https://www.desidime.com/discussions/hdfc-indianoil-cc-offer-for-non-earning-person?page=1#post_9554424
No cc for anyone who is not earning.
HDFC IndianOil CC offer for non earning person
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this will be first CC for the person who is still a student, should I go for it?
Annual Fees / Renewal Fees: ₹ 500
2,500 GIFT Voucher* (Rs1,500 + Rs 500 + Rs 500)
- Rs 1500 ongoing offer
- WELCOME BENEFIT - Pay your Joining Membership Fee and get Gift Voucher (Amazon, Flipkart, HPCL, etc.) equivalent to Fee Amount = Rs. 500
- ACTIVATION OFFER - Get Rs. 500 worth Gift Voucher on 2 txns within first 30 days OR Rs. 250 worth Gift Voucher on 1 txn within first 30 days.
YEARLY BENEFIT - Get Renewal Membership Fee Waiver by spending Rs.50,000 in each anniversary year (12 months period)
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https://www.desidime.com/discussions/hdfc-indianoil-cc-offer-for-non-earning-person?page=1#post_9554456
P_A_N_K_A_J wrote:No cc for anyone who is not earning.
😜Aisa kuch n h Bhai.... 1 cc milne tak rona rahta hai.....phir sab de dete hai kuch Bank ko chodkar
https://www.desidime.com/discussions/hdfc-indianoil-cc-offer-for-non-earning-person?page=1#post_9554489
P_A_N_K_A_J wrote:No cc for anyone who is not earning.
HDFC gives CC to non earning person as well based on savings account
https://www.desidime.com/discussions/hdfc-indianoil-cc-offer-for-non-earning-person?page=1#post_9554511
As a non earning member there are rarely unsecured credit card offered, so IMO you should take it as first year is effectively free. From second yr onwards too Hdfc reverse charges for most of cases if you mail them.
Take it and build a healthy score, so In future you get other cards easily
https://www.desidime.com/discussions/hdfc-indianoil-cc-offer-for-non-earning-person?page=1#post_9554614
P_A_N_K_A_J wrote:No cc for anyone who is not earning.
Correction to above statement.
No cc should be issued to NON EARNING PERSON.
They make the reward rate go downhill by using it as passive income source.😛😛
https://www.desidime.com/discussions/hdfc-indianoil-cc-offer-for-non-earning-person?page=1#post_9554864
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P_A_N_K_A_J wrote:Correction to above statement.
No cc should be issued to NON EARNING PERSON.
They make the reward rate go downhill by using it as passive income source.😛😛
Think what will happen to CC business
https://www.desidime.com/discussions/hdfc-indianoil-cc-offer-for-non-earning-person?page=1#post_9555202
Only take LTF cards , as its your first card you will want to keep your longest credit line
https://www.desidime.com/discussions/hdfc-indianoil-cc-offer-for-non-earning-person?page=1#post_9560722
I'm a non-earner and have a savings account with HDFC... From last 3-4 days, HDFC Bank repeatedly sending emails, msgs, WhatsApp messages to me that I am pre-approved for for credit card. On an email, they have stated my limit will be 36000 rupees. Should I apply the credit card. Previously, I had received same communications from HDFC Bank few months ago... They were offering me IOCL, FREEDOM, and I think TATA neu card. Haven't applied then.
Should I apply for HDFC credit card now? Any experience from any dimers? Please suggest...
Actually I am a person who loves cards... So my heart ❤️ wants to apply the card but my brain 🧠 is not willing to pay any joining or annual charges!
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