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HDFC INFINIA CREDIT CARD Rewards

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Spearhead
NeoM

Hi, Dimers! 

My brother-in-law has an Infinia credit card. Yesterday, we tried to redeem his reward points for Tanishq Jewellery vouchers. According to HDFC, the value of 1RP will be ₹1 if we purchase Tanishq vouchers. However, on the redemption page, it was shown that we had to pay 30% of the voucher value from our end and the remaining 70% will be paid with points.

He recently got the card. Considering the above information, is this the best way to use our points? 

We are not looking for any loots, but what are your suggestions regarding redemption?

Thank you for your time and inputs, especially on a lazy Sunday afternoon. 


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Deal Cadet Deal Cadet
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It’s correct you can Redeem only 70% of your points rest you need to pay

Deal Subedar Deal Subedar
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The 30% payment by card holder + 70% by points is a standard procedure by HDFC.

As for if it is the best use of points, can't say. I typically use my points for travel purchases (airlines and/or hotel stays).

Deal Cadet Deal Cadet
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Other option for good value would be if used for travel redemption
Spearhead Spearhead
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Will this offer available every year between September 23 to September 25?
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Benevolent Benevolent
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if used for travel/hotel then on 30% paid by card u get 10x again(daily/monthly limits applicable) - this is the best way to redeem

Spearhead Spearhead
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So, on the 30% paid from our end we get 10X RP? That's a good deal.
Deal Subedar Deal Subedar
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for tanish voucher too you get 5x RP on 30% spend because it's done on smartbuy afterall?

Deal Subedar Deal Subedar
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Anybody who has infinia can let me know how to upgrade from regalia. I have a high balance (3-5L) in my HDFC account but ITR is 12L. Hence, facing problem. If anyone can help in sharing if there's any way to upgrade from Regalia to infinia. I'd be indebted
Helpful Helpful
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Try to get your credit limit raised..once it crosses 8L, u can try raising it with cc. Till then keep using regalia and keep the utilization ratio, not above 30%.
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Deal Subedar Deal Subedar
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DTH recharge option has disappeared from infinia rewards wink

Deal Subedar Deal Subedar
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Yes .. there was a notification on smartbuy website . Permanently removed 

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