HDFC Infinia metal/ diners club black metal

121°
Deal Cadet
Wix

Is infinia the top choice in dimer community?

How can a dimer best utilise diners black metal card for online shopping? 

Are smartbuy reward points really a deal or can we get similar discount in trading section/ offline?

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Benevolent Benevolent
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Been using DCB LTF for close to a year which I upgraded to paid DCB metal 2 months ago.

My spends are above 8L per year so annual fee reversal is anyways taken care of. What I like over DCB plastic is higher daily limit on smartbuy which is a convenience for hotel bookings. Also, the 10k additional points for quarterly milestone.

Main reason to accumulate reward points:

1. Avios conversion for flights and upcoming trip to nordic region in March 2025. Great deals for hotels using avios points in nordic region providing a value of Rs. 15 to Rs. 30 per point (unsure of which country to travel exactly yet)

2. Can use points for any domestic flight bookings by redeeming 70% of booking value.

DCB and infinia are great for hotel and vouchers. Of course, there are other lucrative shopping partners too like Myntra, jocky etc.

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Deal Subedar Deal Subedar
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VU+ Interesting, lets see how many interesting answers we will get:)

its so hard to get this infinia cards from HDFC sadly 

Benevolent Benevolent
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Been using DCB LTF for close to a year which I upgraded to paid DCB metal 2 months ago.

My spends are above 8L per year so annual fee reversal is anyways taken care of. What I like over DCB plastic is higher daily limit on smartbuy which is a convenience for hotel bookings. Also, the 10k additional points for quarterly milestone.

Main reason to accumulate reward points:

1. Avios conversion for flights and upcoming trip to nordic region in March 2025. Great deals for hotels using avios points in nordic region providing a value of Rs. 15 to Rs. 30 per point (unsure of which country to travel exactly yet)

2. Can use points for any domestic flight bookings by redeeming 70% of booking value.

DCB and infinia are great for hotel and vouchers. Of course, there are other lucrative shopping partners too like Myntra, jocky etc.

Deal Cadet Deal Cadet
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Wow. So these cards are beneficial for travel purpose.

Are the prices of flights/hotels same on smartbuy as on other portals/direct booking?

How can one maximise discount on amazon and flipkart using DCB metal? 

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Deal Cadet Deal Cadet
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I calculated that for a payment of Rs.4 Lacs in DCB Metal card I will get 5.8% reward(bonus+regular). How can I get more rewards(%)? Planning to purchase a car where part payment can be done with credit card. They will charge 1% processing fees.

Deal Cadet Deal Cadet
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better than infinia, right? 😳

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Deal Cadet Deal Cadet
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Has anyone here used lounge and golf services of DCB metal or infinia metal ?

Is there a difference in quantity/category of lounges available under DCB metal vs infinia?  
Same question for golf sessions. Is the only difference in quantity of sessions you can avail?

Benevolent Benevolent
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Sam priority pass, nothing different, but the number of eligible visits vary 

Deal Cadet Deal Cadet
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Since the annual fee waiver/ quarterly milestone spend is high for these cards, are there any tips to reach these milestones like stocking up on amazon flipkart vouchers and selling them for little profit in trading section? 😝

Benevolent Benevolent
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Avoid such cards as it's not worth the headache. Get these only if the milestones naturally fit it for your usage pattern. 
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