Rent payment from HDFC CC will not earn reward points

Wow ...HDFC has gone 1 step further to SBI 

No Points for rent payment 

1% charge from 2nd rental payment of the month 

Plus additional markup fee of 1 % will be charged.(when foreign register company)

better move to SC ultimate / Magnus/ BoB Eterna/Amex Plat Travel ... RIP DINERS

1% charge on google,microsoft,paypal and other int'l merchants even if the currency is rupee is daylight robbery 

I have HDFC Regalia and was using it as my primary card till now. Any suggestions now that this is as good as dead. 

Just keeping regalia for the international lounge access through Priority pass

Please suggest any other CC that has good reward points for rent pay or atleast with no 1% transaction fee.

Anyone used payzapp rent giraffe recently? Is it still showing as insurance spends (points credit after 3-4 days) or as rental spends (points credit in first week of next month).

If it is still insurance, that will still give points.

Plz suggest some good credit card for rent payment with no or minimal annual maintenance charges. If rent is considered as usage of the card, then suggest a card whwre spend based charges can be waived.

Nice move by HDFC bank. 👍🏼👍🏼

Hope, Axis magnus will learn from HDFC bank.

Microsoft,google,paypal,steam or any merchant that uses the payment gateway registered abroad (eg: stripe) attract 1% markup fee

Hello Dimers,

Hdfc have put capping in rewards redemption and have cappings for each category of transactions. please share your feedback for below mentioned changes:


Dear Customer,

We have an important update for you.

There is a revision in the Reward Points Program on your HDFC Bank Credit Card as below, w.e.f 1st January 2023:

1. On the HDFC Bank SmartBuy portal, the redemption of Reward Points for flights & hotel bookings will be capped per calendar month at 1,50,000 Reward Points for Infinia, 75,000 Reward Points for Diners Black and 50,000 Reward Points for all other cards.
2. On the HDFC Bank SmartBuy portal, the redemption of Reward Points for Tanishq vouchers will be capped at 50,000 Reward Points per calendar month for Infinia cards.
3. Redemption of Reward Points against statement balance (CashBack redemption) will be capped per calendar month at 3,000 Reward Points for Millennia, Easy Emi millennia, Bharat,  Pharmeasy and Paytm cards and 50,000 Reward Points for all other cards. w.e.f 1st February 2023
4. For select Products & Vouchers, the redemption of Reward Points will be capped at 70% of the total value. The remaining amount must be paid using the same Credit Card w.e.f 1st February 2023.
   This is not applicable for Infina & Diners Black cards.
5. a. Rent payments will NOT earn Reward Points on all the cards
   
   b. Government related transactions will NOT earn Reward Points on all the cards except Business Regalia , Business Regalia first, Business Money back, CSC small business moneyback, Paytm Business, Flipkart Business, Retailio, Best Price Save Smart, Best Price Save Max and Pinelabs
   
   c. Education related transactions will NOT earn Reward Points on Business Regalia , Business Regalia first, Business Money back, CSC small business moneyback, Paytm Business, Flipkart Business,   Retailio, Best Price Save Smart, Best Price Save Max and Pinelab
6. Reward Points earned on grocery transactions will be capped per calendar month at :
   
   6a.  2000 Reward Points for Infinia, Diners Black, Regalia, Regalia Gold, Regalia first, Business Regalia , Business Regalia first, Diners Privilege, Diners Premium, Diners Clubmiles, Tata Neu Infinity cards and,
   
   6b. 1000 Reward Points for the rest of the cards

Revision in Fee structure w.e.f 1st January 2023:

1. For rent payments made through third-party merchants, a fee of 1% of the total transaction amount will be levied from the second rental transaction of the calendar month.
2. If you conduct a transaction (in-store or online) in Indian currency at an international location or with a merchant located in India but registered overseas,a dynamic & static conversion markup fee of 1 % will be charged.

We assure you the best of our services always.

Warm regards,

HDFC Bank

i have to take stanc ultimate now no choice

The practice of misusing card rewards for fabricated transactions regularly has become a habit like people crapping everyday - needs an end for the whole CC industry to sustain properly.

I think an industry wide revision and agreement among the issuers is needed ASAP to agree upon common rules and guidelines to stop this menace of new alternative professions arising out of this misuse like "professional money rotator".

All's well, keep going... I guess 95% CC based rent payments are fake or fabricated. All issuers should make it chargeable and no reward points should be awarded.

Many might not like my words, but for the greater good of the common majority of CC users, things are moving in the right direction.

Also some restriction on education spends for specific cards and cap on max points on grocery spends for all cards applicable...

No rewards for rent payment kind of makes sense. I can add my father or spouse as the landlord on CRED and get unlimited points for basically no charges to the bank. But honest rent payers will lose out.

There are many threads related to this topic posted recently, they should be merged for a complete view... @MJ911

@bikidas2060 For the "Abhiyan", you forgot to tag DD ka apna "Abhi" bhai ko...