Hdfc Milennia Credit Card Query (urgent reply needed)

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aditya1124

I need go urgently purchase some gv.

I have utilized the 5% cashback upto 1000rs on amazon website.

1. Is the smartbuy 5% cashback on gift cards part of the same 1000rs limit or is it unlimited?

2. Do we get 5% or 6% cashback through smartbuy on hdfc milennia cc? 


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Deal Subedar Deal Subedar
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1000 limit is per month, per card. Not-per merchant.

For 2nd query, I never used smartbuy, so can't confirm.

Deal Newbie Deal Newbie
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It means 5% upto 1000₹ milega amazon pe 

then same month m 5% upto 1000₹ myntra pe bhi milega

same month m 2k cb this way?

As you told per merchant it is.

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Commentator Commentator
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+one more query in addition to OP's two..

3) Does the recent 50Rs+GST apply for Millennia CC as I don't find it in the exclusion list which has Infinia etc, the minimum redemption value is 500 cashpoints so it means it will be 500-59= 441Rs credited right? Cashpoints are valid for 2yrs so going forward guess we need to plan for one redemption around the 2nd year when the 1st Cashpoint got credited 😌

Deal Subedar Deal Subedar
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Yes it's for millennia cc as well....

Deal Newbie Deal Newbie
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Redemption charges 59 Rs from 1 Aug'24. Charges will be on next statement. 

Deal Subedar Deal Subedar
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does redemption amt get adjusted in current outstanding? i have 18k biil and redeemed 1k from rp and paid remaining 17k....is it ok?

Deal Newbie Deal Newbie
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Not sure. Its safer to make full 18k payment and utilize the 1k rewards in next bill

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Deal Newbie Deal Newbie
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This is my old statement and as per this smartbuy cashback is different from normal

1000649290

1000rs cap.

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