HDFC Indian Oil Vs HDFC Millennia CreditCard
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Hi
I don’t have any fuel card and i have applied for HDFC credit card and is eligible to 2 cards, Now i am confused whether to opt for Millennia or India Oil card.
For online shopping, i already have icici amazon pay & Axis bank Flipkart card.
Kindly suggest
Thanks.
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For Indianoil, citibank is the best. No capping plus no need to be swiped on citibank machines, any machine will do. They have mapped pumps name in the system, you get approx 2.6% cashback as points, plus no surcharge on fuel transactions
Forget fuel cards bro, I’m regretting having icici HPCL coral, all fuel cards are same. Keep the number of cards less by not opting for a fuel card.
Citi Fule card is being used by my colleagues, their feedback is good so far.
would suggest to initially opt for Indian oil make it lifetime free by spending 30k in 90 days and upgrade it to millennia later if not seem worth. 
🏼 you might also get better limit on Indian oil compared to millennia initially.
Can anyone tell me best way to pay hdfc credit card..can I get percnt cashback on mobikwik by paying thru hdfc platinum DC…. haven’t tried cred…for other card I used to pay hdfc biller to get 1 percnt cashback on platinum DC😀
No you’ll not get.. since platinum dc bill payment benefit is limited to hdfc portal.. you can use cred(pm me for referral) and get flat 250 cashback on first bill payment.. post that you’ll get some scatch cards for bill payments depending upon the amount you pay.. it’s very less but still better than nothing at all
I think go for HDFC millania credit card & close for indian oil card bcoz millania credit card is more beneficial
One guy got this Pre-approve LTF card -
. Anyway I also got it converted to 
Most of the fuel cards are just trash; they have 2 major limitations: 1st is that the monthly max cap is pretty low, take HDFC IndianOil as example, the max cap is 150 only (250 in first 6 months); 2nd is that it’s bounded to a particular oil company, so you can use this card only on IndianOil pumps only, and that too the card swipe machine has to be supported, which many times gets messed up.
Better take Millennia and enjoy your shopping spree. For fuel, if you really really want one and if your monthly fuel expenses is like 5K+ then you “may” go for SBI Octane (higher cap, but pretty high annual fee), or RBL Travel Easy (RBL/BajajFinserve has the worst customer care though).