HDFC credit card wallet Load

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Im trying to load 15k through hdfc money back credit card..but the transaction keep getting declined..

is there any limit on  wallet Loading for Hdfc credit cards..?


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Finance Ninja Finance Ninja
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Don’t bhai , hdfc will charge you 2.5% wallet load charges when your statement generates.

Deal Lieutenant Deal Lieutenant
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Says who and since when?

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Deal Cadet Deal Cadet
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I haven’t charged any till now…Why is it happening?.Is it mentioned in any Terms? One hand they are giving 1% and other hand they are charging 2.5%

Deal Subedar Deal Subedar
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Charges applicable for all card variants or specific ones?

Deal Cadet Deal Cadet
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This is what i seen? Don’t know what’s insta card

https://v1.hdfcbank.com/assets/pdf/cc_common_mi...

E.Insta Card Related Charges

For your security, a daily ecommerce (net) limit is placed on the card until the card is delivered to you in person. Furthermore any wallet loading transaction done through the credit card would incur charges of 2.5% of load value.

Deal Cadet Deal Cadet
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there is " Payment Return Charges" mentioned too in this pdf. What does that mean ?

If we get reversal for our transaction, would 2% get charged over this ?

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