ur last LE date?

HDFC Credit Limit Enhancement Offer (Check Netbanking)
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HDFC is sending out credit limit enhancement. Check your netbanking or SMS from HDFC.
SMS Format:
UPDATE!
You are eligible for a credit limit increase on your HDFC Bank Credit Card (to Rs.500000)
Visit: hdfcbk.io/
WhatsApp Message Format:
Higher limit unlocked:
Prem, you can now activate a Higher ⬆️ limit of Rs.500000 on your HDFC Bank Millennia Credit Card.
You can do so in just 3️⃣clicks and without any charges
Screenshot of Offer
caks2006407 wrote:First LE for me. Card is 8 months oldur last LE date?
Nothing for me. Though I got an LE just ~2 months ago.
I think they send it after each 6months, my moneyback was 8 months old got 75k to 1L LE.
Spiderguy252 wrote:Eligibility is that you shouldn't have upgraded your card or availed CLE in the previous 6 months. This is what most of the banks follow and probably the same applies to HDFC as well.Nothing for me. Though I got an LE just ~2 months ago.
prem4998 wrote:not really. Last Oct i got moneyback card which I upgraded to Millennia and also got 2 LE including today
Eligibility is that you shouldn't have upgraded your card or availed CLE in the previous 6 months. This is what most of the banks follow and probably the same applies to HDFC as well.
ashmail123957 wrote:So you got LE every 6 months? Can you detail it out? When u got moneyback, 1st LE and upgrade and 2nd LE?
not really. Last Oct i got moneyback card which I upgraded to Millennia and also got 2 LE including today
Yes, I got MB card last oct then I upgraded to Millennia in Jan, got 1st LE in apr then today
ashmail123957 wrote:So the LEs have a 6 months gap and card upgrades doesn't matter. Thanks!Yes, I got MB card last oct then I upgraded to Millennia in Jan, got 1st LE in apr then today
ashmail123957 wrote:How did you upgrade to Milennia? Could you please explain the process?Yes, I got MB card last oct then I upgraded to Millennia in Jan, got 1st LE in apr then today

prem4998 wrote:
@sauravDD @Tanmayyy @Knight11 @decideaim @Scorpion @xxxyyyzzz
Nothing for me. Already 8 months gone. Have crossed 80K 4 times in that. Never crossed 30% or even 20% utilisation. Have preferred salary account with significant balance in savings. No idea what they are looking for.
Lobogris wrote:had posted in one of the threads here. Had written to grievance redressal credit card, they sent upgrade form which after filling you need to submit to them
How did you upgrade to Milennia? Could you please explain the process?
Though in the form it was mentioned as chargeable however upon enquiring if it's chargeable they said it's LTF
prem4998 wrote:Only different types of loan offers for me
@sauravDD @Tanmayyy @Knight11 @decideaim @Scorpion @xxxyyyzzz
no LE 😂
ashmail123957 wrote:
I guess you must be already having a high limit
HDFC gives even 20L limits, mine is barely around 5L.
who has 20L limit here?
Knight11 wrote:Nothing for me. Already 8 months gone. Have crossed 80K 4 times in that. Never crossed 30% or even 20% utilisation. Have preferred salary account with significant balance in savings. No idea what they are looking for.
https://www.desidime.com/discussions/credit-sco...
You need a mixture of all parameters to gain their trust.
PS - No LE for me. My last LEO was in this year itself if i am not wrong.
@rahulsoni0706846

Knight11 wrote:I only know "business regalia" users with such limits here & probably why HDFC never upgraded their cards to Infinia because most likely their system flagged those users as "commercial users" & giving top end cards to such users is a big no for any bank.I have seen regalia users with 13L.
MrKool_JJ wrote:https://www.desidime.com/discussions/credit-sco...
You need a mixture of all parameters to gain their trust.
PS - No LE for me. My last LEO was in this year itself if i am not wrong.
@rahulsoni0706846
They don't check cibil after issuing card.

15L, 17.5L and 25L. LE happens now once in a year or so.
Sapphiro also at 25 L.
The highest I have seen was 52L on Prestige. Person was a "farmer".
@nuhearts
Few others on this forum too got it