HDFC max savings account

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I am having kotak Savings account and planning to shift to HDFC max savings.i have two questions

1.is it worth switching to HdFC from kotak?

2.which debit card should I go for.millenia or platinum debit card?

My mostly usage is online shopping and bill payments.i hardly do 1/2 atm withdrawal monthly.

10 Comments  |  
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1. HDFC is best bank.
2. Millennia is best card among both.

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For hdfc saving max (standard) account with 25k aqb, platinum debit card is free, millenia is chargeable. millenia dc free with classic account having aqb 1 lakh

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aam_aadmi wrote:

For hdfc saving max (standard) account with 25k aqb, platinum debit card is free, millenia is chargeable. millenia dc free with classic account having aqb 1 lakh

But the guy at bank told me that I can be issued millenia debit card too on max savings account.

Is there any benefit of platinum debit card?I am only aware of millenia debit card

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tuckless wrote:

But the guy at bank told me that I can be issued millenia debit card too on max savings account.

Is there any benefit of platinum debit card?I am only aware of millenia debit card

You will get 1% cashnack with platinum debit card.And it will be credited in 2-3 working days.But for millenia debit,you have to wait for 90days.

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RupeeBachao wrote:

You will get 1% cashnack with platinum debit card.And it will be credited in 2-3 working days.But for millenia debit,you have to wait for 90days.

On website the cashback point expiry is showing as 3 months.is it so? Because that is too less.

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RupeeBachao wrote:

You will get 1% cashnack with platinum debit card.And it will be credited in 2-3 working days.But for millenia debit,you have to wait for 90days.

I recently got easy shop platinum dc. I paid electricity bill via payzapp bill pay code and selected easy shop dc linked for payment. I have not got any RP I.e.1% cb. I also did Prepaid rc after that for which points are credited. U have any idea is it ineligible?

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aam_aadmi wrote:

For hdfc saving max (standard) account with 25k aqb, platinum debit card is free, millenia is chargeable. millenia dc free with classic account having aqb 1 lakh

And you are having max account and yet charged with millenia dc? No! then why mislead when numerous other have said on dd before that they are not charged for millenia with max account.

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jambui wrote:

And you are having max account and yet charged with millenia dc? No! then why mislead when numerous other have said on dd before that they are not charged for millenia with max account.

I opened max account recently, I also wanted millenia dc but I was told at branch, that for this account only platinum debit card is free. So I had to opt for platinum. Although what the branch told may not be true, thats another issue. I also confirmed from hdfc Bank website which says **For HNW Customers (Classic, Preferred & Imperia), the Debit Card will be free, as long as the customer is part of the respective program
https://www.hdfcbank.com/content/api/contentstr...
https://www.hdfcbank.com/personal/pay/cards/mil...

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aam_aadmi wrote:

I opened max account recently, I also wanted millenia dc but I was told at branch, that for this account only platinum debit card is free. So I had to opt for platinum. Although what the branch told may not be true, thats another issue. I also confirmed from hdfc Bank website which says **For HNW Customers (Classic, Preferred & Imperia), the Debit Card will be free, as long as the customer is part of the respective program
https://www.hdfcbank.com/content/api/contentstr...
https://www.hdfcbank.com/personal/pay/cards/mil...

It’s their job to misguide.. stuck_out_tongue Millenia is relatively newer card so maybe they were not aware much about the card & gave you that false statement… stuck_out_tongue

Both Platinum & Millenia are free for SavingsMax account holders…You can now apply for Millenia directly from your netbanking…It will show you 500 charges but it’s free…

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tuckless wrote:

But the guy at bank told me that I can be issued millenia debit card too on max savings account.

Is there any benefit of platinum debit card?I am only aware of millenia debit card

Yes you can get Millenia too on Max account…You can apply for that directly on the netbanking too…

Platinum gives flat 1% CB & you can get upto 750 CB in a month…In Millenia, the maximum CB is capped upto 400 but the CB credit time is longer…

Millenia has 4 lounge access (1/quarter) in a year while Platinum gives 8 lounge access in a year (2/Quarter)…

I think mostly because of the double lounge access, Platinum costs higher than Millenia…

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