HDFC credit card wallet Load

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Deal Cadet
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Im trying to load 15k through hdfc money back credit card..but the transaction keep getting declined..

is there any limit on  wallet Loading for Hdfc credit cards..?


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Chennai Super Kings Chennai Super Kings
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Don’t bhai , hdfc will charge you 2.5% wallet load charges when your statement generates.

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

Don’t bhai , hdfc will charge you 2.5% wallet load charges when your statement generates.

Says who and since when?

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

Don’t bhai , hdfc will charge you 2.5% wallet load charges when your statement generates.

yes don’t do that , you’ll be charged 2.5%. 

Deal Cadet Deal Cadet
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I haven’t charged any till now…Why is it happening?.Is it mentioned in any Terms? One hand they are giving 1% and other hand they are charging 2.5%

Deal Cadet Deal Cadet
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Charges applicable for all card variants or specific ones?

Deal Cadet Deal Cadet
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This is what i seen? Don’t know what’s insta card

https://v1.hdfcbank.com/assets/pdf/cc_common_mi...

E.Insta Card Related Charges

For your security, a daily ecommerce (net) limit is placed on the card until the card is delivered to you in person. Furthermore any wallet loading transaction done through the credit card would incur charges of 2.5% of load value.

Deal Cadet Deal Cadet
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vasanth_ece wrote:

This is what i seen? Don’t know what’s insta card

https://v1.hdfcbank.com/assets/pdf/cc_common_mi...

E.Insta Card Related Charges

For your security, a daily ecommerce (net) limit is placed on the card until the card is delivered to you in person. Furthermore any wallet loading transaction done through the credit card would incur charges of 2.5% of load value.

there is " Payment Return Charges" mentioned too in this pdf. What does that mean ?

If we get reversal for our transaction, would 2% get charged over this ?

Deal Cadet Deal Cadet
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Tanmayyy wrote:

Don’t bhai , hdfc will charge you 2.5% wallet load charges when your statement generates.

i think charges are on millenia credit cards only..

im using Moneyback card

Commentator Commentator
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Tanmayyy wrote:

Don’t bhai , hdfc will charge you 2.5% wallet load charges when your statement generates.

sach?

Cool Cool
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vasanth_ece wrote:

This is what i seen? Don’t know what’s insta card

https://v1.hdfcbank.com/assets/pdf/cc_common_mi...

E.Insta Card Related Charges

For your security, a daily ecommerce (net) limit is placed on the card until the card is delivered to you in person. Furthermore any wallet loading transaction done through the credit card would incur charges of 2.5% of load value.

Insta card is a virtual card they generate before the delivery of the physical credit card.
2.5% is mentioned only for Insta card. They haven’t mentioned anything for physical credit card.

Cool Cool
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chotabaxxa800 wrote:

there is " Payment Return Charges" mentioned too in this pdf. What does that mean ?

If we get reversal for our transaction, would 2% get charged over this ?

Payment Return Charges- If you pay your credit card bill with cheque and it bounces. maybe they will also take the fine if you have auto debit enabled to pay bill but it gets failed due to insufficient funds.

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

Started in February

I wasn’t charged anything for Paytm and payzapp loads in my April 24th Moneyback card statement.

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