HDFC Diners Club application resumed...

How much limit needed for upgrade to DCB

Neversaynever wrote:

How much limit needed for upgrade to DCB

Earlier it used to be 6L. not quite sure what’s now.

HiDEaL wrote:

Earlier it used to be 6L. not quite sure what’s now.

Too high for me, and do you know any DCBs that became infinia later?

Neversaynever wrote:

Too high for me, and do you know any DCBs that became infinia later?

Yes. There are some YouTubers who claimed to have done that.

Does HDFC ever send preapproved offers for Diners Club cards or allow secured cards on Diners club platform?

timelord wrote:

Does HDFC ever send preapproved offers for Diners Club cards or allow secured cards on Diners club platform?

According to Pranav over at CardInfo, the answer to your second question is YES.
First one seems to be a no, at least not for DCB. Upgrades are possible for sure.

i got HDFC regalia , can i apply fresh or sud i wait for upgrade for DCB?

demerius2020 wrote:

i got HDFC regalia , can i apply fresh or sud i wait for upgrade for DCB?

In all possibilities, DCB will not come for another round of LTF upgrade offers anyday (it was once-in-a-lifetime event that came on 9th Jan 2021 amidst the COVID downturn).
So, a fresh application is not counterproductive at this stage. In either case fresh or upgrade, it would be a paid card in all probabilities. So, nothing to lose. Try your luck.

If fresh application gets approved, that’s a win. If not, you still have a chance for future upgrade. A CIBIL query is the only disadvantage with a fresh application. Not a deal-breaker.

The LTF-seekers should go with Diners Club Privilege and spend 1L in first 90 days.

HiDEaL wrote:

The LTF-seekers should go with Diners Club Privilege and spend 1L in first 90 days.

1. prvilage vs regalia which is better?
2. do HDFC allows holding more then 1 cC

demerius2020 wrote:

1. prvilage vs regalia which is better?
2. do HDFC allows holding more then 1 cC

@beastboy has already dug deep to answer your second question. The answer is both YES and No.
https://www.desidime.com/discussions/list-of-mu...

DC privilege is better, IMO. In fact, anything is better than Regalia under current offerings. Regalia is a faint shadow of its former self.

HiDEaL wrote:

@beastboy has already dug deep to answer your second question. The answer is both YES and No.
https://www.desidime.com/discussions/list-of-mu...

DC privilege is better, IMO. In fact, anything is better than Regalia under current offerings. Regalia is a faint shadow of its former self.

So to take up 2 card from hdfc u need first to have a diner and quote its low acceptance for 2nd card

but i have regalia VISA and cant go that route

demerius2020 wrote:

So to take up 2 card from hdfc u need first to have a diner and quote its low acceptance for 2nd card

but i have regalia VISA and cant go that route

You can go the other way round by asking them to upgrade Regalia to DCB and letting you keep Regalia due to low acceptance of DCB.

I received millennia dinners club international. Tried two payments, one to pay municipal taxes and other to pay Tata AIG car insurance, at both the places dinners was not accepted online.

Neversaynever wrote:

Too high for me, and do you know any DCBs that became infinia later?

You can ask them nicely once you have 10L+ limit that diners isn’t accepted widely and you have trouble using it and they’ll split the limit in 2 cards: dcb and infinia

Tanmayyy wrote:

You can ask them nicely once you have 10L+ limit that diners isn’t accepted widely and you have trouble using it and they’ll split the limit in 2 cards: dcb and infinia

Any personal experience on the Same bro ?

Once Limit Splitting is done and Infinia is issued , will HDFC charge for Both the Cards ?

In 1st scenario if Someone had DCB LTF initially , how much one needs to pay for holding both the cards ( Diners and Infinia ) after Limit Split.
2nd Scenario if Someone Initially Held DCB paid , How much He needs to pay for both cards , @vimalbpatel82
@BlueFlash @Tanmayyy

HiDEaL wrote:

According to Pranav over at CardInfo, the answer to your second question is YES.
First one seems to be a no, at least not for DCB. Upgrades are possible for sure.

https://www.hdfcbank.com/personal/pay/cards/cre...

