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HDFC Giving Limit Enhancements Pls Check Ur Cards

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Chennai Super Kings
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I Have 7Months Old Credit Card 

LIMIT Increased From 100000 To 125000

Check Urs And Avail The Offer 

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Chennai Super Kings Chennai Super Kings
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https://cdn0.desidime.com/attachments/photos/755718/medium/IMG_20220331_114037.jpg?1648707056

Deal Lieutenant Deal Lieutenant
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Thanks, got a decent CL increase (66.666…%)

Like Magnet Like Magnet
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Is it automatic or do we have to do anything?

Deal Cadet Deal Cadet
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Never thought card limit is this important.

I do not accept any offer on card limit increase. I have 10 cards. A couple of them have very high limits. I dont feel secure with higher card limit. I set my card limit to less than 25k from mobile app. for all my cards. 

Hotshot Hotshot
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bridges wrote:

Never thought card limit is this important.

I do not accept any offer on card limit increase. I have 10 cards. A couple of them have very high limits. I dont feel secure with higher card limit. I set my card limit to less than 25k from mobile app. for all my cards. 

rather than doing this why not disable transaction online/pos/contactless and enable only when you use. decreased limit is updated in CIBIL rather than actual limit.

Deal Lieutenant Deal Lieutenant
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vkrmjeet wrote:

rather than doing this why not disable transaction online/pos/contactless and enable only when you use. decreased limit is updated in CIBIL rather than actual limit.

why not  close all the cards instead of this 
no tension 😝

Deal Cadet Deal Cadet
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oh my card is also 7 months old will check later in the evening … 

Deal Cadet Deal Cadet
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vkrmjeet wrote:

rather than doing this why not disable transaction online/pos/contactless and enable only when you use. decreased limit is updated in CIBIL rather than actual limit.

decrease limit is not shown in credit score I also keep my limits low but its shows normal limit in the report 

Chennai Super Kings Chennai Super Kings
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No offer for me yet , 4 month old cc here sweat_smile

Hotshot Hotshot
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Bob_The_Builder wrote:

decrease limit is not shown in credit score I also keep my limits low but its shows normal limit in the report 

it happened with me with ICICI.

Hotshot Hotshot
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hackerboys wrote:

why not  close all the cards instead of this 
no tension 😝

laughing laughing perks>>>>>tension
Deal Subedar Deal Subedar
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Already at pretty high limit , dont think they will give me any more LE in future 

Now they are sending mail every day to upgrade to metal infinia from LTF infinia 

Chutiya samaj rakha hai Hdfc walo ne

Chennai Super Kings Chennai Super Kings
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sanketpero wrote:

Is it automatic or do we have to do anything?

U Have To Avail The Option Manually

Chennai Super Kings Chennai Super Kings
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Tanmayyy wrote:

No offer for me yet , 4 month old cc here sweat_smile

U Will Get Soon Bro

Deal Cadet Deal Cadet
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I’d rather get my limit reduced. Anybody knows How do i get the limit reduced on HDFC card?

Deal Cadet Deal Cadet
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I have got only 2k limit increase. Current limit 1 lac 50 thousand and upgrade to 1 lac 52 thousand. Should I take it or leave?

Deal Subedar Deal Subedar
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schumacher wrote:

I’d rather get my limit reduced. Anybody knows How do i get the limit reduced on HDFC card?

This isn’t the platform to ask that sweat_smile

Deal Lieutenant Deal Lieutenant
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EkdamSastaRaju wrote:

Already at pretty high limit , dont think they will give me any more LE in future 

Now they are sending mail every day to upgrade to metal infinia from LTF infinia 

Chutiya samaj rakha hai Hdfc walo ne

BTW, one a serious note, metal Infinia does have some extra perks compared to pvc Infinia; although not worth the fees in general.

Deal Lieutenant Deal Lieutenant
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BlueFlash wrote:

BTW, one a serious note, metal Infinia does have some extra perks compared to pvc Infinia; although not worth the fees in general.

What are they? All same

Hotshot Hotshot
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BlueFlash wrote:

BTW, one a serious note, metal Infinia does have some extra perks compared to pvc Infinia; although not worth the fees in general.

I don’t think so.. it’s all the same since they have increased the joining fees and discontinued the plastic card.

Hotshot Hotshot
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Nahin milta mujhe kabhi bhi saala

Kolkata Knight Riders Kolkata Knight Riders
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BlueFlash wrote:

BTW, one a serious note, metal Infinia does have some extra perks compared to pvc Infinia; although not worth the fees in general.

few examples please?

Deal Cadet Deal Cadet
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what is the benefit of increasing the limit? HDFC is after me to increase the limit from last 1 year. daily emails/SMS. I have Regalia with 10L limit. never spent more that 1L in a billing cycle.

Deal Lieutenant Deal Lieutenant
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pappupaltan wrote:

what is the benefit of increasing the limit? HDFC is after me to increase the limit from last 1 year. daily emails/SMS. I have Regalia with 10L limit. never spent more that 1L in a billing cycle.

Why don’t they upgrade you to infinia with such a high limit?
Did you get upgrade offer ever?

Deal Cadet Deal Cadet
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decideaim wrote:

Why don’t they upgrade you to infinia with such a high limit?
Did you get upgrade offer ever?

They havent sent any email for card upgrade. The RM also hasnt mentioned any thing about upgrade. 

Deal Cadet Deal Cadet
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vkrmjeet wrote:

rather than doing this why not disable transaction online/pos/contactless and enable only when you use. decreased limit is updated in CIBIL rather than actual limit.

All my card limits are properly shown on CIBIL. I think you have some misunderstanding. And by the way, credit rating wise I am very secure. I dont need to think about such petty things.

Hotshot Hotshot
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bridges wrote:

All my card limits are properly shown on CIBIL. I think you have some misunderstanding. And by the way, credit rating wise I am very secure. I dont need to think about such petty things.

it happened with me with ICICI.
i said this from security point of view not from credit history.

Pro Shopping Friend Pro Shopping Friend
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pappupaltan wrote:

They havent sent any email for card upgrade. The RM also hasnt mentioned any thing about upgrade. 

Check in Netbanking for upgrade offers
Limit increase is always good and future proof
it was risk few yrs back but now u can just disable or set limit for txns

Deal Cadet Deal Cadet
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Did not get limit enhancement for more than 3 years. What could be the issue?

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