hdfc credit card upgrade suggestion needed

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Deal Cadet
adi22raj

today upgrade option is showing from regalia to millennia and regalia first

should I upgrade? regalia is ltf but no idea about this upgrade related to whether it will be ltf or not.

https://cdn0.desidime.com/attachments/photos/734958/medium/Screenshot_%28336%29.png?1642327785

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There are many threads here on the same subject. Feel free to search for those.

Upgrade offers rolled out by HDFC In recent days are not LTF, but paid. So, if you are planning on taking a card from that list, it’ll likely be a paid card from your LTF card currently.

Furthermore, both offered cards are actually downgrades compared to Regalia. However, ultimately it depends on your preferences after looking at the features of each card.

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starbearer wrote:

There are many threads here on the same subject. Feel free to search for those.

Upgrade offers rolled out by HDFC In recent days are not LTF, but paid. So, if you are planning on taking a card from that list, it’ll likely be a paid card from your LTF card currently.

Furthermore, both offered cards are actually downgrades compared to Regalia. However, ultimately it depends on your preferences after looking at the features of each card.

I am getting option of diner club Privilege and millenia. I already hold Millenia DC.. which card should I apply for? Should I go for Diner privilege or would it be better if I stick with millenia?

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starbearer wrote:

There are many threads here on the same subject. Feel free to search for those.

Upgrade offers rolled out by HDFC In recent days are not LTF, but paid. So, if you are planning on taking a card from that list, it’ll likely be a paid card from your LTF card currently.

Furthermore, both offered cards are actually downgrades compared to Regalia. However, ultimately it depends on your preferences after looking at the features of each card.

can u share the link?please

edit: got the idea

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Rahil42 wrote:

I am getting option of diner club Privilege and millenia. I already hold Millenia DC.. which card should I apply for? Should I go for Diner privilege or would it be better if I stick with millenia?

Diners previlege, no more 10x specific rewards,also smartbuy 10x reduced to 5x (Max 7.5k points)

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vasanth_ece wrote:

Diners previlege, no more 10x specific rewards,also smartbuy 10x reduced to 5x (Max 7.5k points)

10x points was for dcb right? For diners privilege it’s 5% upto 2000 per month like regalia.. correct me if I’m wrong

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Fanil wrote:

10x points was for dcb right? For diners privilege it’s 5% upto 2000 per month like regalia.. correct me if I’m wrong

Yes,for DCB it’s 10%

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