Thanks for sharing the link , However I feel either they have changed the condition for making diners LTF or missed to mention in this link , What I heard earlier was that Diners can be made LTF by spending 3 Lakh or may be 6 Lakh in 30 or 60 Days

beastboy wrote:

Any personal experience on the Same bro ?

Once Limit Splitting is done and Infinia is issued , will HDFC charge for Both the Cards ?

In 1st scenario if Someone had DCB LTF initially , how much one needs to pay for holding both the cards ( Diners and Infinia ) after Limit Split.
2nd Scenario if Someone Initially Held DCB paid , How much He needs to pay for both cards , @vimalbpatel82
@BlueFlash @Tanmayyy

Haven’t had a personal experience on this but afaik you only need to pay for dcb.

beastboy wrote:

Any personal experience on the Same bro ?

Once Limit Splitting is done and Infinia is issued , will HDFC charge for Both the Cards ?

In 1st scenario if Someone had DCB LTF initially , how much one needs to pay for holding both the cards ( Diners and Infinia ) after Limit Split.
2nd Scenario if Someone Initially Held DCB paid , How much He needs to pay for both cards , @vimalbpatel82
@BlueFlash @Tanmayyy

No personal experience bro, but I have gone through lots of comments on the cardexpert.in, and most have mentioned that your first card, ie. DCB will remain ltf/paid as it was previously, but the next card, ie. Infinia that will be given will be a paid variant in nearly all cases (unless you are some exceptionally high HNI and all).

@demerius2020 Never heard anyone getting a second card from existing Regalia; It’s mostly from DCB to DCB+Infinia.

JonSnowLongclaw wrote:

You can go the other way round by asking them to upgrade Regalia to DCB and letting you keep Regalia due to low acceptance of DCB.

Yes. The previous card can be revived till 28 days from upgrade. You may ask them to maintain both. Unleash your hidden talent of doing negotiations.

beastboy wrote:

https://www.hdfcbank.com/personal/pay/cards/cre...

Thanks for sharing the link , However I feel either they have changed the condition for making diners LTF or missed to mention in this link , What I heard earlier was that Diners can be made LTF by spending 3 Lakh or may be 6 Lakh in 30 or 60 Days

expect no lft for time being from hdfc for dcb and infinia

Anyone application getting processed ?

beastboy wrote:

No that 3L avenue has been closed sinxe

No that 3L avenue has been closed since October. Bad news.

i am having DCB LTF with limit 2.6 lac limit (it was reduced from 5.8 to 2.6 post covid 19). any chances i can get infinia as extra one?

HiDEaL wrote:

No that 3L avenue has been closed since October. Bad news.

I was thinking when i made this 3L avenue comment

BTW can you shed some light on it @HiDEaL

mjuneja13 wrote:

i am having DCB LTF with limit 2.6 lac limit (it was reduced from 5.8 to 2.6 post covid 19). any chances i can get infinia as extra one?

Bhai Ye jadu kaise hua hai

beastboy wrote:

I was thinking when i made this 3L avenue comment

BTW can you shed some light on it @HiDEaL

Possibly, that was a bug 🐛 in the app.
I’m not quite sure how it came about either.

Nevertheless, here is the updated table for LTF/FYF  criteria for HDFC cards. DCB has been kicked out of the lot. No matter how much you spend, it doesn’t get LTF.

https://www.hdfcbank.com/personal/pay/cards/cre...

demerius2020 wrote:

So to take up 2 card from hdfc u need first to have a diner and quote its low acceptance for 2nd card

but i have regalia VISA and cant go that route

Where you read this from?

jambui wrote:

Where you read this from?

See,
These are mostly observational findings /anecdotes/personal accounts.
“Written” mention is hardly available in such cases.