mobiwik and become eligible. Wat retail spend mean.

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Retail spending is goods – products that can be purchased. Paying bills etc also comes under retail spends as ultimately you’re spending. But if they find a way to check if you’re paying bill of cc itself, then it won’t be considered.

From HDFC website, I found this statement in one of t&c:
The spend milestone program is valid for retail transactions only. Cash transactions, Cash-on-Call, Balance Transfer, Standing Instruction, Personal Loan on credit card are not
considered as spends.
src: https://v1.hdfcbank.com/assets/pdf/FAQ-on-Vouch...

If you’ve paid cc bill through mk before, one good idea would be to check under which category it fell. If your bank statement doesn’t show that info, contact cc, they’ll be able to tell.
I hope this helps.

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atx88 wrote:

Retail spending is goods – products that can be purchased. Paying bills etc also comes under retail spends as ultimately you’re spending. But if they find a way to check if you’re paying bill of cc itself, then it won’t be considered.

From HDFC website, I found this statement in one of t&c:
The spend milestone program is valid for retail transactions only. Cash transactions, Cash-on-Call, Balance Transfer, Standing Instruction, Personal Loan on credit card are not
considered as spends.
src: https://v1.hdfcbank.com/assets/pdf/FAQ-on-Vouch...

If you’ve paid cc bill through mk before, one good idea would be to check under which category it fell. If your bank statement doesn’t show that info, contact cc, they’ll be able to tell.
I hope this helps.

is it applicable for lic payment through amazon,will that spend be counted?

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binod_babu wrote:

is it applicable for lic payment through amazon,will that spend be counted?

If you’re asking about retail spend, like for completing min spend offers, yes it will be counted.

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n i can also using smartbuy+amazon combination for lic bill payment,right

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