HDFC Millenia Vs. Easyshop Platinum Debit Card

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Deal Cadet
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Hi.

I have a Millenia Debit card and I use it to get Rs.800 cashback on 8k Amazon GVs. I use Amazon GVs for Milbasket (5k-6k), Broadband Bill (1.5k) and other misc. So I don’t have much left for Amazon Shopping.

I opened another HDFC bank account in my wife’s name and specifically requested Millenia DC but they sent an Easyshop Platinum Debit Card.

Now, please tell me what are the difference between these cards specifically for buying Amazon GVs from Smartbuy.

I have enough cards for Airport lounge access, so I don’t care if platinum card give that more..

PS: Both cards have no annual fee.

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You get 5% Smartbuy cashback upto 1000, nothing additional. Millennia gives you 5% on top of that, upto 400.

You can submit an application for Millennia, I didn’t even activate the Easyshop Platinum card when I opened my account last month. Haven’t been charged yet, Savings Max account.

If you have credit cards, though, you can use the platinum card to get 1% cashback on bill payments (upto 750 per month).

Deal Cadet Deal Cadet
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sharpen wrote:

You get 5% Smartbuy cashback upto 1000, nothing additional. Millennia gives you 5% on top of that, upto 400.

You can submit an application for Millennia, I didn’t even activate the Easyshop Platinum card when I opened my account last month. Haven’t been charged yet, Savings Max account.

If you have credit cards, though, you can use the platinum card to get 1% cashback on bill payments (upto 750 per month).

Thanks. Will call my bank contact tomorrow.

Bill payments are best paid through Amazon Pay Balance which we get with 10% cashback through Millenia. stuck_out_tongue

Deal Subedar Deal Subedar
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sharpen wrote:

You get 5% Smartbuy cashback upto 1000, nothing additional. Millennia gives you 5% on top of that, upto 400.

You can submit an application for Millennia, I didn’t even activate the Easyshop Platinum card when I opened my account last month. Haven’t been charged yet, Savings Max account.

If you have credit cards, though, you can use the platinum card to get 1% cashback on bill payments (upto 750 per month).

Debit card are free on Saving Max account.
You wont be charged.

Cool Cool
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How 10% it’s only 5% for millennia debit card

Maybe you are mixing it with 2.5% on all online spends

Deal Cadet Deal Cadet
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Sudarshan61 wrote:

Debit card are free on Saving Max account.
You wont be charged.

No.They said only platinum card is free,but they will charge for millenia debit card,if opt for,even for savings max account.
This what they told.

Deal Cadet Deal Cadet
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vasanth_ece wrote:

No.They said only platinum card is free,but they will charge for millenia debit card,if opt for,even for savings max account.
This what they told.

My millenia is free since I opened my account in Feb’2020.

And it’s basic account (with 10k minimum balance)

My residential society has account with this branch with huge funds. I went with my friend (treasurer in RWA) to open the account. grinning

Deal Newbie Deal Newbie
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sanketpero wrote:

How 10% it’s only 5% for millennia debit card

Maybe you are mixing it with 2.5% on all online spends

5% with Millennia debit card and another 5% with smartbuy

Missing