HDFC LTF Card?

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Last Comment 2022-02-19

2022-02-18

I am trying to get an LTF HDFC card and it seems the only way I could figure out to get any HDFC card is to check the pre-approved card list

this shows me Regalia but with a term that I need to spend 1 lac in 90 days , is there any simple way to get a millenia or regalia LTF without any minimum spend

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https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8272488

22sumit

2022-02-18

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you’ll have to register for smartpay by adding any bill for monthly payment to waive off annual charges

https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8272604

romilq239

2022-02-18

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AFAIK HDFC is only offering spend based LTF cards when you apply online nowadays.

https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8273901

prem4998

2022-02-19

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romilq239 wrote:
AFAIK HDFC is only offering spend based LTF cards when you apply online nowadays.

No, I got it as LTF 2 weeks ago. No conditions whatsoever. @22sumit

https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8273926

neehesh

2022-02-19

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prem4998 wrote:
No, I got it as LTF 2 weeks ago. No conditions whatsoever. @22sumit

Which variant did you get

https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8273983

prem4998

2022-02-19

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neehesh wrote:
Which variant did you get

They gave a choice between Millennia or Regalia. I went with Millenia as I don’t travel at all.

https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8274004

22sumit

2022-02-19

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prem4998 wrote:
No, I got it as LTF 2 weeks ago. No conditions whatsoever. @22sumit

is this a new card or upgrade?

https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8274036

prem4998

2022-02-19

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22sumit wrote:
is this a new card or upgrade?

New card

https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8274095

neehesh

2022-02-19

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prem4998 wrote:
They gave a choice between Millennia or Regalia. I went with Millenia as I don’t travel at all.

Wow. What could be the reason for you to get such sweet deal?

https://www.desidime.com/discussions/hdfc-ltf-card?page=1#post_8274208

prem4998

2022-02-19

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neehesh wrote:
Wow. What could be the reason for you to get such sweet deal?

They have been calling for 3 months for spend based LTF card and I kept declining it citing conditional LTF as reason. One fine day their manager called me and said that my profile is good and asked me to apply and said that he will definitely get me the unconditional LTF and asked me to apply asap and I did. After card delivery, took written confirmation for the same.