HDFC Millenia VS Regalia gold

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Wingman
rr134181534

I have HDFC LTF  Millenia Credit card, currently using to buy amazon vouchers and 5% cashback.

I have got an option to upgrade to LTF Regalia Gold Credit Card .

Is it worth upgrading the card to Regalia Gold Credit Card  any inputs highly helpful

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if you need international lounge access and more into travel/hotels then Regalia upgrade is worth else if you are into buying Amazon vouchers of say 5k per month then Millenia is the best so totally depends on your need here

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Please explain travel benefits of regalia gold

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Deal Subedar Deal Subedar
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Regalia is more better than gold version i think

Commentator Commentator
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not sure if Regalia is discontinued for personal as it shows commercial CCs, now its Regalia gold and regalia first (no lounge access from Dec2023) and if main purpose is for any unconditional domestic & international lounge access (like earlier quarter 1L spends etc.) then Gold is the only option under Regalia cards.

https://v.hdfcbank.com/giftcity/pay/cards/comme...

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since OP mentioned buying Amazon vouchers, didn't think SmartBuy will be that effective due to charges and Amazon GC is only for Infinia users to get good discounts 😃, one use of regalia will be path to get Infinia as next offer would be Dinners Club and then Infinia (but don't think it will be LTF or may be FYF)

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