https://www.hdfcbank.com/personal/pay/cards/bus...
HDFC launch Business Moneyback RuPay credit card:

Key Features
- Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online (T&C apply)
- Earn 2 Reward Points on all other retail spends (excluding wallet, emi and petrol) for every Rs. 150 spent
- Make all Vendor/supplier bill payments and GST payments using HDFC Bank Business Moneyback Credit Card and get upto 50 days of free credit period
- Bonus 2,500 Reward Points on Rs. 1.8 lakhs spends in an anniversary year.
- Redeem your reward points as cashback against statement (T&C apply)
- Get 5X Reward Points on Fuel (Maximum 1000 points in a month) in the first year (Refer T&C)
Benefits for your Business
- Up to 50 days interest free credit period
-
HDFC Bank Merchants can now use the SmartHub app to make their vendor and distributor payments through a single app
* Convenient and instant payments
* Upto 50 days credit period for payments made via Business Credit Card
* Easy reconciliation of payment & invoices
* Make GST payments
- Get Pre-approved instant loans and Cash withdrawal facility on your Business Credit Card
- Convert all your big spends into EMI after purchase
-
Buy interiors, furnitures, electronics, ACs and more in bulk for your business with Easy EMI options on your Business Credit Cards.
Additional Features
-
Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.For more details click here:-
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India
(on minimum trasaction of ₹400 and maximum transaction of ₹5000. Max CashBack of ₹250 per statement cycle)
Dining Benefits
Enjoy amazing dining benefits with Good Food Trail program
Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20,000+ restaurants),
Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.
Click here for more details
Refer T&C
Milestone Benefit
Earn Bonus 2,500 Bonus Reward Points when you spend Rs. 1.8 lakhs in the anniversary year.
*T&C Apply
Renewal Offer
Renewal fee waived off if you spend Rs.50,000 and more in the previous year
Reward Point/CashBack Redemption & Validity
Reward Point Redemption:
- Reward Points accumulated on HDFC Bank Business MoneyBack Credit Card can be redeemed for cashback against statement (100 Reward Points = Rs. 20). For redemption against statement balance, Cardholder must have minimum 2500 Reward Points
- Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate.
> Airmiles conversion through netbanking at a value of 1RP = 0.25 airmile
> Products and Vouchers via Product calatologue on Netbanking 1 RP = upto Rs 0.25
> Redeem as cashback against statement at a value of 1 RP = Rs 0.20
Click Here to know more
- Reward redemption fee of Rs. 99 per request will be applicable on all redemptions.
- Reward Points earned on your HDFC Bank MoneyBack Credit Card are valid only for 2 years from the date of accumulation.
For T&C, click here
With effect from 1st January 2023:
- Rent payment and Education related transactions will not earn reward points.
- Reward points earned on Grocery transactions will be capped to 1,000 per month.
- Redemption of Travel Reward Points will be capped at 50,000 points per month.
FEES & CHARGES
- Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
-
Click here to view details of HDFC Bank Business MoneyBack Credit Card Fees and Charges
You can also Conversion Business Moneyback Visa/mastercard to Business Moneyback RuPay Credit card -
Just send a mail to - [email protected]
[email protected]
[email protected]
[email protected]
Note - if your HDFC bank Visa/mastercard credit card is life time free then the same variant RuPay credit card will also be life time free or if you change your existing life time free Visa/mastercard credit card to RuPay then your new RuPay variant card comes by default life time free.
----------------------------------------------------------------------------------------------------------------------------------------
Read also -
I wish they would launch Millennia credit AND debit cards too on RuPay. I got my Neu Plus RuPay converted to LTF otherwise was gonna change my LTF Business MoneyBack to RuPay as well using MyCards. But due to hopes of upgrade to Millennia in next 6 months, I have kept it still on MasterCard.