Hot Deal HDFC Diners Black LTF

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Fanil wrote:

Any tips.. I have regalia first and want to upgrade to regalia

It all depends on your credit limit. Upgrade to Regalia should be easy though if you have 4 L plus as your current limit. If yes, try sending upgrade form to HDFC CC division with your payslips and it will get done.

If you have a salary account with HDFC, then your chances increase even more.

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dhinchakrohit wrote:

I redeem only cash/Amazon…..nothing else. Yes, smartbuy is good option but I hate to keep tracking whether we received 10x or not after 90 days

If you don’t track still you’ll get those points, not everyone track their points. Even if you redeem them for vouchers still it’s 10%+ cashback. Still very good.

Also just curious do you know any other card which is better than this?

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ltf is not possible now you will be charged as hdfc stopped giving ltf cards of infinia and dcb now, spend 8 lpa then your fee would be raised , in the upgrade forum too no option of ltf dcb , the rm is making you fool

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dhinchakrohit wrote:

I have Regalia since 2013/4, didn’t  do anything special….just got an upgrade option in netbanking

you will charged then , see the upgrade forum itself no option of ltf now

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travel expereinces with family ? gizmos
poor choices and losses also

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pranav_sharma837 wrote:

ltf is not possible now you will be charged as hdfc stopped giving ltf cards of infinia and dcb now, spend 8 lpa then your fee would be raised , in the upgrade forum too no option of ltf dcb , the rm is making you fool

He has sent a mail stating its LTF. Also in netbanking upgrade screen, annual fee shows 0 (zero)

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Even I upgraded recently from Regalia LTF to DCB LTF, had got a call from my RM for same. New card will be delivered today.

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agada wrote:

Even I upgraded recently from Regalia LTF to DCB LTF, had got a call from my RM for same. New card will be delivered today.

if possible,
what’s your card’s limit before upgrade and how long did you hold that card.

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a.kabeer31837 wrote:

if possible,
what’s your card’s limit before upgrade and how long did you hold that card.

Holding since 2 years, limit was 4.5L

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Guys ,how you get upgrades to top end cards with such low limit?
I have 11.5 lakh limit with regalia first and hdfc doesnt even offer me upgrade from regalia first to regalia.
I have been hdfc salary account holder since 15 years + hdfc home loan + car loan , both loans cleared.
Also hdfc credit card since 14 years.

I sometimes wonder what kind of logic hdfc bank uses.

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Where does one check the offer? Netbanking—>Cards—>Credit Cards—>Request—>Credit Card Upgrade?
Here I get the message “We apologize, but this facility is temporarily unavailable. Please try again later.”

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mobileyog wrote:

Guys ,how you get upgrades to top end cards with such low limit?
I have 11.5 lakh limit with regalia first and hdfc doesnt even offer me upgrade from regalia first to regalia.
I have been hdfc salary account holder since 15 years + hdfc home loan + car loan , both loans cleared.
Also hdfc credit card since 14 years.

I sometimes wonder what kind of logic hdfc bank uses.

You should download credit upgrade form and send it to Chennai headquarters you’ll easily get regalia and maybe dcb.

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agada wrote:

Holding since 2 years, limit was 4.5L

How much spend per month was on this card? Anything special you think you did that you got this good offer?
Most people get upgrade after crossing 5 lakh limit.

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dhinchakrohit wrote:

He has sent a mail stating its LTF. Also in netbanking upgrade screen, annual fee shows 0 (zero)

can u upload snapshot

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a.kabeer31837 wrote:

You should download credit upgrade form and send it to Chennai headquarters you’ll easily get regalia and maybe dcb.

I will check with RM first and will tell him if he can’t arrange upgrade then will do as you have suggested.

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agada wrote:

Even I upgraded recently from Regalia LTF to DCB LTF, had got a call from my RM for same. New card will be delivered today.

After receiving the card, call dcb customer care and ask if its ltf or first year free?
Do not take RM words as gospel of truth, they have targets to reach in the festival season so always safe to Check with dedicated customer care.

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Even I got call for Regalia to DCB upgrade from RM. She confirmed its LTF. But anyway will double check once I receive the card. But for sure first year is free as in netbanking it shows annual fee as 0.

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a.kabeer31837 wrote:

You should download credit upgrade form and send it to Chennai headquarters you’ll easily get regalia and maybe dcb.

In that case you won’t get LTF

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ENGINEER wrote:

Even I got call for Regalia to DCB upgrade from RM. She confirmed its LTF. But anyway will double check once I receive the card. But for sure first year is free as in netbanking it shows annual fee as 0.

What was your card limit before card upgrade to dcb ?

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I am stuck with Regalia Business Card.

Desperately want HDFC Infinia …..

anytricks to get it?

I am not an HDFC Account Holder.

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dhinchakrohit wrote:

He has sent a mail stating its LTF. Also in netbanking upgrade screen, annual fee shows 0 (zero)

https://v1.hdfcbank.com/assets/pdf/upgradation_...
check yourself do not go by the wordings of these persons if any fees would be applied they will raise the fees for you , you shd have a proof , do you have any that you card is going to be ltf,see cardexpert too he has a long term relationship from hdfc still he has paid cards

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avijeet wrote:

I am stuck with Regalia Business Card.

Desperately want HDFC Infinia …..

anytricks to get it?

I am not an HDFC Account Holder.

firstly your salary shd be atleast 2lack per month then also you shd have strong relationship with hdfc , open an imperia account deposit huge amount then only possible as it is invite only card

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a.kabeer31837 wrote:

Yes. You’re missing a lot. With smartbuy 10x your reward rate jumps to 33%.
1 point = 1rs for travel. So it’s very good no other card can even come close to this.

If possible please share your credit limit on current regalia card.

Bro is there capping on smartbuy 10x per month?

So if i suggest this credit card 💳 to my boss and he spends Rs. 10 lac in family travel 🧳 in 1 month, he will get 10 lac x 3.33% x 10 = 3.33 lac reward points which equals to Rs. 1.67 lac amazon vouchers? 🤑

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my brother works in hdfc he is telling hdfc has completely stopped giving ltf cards for dcb infinia and some others too, he himself having paid card,how could you guys are getting its first year free, you have to spend above 8 lacks then you will be charged 10k + gst then your amt will be raised

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