HDFC Dinners club privilege vs regalia

Airport Lounge

Kal_El wrote:

Airport Lounge

Regalia has priority pass while diners privilege provides lounge access via diners network, priority pass is always better than diners network lounge access.

guest_999 wrote:

Regalia has priority pass while diners privilege provides lounge access via diners network, priority pass is always better than diners network lounge access.

Regalia Domestic lounge is restricted to tier 1 cities whereas diners has much better network. And international lounges are almost same for priority pass and diners

Kal_El wrote:

Airport Lounge

Also Monthly milestone

Regalia rupay variant for UPI QR payments.

Go for privilege if your monthly spends are 40k.

Diners gives amazon prime swiggy mmt etc, not sure if regalia does

Kal_El wrote:
Regalia Domestic lounge is restricted to tier 1 cities whereas diners has much better network. And international lounges are almost same for priority pass and diners

There have been comments online that mentioned diners club cards acceptance rate at Indian lounges is dropping nowadays.

JaiKrish1031 wrote:

Regalia rupay variant for UPI QR payments.

Go for privilege if your monthly spends are 40k.

Do we get cashback or rewards and how much?

Although my spendings are way less than 40k per month, so very rarely I'll get the benefit. 

legend101 wrote:

Diners gives amazon prime swiggy mmt etc, not sure if regalia does

Is it every year?

Tjs15 wrote:

Is it every year?

Yes, on 5l spends a year

legend101 wrote:
Yes, on 5l spends a year

Ohh okay, if somebody is able to spend 5lacs every year he will get prime n swiggy and also spend based annual fee waiver

Tjs15 wrote:

Ohh okay, if somebody is able to spend 5lacs every year he will get prime n swiggy and also spend based annual fee waiver

Yes, fee waiver is at 3l and all these at 5l

Tjs15 wrote:

Is it every year?

yes. but based on your spends.

Tjs15 wrote:

Ohh okay, if somebody is able to spend 5lacs every year he will get prime n swiggy and also spend based annual fee waiver

In Regalia You will get 10000 bonus points by spending 5 lakh that is better than amazon prime.

Can someone let me know the monthly milestone criteria. Is it from billing date or 1st of the month? And does it include wallet or rent transaction

legend101 wrote:

Can someone let me know the monthly milestone criteria. Is it from billing date or 1st of the month? And does it include wallet or rent transaction

It is from 1st of the month. Includes wallet and rent also.

Sushil_patwari wrote:

It is from 1st of the month. Includes wallet and rent also.

Also i got it lft, the web page shows to get amazon prime and swiggy etc, sepnd 75k in 90 days. It is not showing in the milestone tracker, will i still get it?

legend101 wrote:
Also i got it lft, the web page shows to get amazon prime and swiggy etc, sepnd 75k in 90 days. It is not showing in the milestone tracker, will i still get it?

You can check on hdfcbankdinersclub.poshvine.com

Tjs15 wrote:

Do we get cashback or rewards and how much?

Although my spendings are way less than 40k per month, so very rarely I'll get the benefit. 

Yes, HDFC RuPay Regalia link UPI transaction also give rewards point - 4 rewards per 150 spend + milestone benefit also count on UPI transactions.

abhishek012 wrote:
Yes, HDFC RuPay Regalia link UPI transaction also give rewards point - 4 rewards per 150 spend + milestone benefit also count on UPI transactions.

Is there a daily limit on Rupay Credit Card payment via UPI scanner like max 1lakh?

dealsgrabber wrote:

Is there a daily limit on Rupay Credit Card payment via UPI scanner like max 1lakh?

Yes. Daily UPI limit is 1 lakh.

If possbile do everytime more than Rs2001+ UPI transactions because transaction above Rs2001+ MDR charges applied, Banks get MDR fees.

Some customers CC link UPI is already blocked because they are misusing the Free UPI service.

@Tjs15

I'm in the exact same situation like you but won't take Diners Club Privilege (Paid) as I'm more than satisifed with Regalia (LTF) as my spends have dropped on HDFC cards and limited only to bank offers.

For rest of the transactions, SBI Cashback for online (5% cashback) and Axis Flipart for offline (1.5% cashback).

abhishek012 wrote:
Yes, HDFC RuPay Regalia link UPI transaction also give rewards point - 4 rewards per 150 spend + milestone benefit also count on UPI transactions.

Ransome wrote:

Apart from Regalia, which is the next best RuPay credit card option to get maximum benefits in terms of cashback/reward points?

HDFC TATA Neu RuPay Infinity, HDFC Moneyback+ RuPay, PNB RuPay Select, ICICI RuPay Coral, BOB Premier/Easy/HPCL/Snapdeal RuPay variant, Axis IOCL RuPay, Kotak IOCL RuPay, IDBI LIC RuPay etc.

Check all details and rewards on their site or desidime.

sahil1033 wrote:

@Tjs15

I'm in the exact same situation like you but won't take Diners Club Privilege (Paid) as I'm more than satisifed with Regalia (LTF) as my spends have dropped on HDFC cards and limited only to bank offers.

For rest of the transactions, SBI Cashback for online (5% cashback) and Axis Flipart for offline (1.5% cashback).

Yes even i am not going go diners.

Is sbi cashback card better than axis ace and sbi simply click?

I dont have large amount of utility payment 

abhishek012 wrote:
HDFC TATA Neu RuPay Infinity, HDFC Moneyback+ RuPay, PNB RuPay Select, ICICI RuPay Coral, BOB Premier/Easy/HPCL/Snapdeal RuPay variant, Axis IOCL RuPay, Kotak IOCL RuPay, IDBI LIC RuPay etc.

Check all details and rewards on their site or desidime.

Moneyback plus is still not working with upi?

Tjs15 wrote:

Moneyback plus is still not working with upi?

No. We need to wait for next few months.

Tjs15 wrote:

Yes even i am not going go diners.

Is sbi cashback card better than axis ace and sbi simply click?

I dont have large amount of utility payment 

SBI Cashback is great for all online spends except for utility bill payments

And Axis Ace is great for all utility payments who are Android users

so, both are exclusive cards but considering you've ways to get Amazon GV at 5% cashback from where you can pay utlility bills, SBI Cashback stands out

sahil1033 wrote:

SBI Cashback is great for all online spends except for utility bill payments

And Axis Ace is great for all utility payments who are Android users

so, both are exclusive cards but considering you've ways to get Amazon GV at 5% cashback from where you can pay utlility bills, SBI Cashback stands out

SBI cb card also much sooner to put new restrictions/cb limits compared to ace where most loopholes already closed & it is also very difficult to get nowadays.