Hdfc millennia credit card

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Had got a call from Hdfc for cc they said they’ll give money back card vch is life time free and no annual charges
Later after seeing the payslip they said they’ll upgrade to millennia with same t n c but in their website it says 1 lakh to be spent to get waiver
So called cc to ask the same but they said since u have smart pay(postpaid connection) youre eligible for it, no charges will be levied
So should I go for it

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If you get millennia which is not LTF just register your bill on smartpay within 90 days of receiving card. Keep the smartpay active for around 6 months, card will become LTF.

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Millenia CC is a useless and irritating card – many conditions – very difficult to remember those CB category and percentage.
Though CB is good but limited and min txn is Rs2000 on smartbuy or Payzapp so almost all bills and recharges do not qualify for CB.

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tank_u_m8 wrote:

If you get millennia which is not LTF just register your bill on smartpay within 90 days of receiving card. Keep the smartpay active for around 6 months, card will become LTF.

What is it and how to do it

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tank_u_m8 wrote:

If you get millennia which is not LTF just register your bill on smartpay within 90 days of receiving card. Keep the smartpay active for around 6 months, card will become LTF.

3 months i guess

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InvestPotato wrote:

3 months i guess

Official timing is 3 months but every employee at my branch suggested me to keep it atleast for 6 months.

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tank_u_m8 wrote:

Official timing is 3 months but every employee at my branch suggested me to keep it atleast for 6 months.

Oh, I kept for 3 or 4 months max for DTH

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InvestPotato wrote:

Oh, I kept for 3 or 4 months max for DTH

I haven’t check the LTF status. How do I check?

Is the call support active? Last time I checked it was not active

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caks2006407 wrote:

Millenia CC is a useless and irritating card – many conditions – very difficult to remember those CB category and percentage.
Though CB is good but limited and min txn is Rs2000 on smartbuy or Payzapp so almost all bills and recharges do not qualify for CB.

Yes that is why i will close this card. They told it will be ltf before but doesnt said or email any requirement of smartpay to make it ltf and when i enquired it was late and now it is 1 year old now. After utilizing my rewards points will be closing the card, as ₹2000 every time is not suitable for me.

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I am having dinners club miles cc and recently got upgrade for HDFC millennia can anyone suggest shall I go with millennia or stick with dinners ?

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Its pretty good card in my opinion. Just use the cad to pay rent via payzapp on nobroker / redgiraffe. u get cashback via payzapp and credit card. And u can also complete the 1L target

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iamramece731 wrote:

Its pretty good card in my opinion. Just use the cad to pay rent via payzapp on nobroker / redgiraffe. u get cashback via payzapp and credit card. And u can also complete the 1L target

When reward points will be credited?? If I’m doing transaction on 31st July in NoBroker, when will reward points get credited??

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iamramece731 wrote:

Its pretty good card in my opinion. Just use the cad to pay rent via payzapp on nobroker / redgiraffe. u get cashback via payzapp and credit card. And u can also complete the 1L target

Do u know timeline in which we get cashback of 750 in millenia credit card. Paid rent on nobroker on 26th nov. But havent got 750 rs yet

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Surya_Baskar wrote:

When reward points will be credited?? If I’m doing transaction on 31st July in NoBroker, when will reward points get credited??

Have u got 750 ?

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